Investing for Beginners Sitemap - Page 1 2016-09-26
Managing Your Portfolio During a Recession
Recessions don't have to be scary for your portfolio of investments. Take a moment to read our unique perspective on how you can reduce your risk.
Liquidity Risk 101
Liquidity risk is a type of investment risk that can hurt your portfolio and your net worth if you aren't diligent about guarding against it.
The Difference Between an Investor and Speculator
Learn the difference between an investor and a speculator
Keys to Successful Investing and Portfolio Management
There are seven things you can do to improve your investment portfolio and increase the odds of making money from stocks, bonds, and other assets.
401k Loans and Hardship Withdrawals: Limits, Conditions
401k loans and 401k hardship withdrawals are ways employees can access their retirement funds in the event of an emergency or a financial need. This article discusses the pros and cons of 401k loans and 401k hardship withdrawals. Page 3.
401k Maximum Contribution Limits
The 401k contribution maximum limits for fiscal 2003 through 2006 are discussed in this article. The relationship between employer matching and 401k contribution limits is also discussed. Page 4.
401k Retirement Plan for Beginners
A 401k retirement plan is a special type of account funded through pre-tax payroll deductions. Funds can be invested in a number of different ways.
The Benefits of Initiating a 401k Rollover
Completing a 401k rollover to a new employer's 401k program or an IRA allows retirement assets to continue to compound tax-deferred for years. Discover the benefits of the 401k rollover and how it can be accomplished in this article. Page 2.
New Investor's Guide to the 401(k) Plan
With 401(k) accounts taking over traditional pension plans, it is more important than ever that you understand how 401(k) investing works.
Defensive Investing for a Volatile Stock Market
When volatility increases in the stock market, many investors want defensive holdings that keep their money safe through the storm.
Steps to Paying Off Credit Card Debt
Learn valuable tips on how to pay off your credit card debt and get a restart to your financial life.
The Nuclear Option for Credit Card Debt – Bankruptcy
One question often asked is should I declare bankruptcy to get out from under the burden of my credit card debt? In some cases, bankruptcy really is the best option to escaping the emotional and financial pain of credit card debt.
Stop the Blame Game Over Your Credit Card Debt
If you are looking for the reason you are in credit card debt then look no further than the nearest mirror. Your decisions got you in the situation you now find yourself but that should be good news - not bad - because it means that you also have the power to fix your life, turn the ship around, and stop living under the pressure of constant credit card debt.
Stop Segregating Your Income Mentally to Pay Off Credit Card Debt
When you are struggling with large credit card debt that needs to be repaid, you cannot afford to think in terms of money piles such as your gas money or grocery money. Instead, you need to use all of your available resources to pay off your debt. This is a point that many people are simply unwilling or unable to take seriously, instead preferring to complain about their credit card debt.
Paying Off Credit Card Debt: Don't Use a HELOC
Many financial planners will tell you to use a HELOC, or home equity line of credit, to pay down high interest. Iâ€™m not a big fan of this approach. Page 4.
How to Pay Off Credit Debt: Unrestricted Investments
If you have any unrestricted investments such as stocks or bonds in a brokerage account, savings bonds, or other assets, you may want to consider selling them to pay down your credit card debt because it is likely the interest rate is higher on your debt than what you can earn on the investment. You can also consider taking a 401(k) loan to pay off your credit card debt although there are some drawbacks to that approach.
Paying Off Credit Card Debt Step 6: Snowball Technique
By paying off the lowest balance credit card account first, you remove an entire fixed payment, instantly making your existing money stretch further.Page 6.
Make Micro Payments (aka the Snowflake Technique) to Reduce Credit Card Debt
You just learned about the snowball technique for reducing your credit card debt so now it's time to discuss the so-called snowflake technique. The premise is simple: Every time you get more than a few dollars in your hand, send it in to your credit card company to reduce your outstanding balance. This snowflake technique for reducing credit card debt balances is extremely effective.
Cut Up Your Credit Cards (or Make Them Inaccessible)
One of the most important things you can do to reduce your credit card debt is to cut up your credit cards or freeze them in blocks of ice to prevent impulse purchases. This will help you stop the financial bleeding as you pay down your credit card balances.
Get a Part Time Job or Work from Home
One of the fastest way to pay off credit card debt is to get a second or third job and dedicate all of your earnings to reducing the balance on your accounts. Even a few extra dollars a day can help you pay off credit card debt much faster, sometimes years ahead of schedule.
Self-Employed 401(k) Plans for Small Business Owners
If you own a small business you may be able to save more money for retirement thanks to the higher limits on solo and self-employed 401(k) plans.
Frictional Expenses: The Hidden Investment Tax
In this article, we are going to examine some of the most frequent and costly frictional expenses and discuss ways you can lower or eliminate them.
The Most Important Rule of Investing
When it comes to investing, there's one major rule that you should remember for retirement: Never invest money you can't afford to lose.
The Beginner's Guide to Online Stock Trading
This guide will walk you through the process of placing an order with your broker, choosing individual stocks, and expenses to consider.
Beginner's Guide to Investing in Mutual Funds
This guide to mutual fund investing was designed to help you understand what they are, how they work, and things you may want to consider.
The Basics of Value Investing
Value investing as a successful approach to buying and selling stocks, from the father of value investing, Benjamin Graham (Mr. Market).
iShares Dividend ETFs Make Dividend Investing Easy
Dividend lovers can rejoice because iShares has created two major low-cost exchange traded funds (ETFs), or dividend ETFs, designed to let investors buy a block of dividend paying common stocks by purchasing a single security through their stock broker. That means instant diversification with only one brokerage commission, making passive income more attainable for those with a small budget.
7 Questions That Can Help You Select Better Stocks
When investing your family's money into stocks, there are seven questions that can improve your odds of avoiding mistakes and compounding your wealth.
How Much Money Does It Take to Be Rich?
How much money makes you rich? The answer depends on where you live... and what
Asset Turnover - Analyzing an Income Statement
The asset turnover ratio calculates the total sales revenue for every dollar of assets a company owns. Find out how to calculate it here.
Working Capital Per Dollar of Sales
Working capital per dollar of sales and working capital turnover are financial ratios demonstrating the liquidity efficiency of a business.
What Happens If My Stock Goes Bankrupt?
Have you ever wondered what happens if a stock you owns goes bankrupt? Here is an overview of the process to give you some peace of mind.
Holding Company Depositary Receipts - HOLDRs
Holding company depositary receipts, or HOLDRs for short, are a new type of investment that offer the benefits of a diversified portfolio without the fees. This article explains how HOLDRs are structured, what makes them different and how you can invest in them.
How to Think About Stock Prices
Investors cannot look at the share price by itself to determine the value of a stock. They must consider the relationship to earnings and net assets to share price. Stock splits can affect the actual price of shares.
Profiting from Franchise Value
Franchise value is a term used to describe the power a business or brand has with consumers, which allows it to generate more revenue or profits.
Investing Lesson 1 - ABC Furniture
This example will help investors understand the IPO process using a fictional company called ABC Furniture. Page 4.
Understanding Bear Markets Impact on Investments
A bear market is a term used to describe a stock market or other market that has fallen by more than 20%. It is the opposite of a bull market.
Finding Investment Ideas for Your Portfolio
Many investors are interested in selecting individual common stocks for their portfolio, but aren't sure where to begin their search for a good investment idea. These four tips will help you find hundreds of investment ideas in your own backyard.
Investing in Penny Stocks is Almost Always a Bad Idea
Too many new investors think investing in penny stocks is a good idea when it is often a terrible decision. Learn the reasons why and more.
The Dangers of Buying Stocks on Margin
Buying stocks on margin is a dangerous double-edged sword because it lets you leverage your returns but if you are wrong, you can go bankrupt.
Things to Look for in an Investment
New investors are often interested in buying stock but don't know what to look for. Here are important things you should require of each investment.
Dollar Cost Averaging Drastically Reduces Market Risk
Dollar cost averaging is the practice of investing or saving money at specific times, regardless of market conditions or your personal financial outlook. Dollar cost averaging is an effective investment strategy that is practiced by some of the best investors in the world.
Stock Buyback Programs and How They Work
Stock buyback programs reduce shares outstanding and serve as a tax-efficient backdoor dividends. Learn how this can benefit your portfolio and more.
Learn About Investment Research
Many people are ready to take the plunge and begin researching their own investments. This article was designed to help the investor.
Seven Tests of Defensive Stock Selection
These seven tests of defensive stock selection from Benjamin Graham's Intelligent Investor are keys to putting together a conservative portfolio.
Turning Bad News Into a Lucrative Opportunity
Even the best companies, industries, and sectors fall out of favor from time to time because of some bad news or unfortunate event. A fully informed investor can make money by buying the undervalued stock in these underdogs at a fraction of their intrinsic value.
Buying on Bad News - Acquiring Undervalued Stock Part 2
Not all undervalued stock is worth purchasing as a long term investment. When buying stock on bad news, an investor must take into account the quality of management and their personal financial situation. Page 2.
Warren Buffett's Childhood and Education
Read a biography of Warren Buffett, including his education under Ben Graham before gaining control of Berkshire Hathaway.
How Warren Buffet Became the Oracle of Omaha - Timeline
A chronological timeline of the life of Warren Buffett, Chairman and CEO of Berkshire Hathaway. Section 1 covers 1930-1956.
Warren Buffett Timeline - 1957-1974
A chronological timeline of the life of Warren Buffett, Chairman and CEO of Berkshire Hathaway. Section 2 covers 1957-1974. Page 2.
Warren Buffett Timeline - 1977-1989
A chronological timeline of the life of Warren Buffett, Chairman and CEO of Berkshire Hathaway. Section 3 covers 1977-1989. Page 3.
Retained Earnings on the Balance Sheet
Retained earnings are the profits a company has reinvested in itself from past operations, which you can find in the shareholder equity section of the balance sheet.
What Happens If I Want To Cancel a UTMA?
Discover what can happen when a parent or custodian wants to cancel the UTMA established for a child. Is it possible? Learn the answer and more!
The 3 Ways You Can Make Money Investing In a Stock
Learning these three potential sources of profit will help you invest in stocks that can benefit your family economically.
Whether or Not to Reinvest Your Dividends
One of the biggest questions new investors will ask themselves is,
Benefits of Investing in Municipal Bonds for Income
When you have reached retirement, one of the most popular ways to generate passive income is to invest your savings in tax-free municipal bonds.
The 5 Things You Need To Do If You Want To Get Rich
There are five things you might want to consider doing if you want to get rich. Followed over several decades, they can generate significant wealth.
Disadvantages of Using a Trust Fund to Pass on Wealth
Trust funds can be a great tool for asset protection and tax reduction, but they have some drawbacks including trust fund taxes, rates and costs.
ADR Fees and Your International Stock Investments
ADR fees are charged by sponsoring banks of foreign stocks to compensate them for currency translation and custody services.
The Dangers of Excessive Diversification
Diversification, although beneficial, can be carried too far. Excessive diversification can result in lower wealth building and portfolio growth.
Asset Allocation Basics for Beginners
Asset allocation is the practice of diversifying assets between different asset classes. This article explains the theory and provides sample models.
The Federal Reserve and Interest Rates
This article is an introduction to the Federal Reserve and interest rates including the funds rate and the discount rate.
The Basics of LIBOR: the London Interbank Offered Rate
The London Interbank Offered Rate, or LIBOR, is the short-term interest rate major banks charge each other for loans. Learn how LIBOR can affect you.
The Pros and Cons of Bonds and Bond Funds
Should you invest in a bond fund or individual bonds? That is a question a lot of fixed income investors ask themselves and the answer isn't easy.
An Introduction to Capital Structure (Why It Matters)
A company's capital structure is one of the most important decisions management has to make because it influences everything from the firm's risk profile to the financial ratios such as return on equity and interest coverage. In this resource, we examine why capital structure matters and the components that make up the capital structure of any company, no matter how large or small.
Asset Management Accounts for Beginners
With the passage of the Gramm-Leach-Bliley Act of 1999, asset management accounts burst onto the scene simplifying the financial lives of millions of Americans. This article explains what asset management accounts are, how they came into existence, and what they can do for you.
Net Income Applicable to Common Shares
Net income applicable to common is the profit a company reported during a period. It is the starting point to calculating earnings per share.
How to Calculate Return on Assets or ROA
The Return on Assets calculation, or ROA, tells an investor how much profit a company generated for each dollar of assets invested in the business.
How to Invest in Stocks: A Starting Guide
Have you ever wondered how to invest in stock but don't know where to begin? Let me walk you through the basics so you can start building a portfolio.
Profit Center - Basic Understanding of the Business Term
A profit center is an area of a company that adds directly to its bottom line profit. Learn how it compares to cost centers and investment centers.
Investing Lessons from Scrooge McDuck
Scrooge McDuck is the richest duck in the world and a major influence on me growing up in my question to build a fortune of my own. As a light hearted addition to the hundreds of articles in the site, I wanted to give you a real life breakdown of how Uncle Scrooge's philosophies have helped me build my companies. It's a good read, and you'll probably learn something that can help you manage your own portfolio or enterprises.
Investing Lessons from Scrooge McDuck - How Scrooge McDuck Can Teach You to Be a Better Investor Part 2
This continuation explains more lessons about finance, investing, and business that I learned from Uncle Scrooge who is the Chairman of McDuck Enterprises. Page 2.
How Scrooge McDuck Taught Me to Be Rich - The Importance of Liquidity, Hidden Reserves, and New Skills
Uncle Scrooge McDuck taught much more than just financial lessons including the importance of a fine arts education in language and new skills. These additional lessons will explain how Uncle Scrooge McDuck taught me to be rich and help build my companies. Page 3.
15 Investment Secrets to Help Make You Rich
In Common Stocks and Uncommon Profits, investor Philip Fisher gave us 15 things to look for in an excellent stock and 5 things to avoid when choosing common stocks.
Risk Arbitrage - Mergers, Acquisitions and Liquidations
This article discusses Benjamin Graham's formula for evaluating arbitrage operations as well as how arbitrage opportunities come into being.
Better or Worse to Start Investing in a Recession?
Should you begin investing in stocks or a small business during a recession or wait until the economy improves?
Understanding the Dow Jones Industrial Average (DJIA)
In a few minutes, you'll discover the history of the Dow Jones and how it continues to influence the global investing world today.
Building a Portfolio with iShares
Created by Barclay’s Global Investors, iShares are exchange traded funds (ETFs) that combine the best features of stocks and mutual funds. iShares allows individual and corporate investors to begin an indexing program or just gain exposure to a particular segment of the market they believe is set to outperform in the future.
American Eagle Gold Bullion Coins
American Eagle gold bullion coins are a convenient, affordable way for investors to acquire a small position in gold for their portfolio.
Investing in Gold Krugerrand Coins
Gold Krugerrand coins are a type of investment grade gold bullion coins available for those who want to add precious metals to their portfolio.
Investing Money - How Much Should I Save?
How much should you be saving? We've taken a detailed look at the questions you need to ask yourself before you can tackle that important question.
Asset Placement Tax Strategy
Asset placement is a tax strategy that minimizes tax liability by placing certain assets in certain types of accounts. This article discusses asset placement and tax reduction.
A Beginner's Guide to the Different Types of 401(k) Plans
Learn everything you need to know about your 401(k) account including 401(k) contribution limits, some tax rules, 401(k) withdrawal penalties, and more.
Does a High P/E Ratio Mean a Stock is Overvalued?
Does a high price to earnings ratio, or p/e ratio, mean a stock is overvalued? Not always. Sometimes a high p/e ratio can be justified if the investor is certain as a result of his or her analysis that the cash flows will increase enough to result in a higher earnings yield in the future.
Things to Remember Before You Buy Your First Investment
Buying your first investment can be overwhelming. These keys and tips will help you think about some important things to consider before you sign your name to the check. Even though they are designed to be read before you've bought your first investment, they are still useful to even the most experienced financier!
The Four Ways to Make Money
There are four major ways you can make money, ranging from selling your time to generating capital gains on investments.
What is a Reverse Stock Split?
A reverse stock split is used to avoid delisting of a corporation's shares on a stock exchange. Reverse splits have no meaningful economic impacts.
How to Invest in Bonds for Your Portfolio
This guide explains how to invest in bonds such as municipal bonds, commercial bonds, savings bonds, Treasury bonds, and more.
Intro to Series EE Savings Bonds Investing
The Series EE savings bond is one of the most popular savings bonds in the history of the United States. Issued by the Treasury department, you can invest in Series EE savings bonds either by purchasing electronic versions or physical paper bond certificates. Depending upon your choice, the rules are different. Sit back and let us teach you everything you need to know about Series EE savings bonds in this great bond investing article.
Tax Advantages of Series EE Savings Bonds
There are substantial tax advantages to investing in series ee savings bonds from the United States treasury.
Charitable Remainder Trusts
One great way to make the world a better place, lower your estate tax, and provide an income stream is to establish a charitable remainder trust.
Lowering Your Estate Tax Through Tax-Free Gifts
The estate tax can represent a significant bite out of your net worth, reducing the amount of wealth that gets passed onto your heirs.
Intro to Series I Bonds for New Investors
The Series I savings bonds are designed to help investors combat inflation by paying interest based upon changes in the consumer price index, or CPI. I bonds are issued by the United States Treasury Department and are backed by the full faith and credit of the United States Government.
Sam Walton - Profile of the Wal-Mart Founder
An overview of the life of Sam Walton, Eagle scout, founder of Walmart, recipient of the Medal of Freedom and one-time richest man in the world.
The History of US Savings Bonds
US savings bonds have been one of the most popular investments since their introduction in 1935 by Secretary of the Treasury Henry Morgenthau, Jr.
Temporary Problems That Can Lower Stock Prices
Sometimes, short-term problems can drive a company's stock lower, causing significant losses on paper.
Introduction to Wall Street for Beginners
Wall Street is both a physical location and a metonymy for investing. In this lesson, let's take a look at the function and role of Wall Street.
How Stock Prices Are Determined
There are many reasons a stock price can become undervalued or overvalued but I want to walk you through four of them.
Look-Through Earnings - The Influence of Look-Through Earnings on Buy and Sell Decisions
Look-Through earnings may influence an investor's buy and sell decisions by providing a basic metric for evaluating profitability. This resource explains how look-through earnings can be used to determine if an investor should buy, sell or hold his position. Page 2.
Value Investing 101 - Google vs. Berkshire Hathaway
Berkshire Hathaway and Google are comparable in some ways so let's take a look at the valuation of each to compare them on a risk-adjusted basis.
Investing for Beginners
Investing for Beginners.
Series EE Savings Bonds Photo Gallery
Pictures of Series EE savings bonds show you all of the denominations available to investors in this photo gallery. We have pictures of all of the Series EE savings bonds.
Investing for Beginners
Investing for Beginners.
Investing for Beginners
Investing for Beginners.
Investing for Beginners
Investing for Beginners.
Investing for Beginners
Investing for Beginners.
Investing for Beginners
Investing for Beginners.
Investing for Beginners
Investing for Beginners.
Investing Tips to Improve Your Investing Results
This handful of investing tips can help you manage your investment portfolio better, avoid mistakes, and give you a better perspective on your money.
Market Value and Intrinsic Value Are Not the Same Thing
There's a difference between the market value and the intrinsic value of a stock, which is important if you are going to invest in equities.
Use the Individual Roth 401(k) as a Self-Employed Tax Shelter
If you own a small business or are self-employed, an individual Roth 401(k) is a tax shelter you need to consider opening as soon as possible.
24 Asset Allocation Strategies for New Investors
This guide to asset allocation was written for the new investor who wants to learn the basics and see a few sample models.
24 Asset Allocation Strategies for New Investors
This guide to asset allocation was written for the new investor who wants to learn the basics and see a few sample models.
24 Asset Allocation Strategies for New Investors
This guide to asset allocation was written for the new investor who wants to learn the basics and see a few sample models.
Ask the Peter Lynch Question
Peter Lynch used to say that at the end of every year, the investor should look over his or her holdings and ask themselves, â€śKnowing what I know now, and the price at which these stocks current trade, would I be willing to invest new money into the company under these circumstances if I didnâ€™t already own a position?â€ť If the answer is no, you need to examine long and hard your reasons for holding the equity.
Eight Secrets to Improving Your Portfolio Returns
Discover how a few small moves can mean a world of difference in the amount of money you find in your pocket as you sail toward retirement.
Keep Turnover as Low as Possible
At an annual portfolio turnover rate of 0%, the value of the portfolio would have grown to an astounding $38,337,600; at 3% turnover, $34,211,200, at 10%, $27,808,500, at 30%, $20,250,200, at 85%, $15,695,500, and at 100% turnover, $15,264,800. In other words, youâ€™d end up with 150% more money as a result of a 0% turnover portfolio than you would be investing in the 100% turnover portfolio, which lowered the compound annual growth rate (CAGR) to 14.6%.
Know the Power of Reinvested Dividends
In the past, Iâ€™ve already written a lot about the topic of the importance of reinvesting your dividends so Iâ€™m not going to continue to beat the dead horse. Take a moment, and read the following articles about reinvesting your dividends.
Bonds in an Income Investing Portfolio
Bonds are often considered the cornerstone of income investing because they generally fluctuate much less than stocks. With a bond, you are lending money to the company or government that issues it. With a stock, you own a piece of a business. The potential profit from bonds are much more limited but in the event of bankruptcy, you have a better chance of recouping your investment.
How to Get Rich (A Beginner's Guide)
How to get rich is a comprehensive collection of articles, resources, and guides on investing, building wealth, saving, and money management, all designed to help you with one goal: how to get rich.
How to Deal with Forced Retirement
According to a new study by Sun Life Financial, more than 20% of American workers are subject to forced retirement by layoffs, cutbacks, & shutdowns.
Series EE Savings Bonds Guide - Investor Resources
The Series EE savings bond is one of the most popular savings bonds ever issued in the United States. This collection of Series EE savings bond articles, resources, and guides will make it easy for you to find out how you can add them to your portfolio, how interest rates are set on EE bonds, and much more.
Guide to Understanding Financial Statements
Whether you are an investor, a small business owner, or working on your personal finances, you need to understand how to read financial statements.
How to Read Savings Bonds and Other Bond Certificates
If you hold paper savings bonds or other types of bond certificates, this guide will explain how to interpret the information printed on them.
The Power of Compound Interest
Compound interest, or compounding, is the process of earning interest on your interest, causing geometric growth in your investments and savings.
How a Mutual Fund Is Structured
Learn how most mutual funds are structured, the reasons for that structure, and how the people who serve the fund are compensated.
Dividend Tax Rates - Beginners Guide
This guide to the dividend tax was designed to help new investors understand what it is, the tax rates, and how it is calculated.
SEP-IRA Contribution Limits
The SEP-IRA contribution limits are much higher than other retirement plans such as a 401k, making them great for those who want to aggressively save.
Diversify Your Income Sources
Everyone talks about diversifying your investments but diversifying your income is just as important when it comes to risk reduction.
How Do I Buy Shares of a Mutual Fund?
As a new investor, when you are ready to buy shares of your first mutual fund, there are three ways to do it. This overview explains how easy it is.
Understanding an Inflation Index and How It Works
An inflation index is a tool used to measure the rate of inflation in an economy. There are several different ways to measure inflation, leading to more than one inflation index with different economists and investors preferring one method to another, sometimes strongly. This brief overview should help you understand how an inflation index works, some of the more popular models, and perhaps even help you decide for yourself the one you prefer.
New Investor's Guide to Investing in Bonds
Learn what a bond is, how you earn interest income and some of the things you should consider before investing part of your portfolio in bonds.
What is A Good Return on Your Investments?
Many people don't know what they should consider a good rate of return on their investments. What is a good rate of return on stocks, real estate and more.
What Causes a High Rate of Inflation?
There are two major causes of a high inflation rate, which increases prices and can wreck havoc on the average investor's pocketbook and portfolio.
Get Started Making Money and Building Your Net Worth
Making money shouldn't be that difficult. Here are some useful tips to help you make more money and kick start growing your net worth.
What Happens When a Stock Is Delisted?
Learn the reasons why a stock exchange might decide to delist a company's stock, and how the move might affect those who invest in that stock.
How to Make Money From Mutual Funds
Do you know how to make money with mutual funds, or where your profit comes from when you invest in a mutual fund? I'll answer those questions and more.
What Is a Mutual Fund?
What is a mutual fund? Learn about mutual funds and how they work, including details about their structure, management fees, sales loads, and more.
You Don't Have to Invest in Stocks to Get Rich
There are a minority of investors who truly want to get rich and build wealth but just aren't emotionally cut out for owning stocks.
No Free Lunch - A Look at Opportunity Cost
No such thing as a free lunch, the famous adage, refers to the idea that it's impossible for a man to get something for nothing.
What Is an Equity Fund? - Investing for Beginners
An equity fund is a special type of mutual fund, index fund, or exchange traded fund that invests in common stocks, or equities, rather than bonds.
What Is a 401(k)?
Where pension plans once reigned supreme, offering a lifetime guarantee of checks during retirement, today the 401(k) has taken its place.
Top Warren Buffett Books and Resources
Using these books and resources you can now find out about Warren Buffett's biography, investing techniques, and thoughts on business.
5 Things You Should Know About 401(k) Loans
It ia almost always a mistake to take a 401(k) loan against your retirement assets. If you need convincing, here are five reasons why you are probably making a huge mistake if you tap your nest egg.
The Dividend Adjusted PEG Ratio
When it comes to investing in dividend stocks, the PEG ratio doesn't work well in the real world. To compensate, use the dividend-adjustedâ€‹ PEG ratio.
How to Invest in U.S. Savings Bonds
This guide features in-depth information on how savings bonds work, the Series EE & Series I bonds & other products issued by the Treasury Department.
Should You Invest in Equity Funds or Individual Stocks?
Picking individual stocks or investing in an equity fund? Here are some things to help you decide which approach could be right for your family.
Interest Income and Expense on the Income Statement
Interest income and expense reflects the amount companies pay on their debt on their deposit accounts and is reported as net on the income statement.
Real Estate Investing for Beginners
This brief overview explains the basics of real estate investing for beginners. When you invest this way, the goal is to put your money to work.
3 Ways You Can Buy Stock Without a Broker
You can buy stock without a broker by taking advantage of direct stock purchase plans, dividend reinvestment plans, and other specialty accounts.
6 Dumbest Things New Stock Investors Do
Charlie Munger likes to say that the key to making money investing in stocks is being consistent, not dumb. It's some of the wisest financial advice.
Invest Early in Life and Retire with Millions
Every college student can retire financially independent with millions in wealth by doing one simple thing in their late teens or early twenties.
Income Statement - Extraordinary & Nonrecurring Items
Extraordinary and nonrecurring items and events are treated differently under the accounting rules used for the income statement.
Dividend Reinvestment Plans or DRIPs
Dividend reinvestment plans, or DRIPs for short, allow investors to reinvest their dividends in whole and fractional shares of a company's common stock. This article explains how an investor can sign up for a dividend reinvestment plan and the benefits of enrolling in such a plan.
The Three Dividend Dates - Dividends 101
A company's board of directors declares a dividend and establishes a date of record (the ex-dividend date) and a payment date. The dividend can take several forms including cash, stock or property. This will walk you through the definition of the ex-dividend date, the dividend declaration date, and the dividend payment date. Page 2.
Cash, Property and Special One-Time Dividends
There are several types of dividends including cash dividends, stock dividends, liquidating dividends, and property dividends. Each of these dividend types is unique and has its own advantages and disadvantages. This particular step will teach you about cash dividends, property dividends, and special one-time dividends.
Dividends 101 - the Beginner's Step-By-Step Overview
A stock dividend is a pro-rata distribution of additional shares of a company's stock to owners of the common stock. A company may opt for stock dividends for a number of reasons. This article explains stock dividends, how they are issued and how they affect the investor. You'll also learn how stock dividends are different from stock splits.
Beginner's Step-By-Step Overview of How Dividends Work
This section of the All About Dividends article discusses corporate dividend policy, the calculation of the dividend payout ratio and dividend yield. You'll learn why a company may or may not pay dividends, how to compare the dividend rate on a stock to bonds, and much more.
About The Double Taxation of Dividends
There is a double taxation problem with dividends. In fact, the United States has one of the highest taxes on dividends in the entire world because we don't allow corporations to deduct dividends paid out to owners from corporate income tax rates.
Selecting High Dividend Stocks
High dividend stocks should have a history of uninterrupted dividend payments for at least the last twenty years as well as a history of increasing those dividend payments. This is the minimum requirement for someone who is looking to add dividend stocks to their income portfolio.
Practical Examples of Dividend Reinvestment Plans
These examples of how you could use a dividend reinvestment plan or DRIP to begin building wealth through reinvested dividends and the power of compounding are designed to help you understand the benefits of taking advantage of these low-cost plans. DRIPs and dividend reinvestment plans can be among the most affordable ways to invest in stock. Page 9.
Introduction to Dividends and Dividend Investing
This dividends 101 step-by-step guide is your complete introduction to dividends, dividend investing, and much more.
Continuing Operations vs. Discontinued Operations
Continuing operations and discontinued operations are an important part of understanding and projecting the future earnings of a business.
A Beginner's Guide to Investing in Stock
Have you asked the question what is stock or wondered why shares of stock even exist? This guide will go far beyond answering the question.
How Much Money Should I Keep In a Savings Account?
Have you ever wondered how much money you should keep in a savings account? Here are some thoughts to help you answer that question.
Real Estate Investing Through REITs
Acquire property through professionally managed REITs, which provide the benefits of real property ownership with a tax-efficient structure.
How to Calculate the Interest Coverage Ratio
The interest coverage ratio is a measurement of the number of times a company can make its interest payments with earnings before interest and taxes.
Operating Income and Operating Profit Margin
Learn the difference between operatingâ€‹ income and operating margin, and how to calculate each of them.
Popular Types of IRAs to Consider for Your Portfolio
There are four popular types of IRAs, each of which has their own unique IRA contribution limit rules and terms. You should consider opening one.
Operating Expense on the Income Statement
Operating expense on the income statement include things like salaries paid to employees, research and development costs, and other costs.
Calculating Net Profit Margin
Net profit margin is a financial ratio comparing a company's net profit after taxes to revenue. You can calculate it using the income statement.
Avoid Depreciating Assets If You Want To Grow Richer
This is the third and final part of a detailed essay in which I explain the capital allocation policies we use to manage our business assets. Page 3.
Six Different Asset Types in Capital Allocation
How you think about capital allocation and asset classes can determine the success of your portfolio management strategy.
Beware That Some Assets Will Actually Consume Your Cash
This is the second part in an in-depth essay in which I explain how we think about capital allocation at our private family businesses. Page 2.
What Is A Trust Fund and What are the Benefits?
Ever asked yourself the question,
What to Ask When Choosing a Trustee for Your Trust Fund
How do you choose a trustee for your trust fund? Answering these three questions will help you with this extremely important decision.
Testamentary vs Inter Vivos Trust Funds
What is the difference between a testamentary trust fund and a living trust or inter vivos trust fund? Learn the answer and more.
Reasons Stock Market Charts Are Practically Useless
Stock market charts are practically useless for long-term buy-and-hold investors because they don't take into account dividends, spin-offs, and more.
Building a Stock Position by Writing Put Options
Writing put options, or selling to open put options, is a technique used by value investors to generate income and pay a lower price for a stock.
The Mathematics of Getting Rich by Investing in Stocks
Investing in stocks with a buy and hold approach has been one of the best ways to get rich throughout history, even if you experience a lot of failure.
How to Buy Stock for Your Investment Portfolio
If you have ever wanted to know how to buy stock, here is an explanation for the different ways to acquire shares for your investment portfolio.
What Is a Derivative and How Do Derivatives Work?
Derivatives are a type contract that derive their value from some other source. Derivatives can reduce risk or be extraordinarily dangerous.
Secrets to Making Money Easily
There are four things that helped me begin making money early in my career. By following them, I hope that you will become financially successful.
Things You Should Look For In a Savings Account
Savings accounts are one of the oldest and most traditional financial products in the US. Here's what to know If you are looking to open one.
Why Boring is Almost Always More Profitable
Comments on Jeremy Siegelâ€™s book, The Future For Investors: Why the Tried and True Triumph Over the Bold and the New.
What Is an AAA Rating, or Triple A, Bond Rating?
The term Triple A, or AAA, is the highest rating awarded by bond agencies for a bond, indicating an investment is thought to have low default risk.
What is a Ticker Symbol?
A ticker symbol is a short code used to buy or sell shares of stock, as well as research the business including dividend history and share price.
Limited Liability Companies, or LLCs, for Beginners
A limited liability company, also known as an LLC, is a special type of legal structure that gives investors asset protection and flexibility.
Investing Lessons From a Millionaire Dairy Farmer
A few years ago, a trust agent at a bank told a story about his richest client, a millionaire dairy farmer, and what investing strategies he used.
What Is a Bloomberg Terminal or Bloomberg Machine?
A Bloomberg terminal, or Bloomberg machine as it is sometimes called, is a professional subscription and hardware package serious investors use daily.
What Is the Net Asset Value, or NAV, of a Mutual Fund?
As a new investor, you may wonder what NAV, or net asset value, is when you see it listed next to shares of a mutual fund or index fund.
What is the S&P 500 Index?
The S&P 500 is a stock market index made up of five hundred different stocks selected for liquidity, size, and industry.
Short Selling Definition - Shorting Stock Explanation
Selling a stock short, also known as shorting a stock or short selling, involves betting against a stock price, hoping it declines or collapses.
What Is a Mutual Fund Family?
There can be several advantages to investing in a family of mutual funds instead of splitting money across many non-related mutual funds.
Don't Eat Your Seed Corn, or Principal Money
Seed corn is the principal money that generates more money, and should never be spent. Learn how to use this rule to improve your portfolio.
How to Research Stocks and Choose Good Investments
Before you start investing in the stock market, you need to learn how to research the stocks you're considering buying. Here's a guide to the basics.
Never Hold Tax Free Municipal Bonds Through a Roth IRA
You should never invest in tax-free municipal bonds through a Roth IRA because you are giving up income that you shouldn't have to sacrifice.
Investing Mistakes New Investors Should Avoid
Here are six investing mistakes to avoid if you are building your portfolio of stocks, bonds, mutual funds, and real estate for the first time.
Six Steps That Can Help You Retire Rich
If you want to retire rich, able to enjoy your golden years in peace and prosperity, here are six things you should be doing throughout your life.
Hotel REITs Can Be an Affordable Way to Buy Hotels
Want to invest in hotels? One of the easiest and most affordable ways to do it is by purchasing a hotel REIT which pays dividends from the profits.
How to Pick Better Long-Term Stocks
Here's how business-like investing can help you pick better long-term stocks, and how to improve your portfolio results and lower risk.
Focus on Return on Capital Employed
Investors who take a business-like approach to picking stocks focus on return on capital employed because some businesses are better than others. Page 2.
Looking for Uncorrelated Risks in Your Investments
Seemingly uncorrelated risks are often the deadliest to investors, whether they own stocks, bonds, real estate, mutual funds, or private businesses. Page 3.
Business-Like Investing Means Avoiding Dishonest People
The secret to making money from your stocks and businesses is to avoid major mistakes. That is more important to your net worth than being brilliant. Page 4.
What Is a Registered Investment Advisor or RIA?
A registered investment advisor, or RIA, is a firm or individual paid to offer advice or an opinion on securities or other investments.
Stock Market Capitalization for Beginners
To calculate a company's stock market capitalization, you need to take the value of all of its shares outstanding and multiply by the stock price.
A Beginner's Guide to Investing in Real Estate
Investing in real estate can be a great way to grow your wealth if done responsibly and with an understanding of the risks and rewards.
Calculating the Intrinsic Value of Preferred Stocks
If you have a calculator, this article can teach you how to calculate the intrinsic value of most basic preferred stocks in less than two minutes!
Market Timing, Valuation and Formula Investing
Market timing is a speculative approach to investing that involves making decisions based on expectations of future asset price movements.
The Best Stocks To Buy and Their Industries
The best stocks to buy have historically centered around only three industries in the United States and they likely aren't what you think they are.
How to Write an Investment Policy Statement
An IPS, or investment policy statement, is an important document every investor should have in writing to keep themselves honest and disciplined.
Calculate the Total Shareholder Return Formula
Learning to calculate the total shareholder return formula is easy once you understand the variables that get added to capital gains.
Complete Financial Portfolio - Purchase a Home
The next step in building a complete financial portfolio is to svae for the downpayment of a home. Discover how a house can turn into an excellent investment in this step-by-step tutorial.
Complete Financial Portfolio - Save for Your Child’s Education
The ninth step to building a complete financial portfolio is saving for your child's education. Although there are many opinions of the matter, if you save for your child's education, you should hold the assets in your name to qualify for more financial aid.
Steps to Building a Complete Financial Portfolio
Steps to building a complete financial portfolio, including 401k, brokerage accounts, house, car, student loans, credit card debt, and more.
Complete Financial Portfolio - Stay the Course
The final step in this step-by-step guide to building a complete financial portfolio explains that life is determined by the small decisions one makes each and every day.
Complete Financial Portfolio - Contribute to Your 401k up to Your Employer’s Match
The first step to building a complete financial portfolio is to contribute to your 401k up to your employer's match. Discover the benefits of taking advantage of this match through your 401k contribution.
Complete Financial Portfolio - Pay Off High Interest Credit Card Debt
The next step in creating a complete financial portfolio is paying off high interest credit card debt. Discover practical ways to reduce your credit card debt burden in this tutorial.
Complete Financial Portfolio - Open and Fully Fund a Roth IRA
One of the steps to building a complete financial portfolio is opening a Roth IRA. Find out if you qualify and the benefits of a Roth IRA in this step-by-step tutorial.
Complete Financial Portfolio - Build a Six-Month Emergency Cash Reserve
One of the keys to building a complete financial portfolio is establishing a six month emergency cash reserve. This step-by-step tutorial will teach you how to build a laddered certificate of deposit cash reserve.
Complete Financial Portfolio - Pursue Other Investment Opportunities
If youâ€™ve followed the step-by-step for building a complete financial portfolio, you have contributed to your 401k, paid off your credit card debt, fully funded a Roth IRA, purchased a home, and established a six-month emergency fund. Now, itâ€™s time to turn your eye to additional investment opportunities by opening a brokerage account.
Complete Financial Portfolio - Invest in Yourself
One key to building a complete financial portfolio is to invest in yourself by enrolling in professional certification programs or additional academic courses.
Types of Opportunity Cost for Your Investment Portfolio
Opportunity cost is what you give up by making a choice. Here are practical ways you can think about trade-offs in your own investment portfolio.
In-Kind Redemptions and Mutual Fund Investments
Investing in mutual funds means accepting the possibility of someday having to deal with an in-kind redemption or redemption in kind.
What Is a Balanced Mutual Fund?
A balanced mutual fund is a special type of mutual fund that invests in both stocks and bonds as a sort of one-stop solution for shareholders.
Index Funds are a Better Choice for New Investors
Index funds are often good choice for new investors who lack the skill to analyze individual stocks, bonds, or REITs.
Investing in Low-Cost Index Funds
Low cost index funds can be a great investment, providing superior returns to actively managed mutual funds over the long term.
Accumulate - Financial Definition
Accumulate is a rating by an analyst normally below buy or strong buy, encouraging investors to add shares to their portfolio when cash is available.
Teaching Kids About Money Is One of the Best Gifts
If you've ever wondered how to start teaching kids about money, here are six things I'd do to pass on financial wisdom to the next generation.
Important Considerations For How to Invest Your Money
Learning how to invest can be difficult but there are two key concepts that can protect you as you accumulate wealth.
How to Invest Money
New investors often want to know how to invest money. The best place to start is to stick to the 3 major asset classes; stocks, bonds, & real estate.
6 Things Every New Investor Should Know
There are a few things every new investor should know before embarking on the journey to financial independence.
Learn How to Start Investing Your Money
Learning how to invest doesn't have to be frightening. Let me walk you through some of the basics so you can begin building your own portfolio.
What Are The Easiest Ways to Track My Investments?
If you want to know the easiest way to track your investments, this breakdown of the pros and cons of different methods can help.
Profiting from Tax Free Spin-Offs in Your Stock Portfolio
A tax free spin off is often a way for companies to divest certain business lines and subsidiaries. This article discusses tax free spin offs and ways to find additional resources.
How the Income Investing Strategy Works
One of the more popular investing strategies is known as income investing, which puts a focus on assets that generate cash income upon which to live.
To Beat Inflation, Focus on Purchasing Power Not Dollars
The best way to protect your investment portfolio against the inflation rate is to measure your money in terms of purchasing power, not dollars.
3 Reasons Some Sophisticated Investors Don't Buy Index Funds
Index funds are a great choice for the average investor but wealthy, sophisticated, experienced investors often prefer to directly own stocks, instead.
Calculating Gross Profit Margin
Gross profit margin for an income statement can be calculated by dividing gross profit by total sales. The gros margin shows the percentage of revenue that is used in the production process.
Investing in a Hedge Fund Can Be Difficult
Investing in a hedge fund can be difficult for new investors due to some practical restraints as well as something known as Regulation D.
What Is Included in the Calculation of My Estate for Estate Taxes?
When calculating your estate tax liability based upon your gross estate, you must include stocks, bonds, mutual funds, and many other types of assets.
A Spendthrift Trust Can Protect Your Heirs from Themselves
A spendthrift trust fund can protect your heirs from creditors by making it impossible for the trust fund beneficiary to pledge the principal.
Focus on an Investment's Total Return Not Capital Gains
Total return matters more to building wealth than capital gains alone. In fact, 99% of after inflation returns come from dividends not capital gains.
Finding the Highest Dividend Stocks for Your Portfolio
Finding the highest dividend stocks can be difficult, especially if you want to protect yourself from dividend cuts and other dangers. Here are some tips.
Why Investors Should Consider Investing Through DRIPs
These low-cost or no-cost accounts allow you to buy shares of stock directly from a company through a sponsoring financial institution or transfer agent.
How To Calculate Dividend Yield
This introduction to dividend yield provides a basic definition as well as a step-by-step example of how to calculate the dividend yield formula.
Ex-Dividend Date Definition and Explanation
The ex-dividend date is one of the four important dividend dates stock investors need to know before investing in shares for their portfolio.
How Much Diversification Is Enough?
If you have ever wanted to know how much diversification is enough when it comes to your stock investment portfolio, here are the studies that matter.
Investing in Corporate Bonds
Investing in corporate bonds can be a safe, effective way to generate interest income but there are dangers about which new investors should be aware.
Retire a Millionaire by Saving $111 Dollars per Paycheck
College graduates can retire with over $4 million by following a few simple rules. To learn how to build wealth and retire rich check out these resources.
Understanding Custodial Fees and Safekeeping Fees
Custodial fees and safekeeping fees are charged by qualified custodians such as a bank trust department or registered broker-dealer.
Using Deferred Taxes to Increase Investment Returns
Deferred taxes are a form of leverage without any of the drawbacks of ordinary leverage, meaning you can use it to increase your investment returns.
Why Do Asset Prices Fall When Interest Rates Increase?
Stocks, bonds, real estate, and other asset prices fall when interest rates increase for two primary reasons.
What Are the Summer Doldrums in the Stock Market?
The summer doldrums is a rumored phenomenon in the stock market in which stock traders are at risk of losing money between July and Labor Day.
Understanding a Holding Company
A holding company is a type of firm that owns other investments, including whole companies, instead of engaging in operating activity itself.
Successful Investing Is Simple
Simple investing is the secret to making a lot of money from your portfolio; coming up with a plan and sticking to it as value builds over decades.
The 5 Major Stock Investing Strategies for Value Investors
Learn the five major stock investing strategies for value investors as stated by Benjamin Graham in his classic book, The Intelligent Investor.
Teach Your Teen Financial Responsibility
Teach your teen financial responsibility including how to choose a college wisely, avoid credit card debt, and use financial planning software.
Parallel Shift in the Yield Curve
A parallel shift in the yield curve is occurs when the interest rate on all maturities increases or decreases by the same number of basis points.
Definition and Examples of What Commodities Are
What is a commodity? Learn about this major asset class including what they are, how they're traded, how they work, and more.
Putting Stock Market Crashes Into Perspective
Stock market crashes and bear markets are normal, they will always happen, and you, as an investor, must learn to deal with it if you want to succeed.
The New Investor's Guide to Making Money
This basic guide to making money from your investments includes some of the best articles and resources about investing and making money.
How Do I Actually Make Money From Buying Stock?
How does an investor make money from buying stock? The return an investor makes comes from dividends and an increase in the price of the shares.
The Pros and Cons of Investing in Bank Stocks
Investing in bank stocks has specific risks such as determining the adequacy of loan loss reserves and multiples of bank stock price to book value.
How to Invest If You Can't Buy Individual Stocks
Investing is really simple, especially if you focus on buying a collection of low-cost index funds or mutual funds from a company such as Vanguard.
Making Money from Investing in Bonds
Making money from investing in bonds comes down to earning a profit from two sources, interest income and capital gains.
Stocks and Bonds Play Different Roles in Your Portfolio
Different mixes of stocks and bonds have performed differently over the past century, which has value for investors on an asset allocation strategy.
Rebalancing Your Investment Portfolio
Coming up with a plan to re-balance your investment portfolio either on a schedule or based upon valuation, component, or asset class weight is vital.
How Much Cash Should I Keep In My Portfolio?
How much cash should you keep in your emergency fund or in your portfolio for opportunities? That is one of the most important questions you can ask.
Property, Plant and Equipment on the Balance Sheet
Property, plant and equipment on the balance sheet represents fixed assets purchased for a company's operations such as factories and machines.
Negative Working Capital on the Balance Sheet
Negative working capital on the balance sheet is when current liabilities exceed current assets. It can be a good thing for high inventory turn firms.
Calculating the Current Ratio from a Balance Sheet
The current ratio can be calculated from the balance sheet as a test of a company's liquidity by dividing current assets by current liabilities.
Some Often Forgotten Risks When Selecting Stocks
Business, valuation and force of sale are the three risks that are present in every equity investment decision you will make.
Using the P/E Ratio to Value a Stock
The price-to-earnings ratio, or p/e ratio, was made famous by Benjamin Graham, who encouraged investors to use it to avoid overpaying for stocks.
How to Make Money from Exchange-Traded Funds
Making money from investing in ETFs is like making money from mutual funds. There are three keys that might help you increase your returns over time.
Ways to Make Saving and Investing Easier
Saving and investing doesn't have to be hard. These saving and investing tips will help make building wealth easier.
Pay Yourself First - Technique for Investing More
There is a method for saving and investing money known as pay yourself first which can be remarkably successful for those able to stick with it.
Rules for Wealth Building and Amassing Money
These rules of wealth building will help you understand money and how it can be used as a tool to ensure your days are spent doing what you love.
How to Get Rich from Your Investment Portfolio
If you have ever wondered how to get rich from your investment portfolio, there are really four major ways you can generate profit from your assets.
Best Places to Invest Down Payment Money
5 safe places to invest down payment money so you can focus on affording the house you want, and avoid investment losses.
Build Wealth With Dividends, Interest Income, and Rents
When it comes to building wealth, think of investing as the process of writing checks to acquire dividends, interest income, and rents.
The Simplest, Best Passive Investing Strategy
One popular investing strategy is a focus on low-cost, diversified stock holdings with little turnover and good tax efficiency.
The Benefits of Forming a Nevada LLC
A Nevada LLC is one of the most popular types of limited liability companies because it offers asset protection, no taxes, and many other benefits.
How Did Blue Chip Stocks Get Their Name?
The term for blue chip stocks originated from poker where the highest value chip was the blue chip.
Should You Pick Your Own Stocks?
New investors often want to know whether they should invest in individual stocks or invest in something like a low-cost index fund. Here's a test.
Why Do Stock Prices Fluctuate?
Have you ever wondered what determines stock price? Find out about the trading process and how the market can fluctuate at a moment's notice.
How Can I Invest with Less Than $100?
It is possible for small investors to begin building a portfolio when they have less than $100 to invest. Be creative and plant the seeds of a fortune.
Investing Terms You Should Know
Here are some basic investing terms that new investors should know including definitions and links to in-depth articles and essays on each term.
Investing in Index Funds for Beginners
Investing in index funds has some major drawbacks and advantages for the individual investor and his or her portfolio. Let's look at some of them.
What Are Money Market Accounts?
There is a difference between money market accounts and money market mutual funds, which investors need to know when deciding where to park cash.
The Proxy Statement for New Investors
The proxy statement is a type of report regulators require public companies to release detailing everything from executive pay to shareholder proposals.
Make Money with the Dividend Growth Investing Strategy
Dividend growth investors employ a strategy that is one of the best long-term ways to build a seven-figure portfolio. Learn what makes it so great.
Past Performance Is No Guarantee of Future Results
Almost all investment literature warns potential investors that past performance is no guarantee of future results. What does that mean?
Signs of Shareholder Friendly Management
Shareholder friendly management is a term used by investors to describe a management team that puts the needs of stockholders ahead of executives.
Ways to Avoid the 10% Early Withdrawal Fee on Your IRA
There are some ways to avoid the 10% early withdrawal penalty fee on your IRA. Here is a list of them with a brief explanation of how they work.
The World of Shareholder Perks and Benefits
Shareholder perks are goodies that companies give to their shareholders of record. These perks can vary and include free merchandise or discounts.
What Is a Dividend?
The term dividend is used to describe the cash a company sends its owners, almost always funded out of profits, to reward them for holding equity.
What Is a Brokerage Account?
A brokerage account is a type of taxable account through which you can own stocks, bonds, mutual funds, ETFs, index funds, REITs, and other assets.
What Bonds Are and How They Work
When you invest in bonds, you are lending money to the bond issuer in exchange for interest income and the promise of principal repayment at maturity.
The Benefits of Owning Blue Chip Stocks
Investing in blue chip stocks can be hugely beneficial. There is a reason they are so popular with wealthy investors and financial institutions.
How Anne Scheiber Made $22 Million From Her Apartment
Anne Scheiber, a retired IRS agent, secretly amassed a $22 million fortune from her tiny New York apartment before leaving it to charity.
American Middle Class: the Richest in the World
The median American household income is so high that it makes the typical American rank among the top 1% of global households. Middle class earnings.
Peter Lynch's Secret Formula for Valuation
Famed mutual fund manager Peter Lynch was fond of using a modified version of the price-to-earnings ratio called the PEG ratio to value stocks.
Investing in an IPO or Initial Public Offering
Many investors get excited by the idea of investing in an IPO. Should you invest in an IPO or stick to established blue chip stocks?
The Recipe to Making a Fortune from Your Investments
If you want to build wealth from investments, the secret is to do things right so the money can grow itself without interruption for a long time.
Questions To Answer Before Buying Your First Investment
Before you purchase your first investment you will need to answer these three questions about your financial goals and objectives.
Always Reinvest Your Dividends
Reinvested dividends can add significant wealth over normal investment returns if you compound for long enough stretches of time.
Individually Managed Accounts for Affluent Investors
An individually managed account is a portfolio overseen by a portfolio manager specifically for a single client, often affluent or high net worth.
Why Warren Buffett and Charlie Munger Were Right
A decade ago, Warren Buffett and Charlie Munger said when a stock market crash arrived, investors wouldn't take advantage of it. They're right.
How To Give a Share of Stock As a Gift
If you want to learn how to give a share of stock as a gift to a person or a charity, this guide will help explain some of the options.