Investing for Beginners Sitemap - Page 4 2016-09-26
Asset Allocation Portfolio Strategy
Asset allocation is one of the basic foundations of good portfolio management because it helps you lower risk and increase your tax efficiency.
Income Statement Analysis Practice With Microsoft
If you want to learn how to analyze an income statement, it's best to start by studying real income statements from real operating businesses.
Series EE Savings Bonds
Series EE savings bonds are guaranteed by the United States government, pay interest based on current market rates, and can be cashed in any time after six months. In addition, Series EE bonds are exempt from state and local tax, and in cases where they are used to pay college expenses, from Federal taxes, as well.
Sum of the Years' Digits Accelerated Depreciation Method
The sum of the years' digits depreciation method is an accelerated depreciation method that assumes an asset loses a more value earlier in its life.
Buy and Hold Investing
Buy and hold investing is a strategy that involves finding a collection of high quality stocks and holding them for decades, regardless of the ups and downs of the market. Some well known investors have made millions of dollars with this strategy, which requires a disciplined ability to find good businesses at attractive valuations, and then ignore the noise coming out of the economy and Wall Street.
Don't know what the operating margin or ex-dividend date is? An investing glossary can provide definitions and related terms to help make your life easier. Each investing glossary has been chosen by the Investing for Beginners guide for ease of use, breadth of content and easy navigation.
Sometimes, all it takes is one or two good pieces of knowledge or information to improve your portfolio's performance. These short and to-the-point investing tips can make a tremendous difference in your returns and help you make sense of the market.
What Is a Margin Call and What Happens If I Get One?
A margin call is when your broker orders you to deposit more money or sell assets to raise equity or pay down debt in your account.
What Is the Preemptive Right for Shareholders?
The preemptive right allows existing shareholders of a corporation to avoid involuntary dilution of their ownership by purchasing new shares before the general public.
Projecting Future Earnings from the Income Statement
Projecting future earnings and profits from the income statement can be extremely difficult so it is best to insist upon a margin of safety.
There are a number of different investing fees, costs, and expenses you will pay as you begin to build you portfolio. Let me define and explain them.
Registered Investment Advisors
Registered investment advisors, or RIAs as they are often called, are firms or sole proprietorships engaged in the business of offering advice on securities, assets, or other investments in exchange for compensation.
Municipal Bonds: Revenue vs. General Obligation
From a broad perspective, there are two categories of municipal bonds. New investors need to know what makes each type unique.
Limited Liability Companies for Beginners
A limited liability company, or LLC, is one of the most popular ways small business investors structure their ownership because it can provide protection of personal assets. A limited liability company is popular because it combines many of the best advantages of a traditional corporation and a partnership.
If you have ever wanted to know what trust funds are, or how trust funds work, these articles were written for you.
Estate planning is the process of preparing all of your assets to pass on to your heirs or give to charity following your death or incapacitation.
Series I Savings Bonds - Articles, Resources, and Guides for I Bond Investors
Series I bonds pay interest based upon the combination of a fixed interest rate plus an
These 401k resources will help you learn more about contribution limits, rollover proceedures and eligibility, matching contributions by employers, and retirement planning.
Blue Chip Stocks
Interested in Blue Chip Stocks? Here you can find information on those companies that have come to be hailed as Royalty on Wall Street.
How to Buy Municipal Bonds Directly
An overview for investment beginners of the process of buying municipal bonds directly in the primary and secondary markets.
SEP-IRA or Simplified Employee Pension IRA
The SEP-IRA is short for the simplified employee pension individual retirement account. It is a type of retirement account available to small business owners that will allow them to put aside very large amounts of their profits in a tax-advantaged way to buy stocks, bonds, mutual funds, and other assets for their own, as well as their employees' retirements.
What Makes Stocks Becomes Over Valued / Under Valued
Have you ever wondered what causes stock prices to fluctuate? In this simplified tutorial, we'll walk you through the various drivers that can influence whether a stock increases or decreases in price on any given day, leading to a better understanding of how you can take advantage of the situation. We'll then introduce you to Mr. Market, the most famous psychological investing tool ever invented.
The estate tax is one of the most controversial tax issues in history. The question of whether a man or woman's estate should be taxed after his or her death may or may not be answered in the next few years, but these resources will help you learn more about the nature of the tax and how it is levied on the assets of the deceased and the heirs.
Investment Tax Deductions You May Have Overlooked
Some of your investment expenses such as investment advisory fees, tax preparation costs, and certain legal fees might be tax deductible.
Bond Investing Basics for Beginners
Interested in learning about bonds and other fixed income investments? Use these resources to find out which kind of bonds are right for you, how you can determine the safety of corporate and municipal bonds, and the difference between general obligation, revenue, junk, zero-coupon, and fallen angels bonds.
Improving Your Investments with a Kiss - "Keep It Simple, Stupid!"
The Pros and Cons of Investment Holding Methods
You can hold your investments in a variety of ways including in a street name, book entry, stock certificate, DRIP, or through mutual fund, brokerage or retirement account. This resource will explain the pros and cons of each holding method and help determine what is right for you.
Investing for Kids & Teens
Kids and teens under the age of eighteen cannot acquire most investments directly. They can, however, own them through a UGMA account or some other type of trust. These resources will explain the pros and cons involved and help you make a better, more informed decision.
Peter Lynch - Fidelity Magellan
Peter Lynch, famed investor and manager of the Magellan mutual fund, went to work at Fidelity as a textile analyst. From 1977 to 1990, the Magellan fund rose more than 2,700%. These articles, interviews, and resources all contain information on Peter Lynch, the mutual fund industry, and Fidelity.
Warren Buffett and Berkshire Hathaway
Warren Buffett is perhaps the greatest investor of all time. His company, Berkshire Hathaway, has grown from over $8 a share when he started acquiring its stock back in the 1960's to over $71,000 today, ballooning Buffett's personal holdings to over $36 billion. These Warren Buffett resources include a biography, articles, timeline, and investing notes.
Investors & Money Managers
What do Warren Buffett, Peter Lynch, Bill Gross and George Soros have in common? Despite their divergent business philosophies, these investors and money managers have made substantial fortunes through their capital allocation decisions. These resources will help you learn about their lives, careers, companies and styles.
Preferred stock is a special type of stock sometimes issued by corporations. Preferred stocks can be customized to meet just about any need, including offering special dividend rights, special voting rights, special conversion rights, and even the power to elect a majority of the company's Board of Directors! These articles and resources are designed to help you learn more about investing in preferred stock.
Dividends and DRIPs
The difference between a portfolio in which all the dividends have been reinvested and those in which none have is astounding. Use this information to link to pages that will enroll you in a dividend reinvestment program.
Selling, General and Administrative Expenses - SGA
Selling, general and administrative expenses, or SGA expenses for short, consist of payroll , salaries, commissions, travel, and advertising expenses.
Preferred Stock on the Income Statement
Preferred stock is a mix between common stock and a bond. Preferred stock holders receive a guaranteed dividend in exchange for limited capital gains.
Wealth management services are provided by banks, professional trust companies, and brokerages. For those with sizeable assets [usually over $500,000], professional wealth management can help you plan your estate or invest your assets based on personal criteria and financial goals.
Have you ever asked yourself,
Series HH Savings Bonds
Series HH savings bonds are current-income securities. This means that, unlike the EE bond, the HH bond itself doesn’t increase in value. When an HH bond is issued, you pay the face amount for the HH bond and interest is paid each six months, providing you with “current income.” The interest payments on HH bonds are made by direct deposit to your checking or savings account at a financial institution.
Mutual Fund Investing Strategies
There are many popular mutual fund investing strategies available to the average investor today thanks to countless financial products. Whether you want to own timber in Russia or foreign currency, small cap growth stocks or large cap value stocks, balanced mutual funds that include both stocks and bonds, or a little bit off everything, the mutual fund investing strategies covered in these articles should help give you a place to start so you know the questions to ask your own financial adviser.
Offshore investing seems to be something out of James Bond or Mission Impossible. These articles and resources will help you learn the basics of offshore investing, including what's legal and what's not.
From 401(k) accounts to 403(b) plans, and Traditional IRA to a Roth IRA, these investing articles are resources cover the waterfront when it comes to retirement planning.
All publicly traded companies issue an annual report to its shareholders. These reports are the primary source of investment research and contain information about business operations, finances, and management. These sites offer free annual report services either in print [via mail] or Adobe format.
UGMA and UTMA
The Uniformed Gifts to Minors Act [UGMA] is a way for children under 18 years old to own stock. Learn the benefits, drawbacks, and specifics of opening a UGMA account using these resources and articles.
Value Investing is the corner stone of long-term growth. Those who practice it survive the ups and downs of the market and are more likely to emerge wealthy than those who ride the market. Use these resources to learn more about this famous technique and how it can increase your net worth over time.
Risk management is vital to protecting and growing your wealth. One of the primary jobs you have as an investor is to put a risk management program in place so you
You cannot be successful in the long-run unless you master the habit of saving money. If you've ever watched biographies of old sports stars or musicians, this should be common sense; people who made hundreds of millions of dollars lost everything, all because they didn't know how to save. These articles and resources were written to help you avoid that fate by making it easier to understand how money works.
Different Types of Real Estate Investments You Can Make
There are many different types of real estate investments, each with its own quirks, appeals, and pitfalls; commercial, industrial, residential.
The prime rate is the lending interest rate banks charge their most steady, credit-worthy customers [usually large, conservatively financed businesses]. The prime rate is the same for almost all major banks.
Titans of Wealth
If you have ever been interested in learning about the lives of history's greatest business minds and investors, this is your chance. Learn what they did right, what they did wrong, and most importantly, what they did to ultimately beat the system and excel.
The Roth IRA account, created by the Taxpayer Relief Act of 1997, allows individual investors to save for retirement. The contributions to the account are not tax deductible, as is the case traditional IRA's; rather, the gains on investments held in a Roth IRA are tax-free. These links and resources will answer your basic questions about Roth IRA accounts, contribution limits, and retirement.
Types of Investments - An Explanation of Financial Instruments
Discover the difference between popular investments including stocks, bonds, mutual funds, REITs, options and warrants.
Mutual Fund Investing Basics
Don't know how a mutual fund works or why mutual fund investing is so popular? These mutual fund investing basics articles were written specifically to help people like you! In them, you can learn what mutual funds are, how mutual funds are structured, why many investors prefer to invest in mutual funds instead of directly in individual stocks or bonds, and how you can get started with mutual funds for your own portfolio.
Savings and Debt Management
If you want to save for a house, build a nest egg, establish credit history or pay off your long term debt, these resources can help make the journey easier.
Bond funds are a type of mutual fund that invests exclusively in bonds. Many times, bond funds are specialized by the type of bond they purchase [such as government, municipal, or corporate]. These links will provide you information on bond fund information and resources.
Investors looking for safe return of their principal while earning a considerably higher interest rate than offered by CD's and money market accounts should consider investing in corporate bonds. Use these resources to discover how businesses issue bonds and how you, the investor, should develop a bond strategy.
Markets, Exchanges, Indices and Institutions
These resources will explain the function of financial exchanges such as the NYSE, the importantance of indices such as the S&P 500 and Dow Jones Industrial Average and the role of institutions such as pension and mutual funds.
Bond Rating Agencies
Bond Rating Agencies, such as Standard & Poors and Moodys, provide a valuable service to bond investors. These resources will tell you how to read bond ratings and a list of the large bond rating agencies.
Stock trading is the process of actually choosing individual stocks and placing trades with a traditional or discount broker to get those orders filled on the stock exchange. This collection of stock trading articles and guides will help you understand what is happening, walk you through the process, and explain some of the hidden pitfalls.
U.S. Savings Bonds
Savings bonds are a safe, risk-free investment guaranteed by the United States government. Unlike other investments, savings bonds guarantee you will never lose any of your initial investment. There are several types of savings bond, each with different features and yields.
Investment Banking - Jobs, Industry Information, and Other Resources
Investment banking plays a huge role in the workings of Wall Street. Whether raising capital through an IPO or advising on a merger / acquisition, companies and business owners rely on the service investment bankers provide. These resources will help you discover services offered by investment banks, as well as offer advice on how to find a job in the field.
Research and Development Costs on the Income Statement
Research and development, or R&D, shows up on the income statement as an operating expense and is extremely important for certain industries.
Goodwill and Amortization Charges on the Income Statement
Goodwill and other intangible assets must be amortized on the income statement. If the goodwill becomes impaired, management will announce a write-down and reduce the carrying value on the balance sheet.
Credit Card Debt
If you have a serious problem with credit card debt, these articles and resources can help. Get tips and techniques to pay off your balances, consolidation FAQ's, find lists of free debt consultation agencies, and discover ways to regain your financial freedom through debt reduction.
There are many sources of investment research online or in print. These resources will help you find free or subscription-based investment research for stocks, bonds, mutual funds, and much more.
Limited Partnerships For Beginners
A limited partnership is a type of legal entity that provides limited liability protection for the so-called limited partners, while requiring a general partner who has unlimited liability. They can be useful ways to invest in a small business without risking the money you hold outside of the enterprise.
A 403b plan is a retirement plan for University, civil government, and not-for-profit employees. It has the same characteristics and benefits of a 401k. These links, articles, and resources will help you find information on 403b plans.
529 College Savings Plan
Saving for college can be simple with a 529 college savings plan. These plans are state-sponsored programs with the goal of helping parents save for their child's education expenses. The accounts are administered by an investment company, and withdrawals are taxed at the child's rate. These links and resources will help you find out more information on 529 college savings plans.
Traditional IRA - Individual Retirement Account
Here you can find information on Individual Retirement Accounts (or IRA for short). Compare two of the most popular types, the Roth and Traditional IRA, read FAQ's, submit questions, or find out where you can open an IRA.
Coverdell Education Savings Accounts
A Coverdell Education Savings Accounts is a special type of tax-advantage account that lets families invest for college under much more favorable terms than a regular brokerage account.
Student loans can be a great way to help pay for college if you are responsible but student loan debt can turn into a nightmare if you fall behind due to changes in the bankruptcy laws.
Socially Responsible Investing
Socially responsible investing is a term used to describe individuals and groups who only purchase shares of companies that are friendly to the environment, animal life, and human rights. These articles and resources will teach you how to put together a portfolio that reflect your personal beliefs.
Return on Equity (ROE) and Income Statement Analysis
Return on Equity, ROE, tells investors how much profit a company relative to the total amount of shareholder equity on the balance sheet.
Fund of Funds
A fund of funds is a portfolio consisting entirely of mutual funds, etf funds, index funds, or other types of funds. The biggest disadvantage to a fund of funds investing strategy is that the costs can be layered upon one another so that expenses cut into the money that would have gone to you, as the investor.
Money Market Mutual Fund
A money market mutual fund is a special type of mutual fund that is designed to trade at exactly $1.00 per share and maintain its value by investing in a portfolio of cash and cash equivalent instruments such as short-term certificates of deposit, commercial paper, Treasury bills, etc. Money market mutual funds can vary wildly in quality and cost from one bank or institution to another and should be studied carefully before added to your portfolio.
Mutual Fund Performance
How should you, as an investor, measure mutual fund performance? What is considered good performance? Bad performance? Those might seem like simple questions but very few new investors know what they have a right to expect when it comes to investing their money in a mutual fund. These resources are designed to help you change that. The ultimate goal is for you to be able to pick up a prospectus and annual report to gauge the mutual fund performance on your own or with the help of a qualified financial adviser.
Retirement funds are mutual funds designed to automatically change an investor's exposure from stocks to bonds as time passes so that he or she is less exposed to stocks and more exposed to bonds as retirement age approaches. This strategy is known as automatic rebalancing and was created to help investors avoid having too much of their nest egg exposed to stocks near their retirement date in case the stock market crashes.
Junk Bonds are high yield bonds issued by companies that are considered highly speculative because of risk of default. Due to their higher risk level, most investors should avoid junk bonds.
3 Things to Know About Investing in Stocks
Despite all of the advantages investing in stocks can bring to your personal net worth, there are some things you should know.
Real Estate Investment Trusts - REITs
A real estate investment trust, or REIT, is a special type of company that can allow investor to acquire real estate in a tax efficient manner. These articles and resources will explain what REITs are, how they can be evaluated, and the role they should play in your portfolio.
A convertible bond is a bond which can be converted into a company's common stock. Convertible bonds can provide a substantial additional profit opportunity for investors. Use these resources to get more information on convertible bonds.
Investing newsletters can be an important part of investment research. If you are interested in subscribing to an investing newsletter either online or in print, this list will help.
Your Biggest Investment Enemy Is Probably The Payroll Tax
For small investors, the regressive payroll tax is often a bigger impediment to wealth creation and accumulation than the capital gains tax.
Leveraged ETFs for Beginners
A leveraged ETF is a special type of exchange traded fund that uses futures, swaps, and borrowed money to amplify the results of the underlying investments.
Don't Buy Stocks on Margin Even if the Interest Rate Is Low
Even if the interest rate on margin debt is low at your stock broker, don't buy stock on margin unless you're prepared for several additional risks.
The 5 Keys to Building a Good Portfolio of Stocks
When it comes to making money from investing in stocks, building a good portfolio really comes down to a handful of key financial principles.
Good Stocks to Buy Often Share 3 Characteristics
When looking for good stocks to buy, it's best to narrow down the list by running through this three-item checklist, excluding companies that fall short.
Planning for the Future
These resources will help you build a nest egg for college, plan for retirement, establish a budget and take control of your future.
Federal Reserve Banks
There are twelve federal reserve banks, each of which plays a part in the setting of monetary policy of the United States. These are the official sites of the Federal Reserve Banks, as well as additional resources that will help you understand their function.
Banking and Cash Management
These banking resources will help you understand how your bank can help aid in your investment plans. Banking topics covered include the federal reserve system, prime rate, money market accounts / funds and certificates of deposit.
Investing Strategies and Styles
Investing is an intensely personal endeavor; no one strategy or style fits everyone. These resources will help you identify which type of investor you are and what may work best based upon your needs and goals.
For everything else investing related, these categories and articles include everything from profiles of famous investors to financial calculators.
Financial calculators can help you plan for retirement, save for a vacation, invest for college, or determine your monthly mortgage payment. There are tons of free financial calculators on the web; these links will help you sort through the best of them.
Investing for College
Regardless of whether you just had a baby and want to open an Education IRA for him, or college is less than a year away, you can start working on saving for it now. Use our Investing for College page to find information on scholarships and other forms of financial aid.
If you are interested in investing in stocks and bonds from around the world, these global investing resources may be of help.
Saving Money by Directly Investing Your Wealth
History has proven that one of the safest and easiest ways to increase your returns is to lower costs. The practice of direct investing involves holding your assets as closely as possible to minimize the layers of fees so more of your dividends, interest, rents, and royalties end up in your family's pocket.
Series EE Savings Bond $100 Certificate
The $100 savings bond from the United States Treasury is issued as part of the Series EE savings bond family and features Thomas Jefferson. Page 3.
$200 Series EE Savings Bond Certificate from the United States Treasury
The $200 savings bond features James Madison and is part of the Series EE family of savings bonds. Each bond arrives within 15 business days and can earn interest for up to 30 years. Page 4.
$50 Series EE Savings Bonds Photo
Pictures of Series EE savings bonds show you all of the denominations available to investors in this photo gallery. We have pictures of all of the Series EE savings bonds.
1,000 Dollar Series EE Savings Bond with Benjamin Franklin
The $1,000 Series EE savings bond from the United States Treasury features Benjamin Franklin and a watermark of Independence Hall. The paper Series EE bonds are issued at fifty percent of face value. Page 6.
$10,000 Series EE Savings Bond Certificate
The $10,000 Series EE savings bonds cost $5,000 when purchased and can earn interest for up to 30 years. The current paper bond certificate features James Wilson to the left of an image of Independence Hall. Page 8.
5,000 Dollar Series EE Savings Bond Certificate
The $5,000 EE savings bond features Paul Revere and can be part of your overall fixed income investment portfolio. Typically, paper bonds in the EE family are bought at fifty percent discounts to face value and earn interest for up to 30 years. Page 7.
500 Dollar United States Treasury Bond Series EE
Pictures of Series EE savings bonds show you all of the denominations available to investors in this photo gallery. We have pictures of all of the Series EE savings bonds. Page 5.
$75 Series EE Savings Bond Certificate
The $75 Series EE savings bond features John Adams, the nation's second president, and a picture of Independence Hall. Today, the Series EE bonds contain the words Patriot Bond on them. Page 2.
1,000 Dollar Series I Savings Bond
The $1,000 savings bond is part of the Series I savings bond program and features the vignette of Albert Einstein on the bond certificate. Page 6.
$100 Dollar Series I Savings Bonds
These high resolution images of the Series I savings bonds are provided by the United States Treasury department and feature some of the most remarkable Americans throughout the nation's history. Each high resolution I bond graphic shown is what investors receive when they invest in the paper certificate version of the savings bond program. Page 3.
200 Dollar Series I Savings Bond Gallery
The $200 series I savings bond features Chief Joseph and can be bought at a local bank. The I bond savings bond certificate is sold at face value and interest is compounded and added back to the principal instead of being paid out to the bond holder. The I bond pays interest based upon a combined fixed rate and an inflation rate, which is determined by fluctuations in the consumer price index. The I bond series of savings bonds was introduced to help investors protect themselves from inflation. Page 4.
50 Dollar Series I Savings Bond Certificate
These high resolution images of the Series I savings bonds are provided by the United States Treasury department and feature some of the most remarkable Americans throughout the nation's history. Each high resolution I bond graphic shown is what investors receive when they invest in the paper certificate version of the savings bond program.
Five Hundred Dollars Series I Savings Bond Certificate with George C. Marshall Vignette
The $500 Series I savings bond features George C. Marshall, one of the most renowned military figures in the history of the United States. Marshall later received the Nobel Peace Prize and was responsible for largely building the economies of the world following the devastation of World War II. This I bond was designed to honor his memory. Page 5.
Seventy Five Dollar Series I Savings Bond Gallery
These high resolution images of the Series I savings bonds are provided by the United States Treasury department and feature some of the most remarkable Americans throughout the nation's history. Each high resolution I bond graphic shown is what investors receive when they invest in the paper certificate version of the savings bond program. Page 2.
Five Thousand Dollar Series I Savings Bond
The $5,000 Series I savings bond features Marian Anderson and earns interest based upon a combined fixed rate and inflation rate. All Series I savings bonds are a special type of bond known as a
Ten Thousand Dollar Series I Savings Bonds
The ten thousand dollar series I savings bond is no longer available due to purchase limits. The Series I $10,000 savings bond Page 8.
Bill Gates and Microsoft
Bill Gates is the co-founder and largest shareholder of Microsoft. These resources contain a biography, wealth clock, house tour, and articles discussing the powerful influence Gates and Microsoft have had on the computer industry over the past twenty years.
If you had invested $1,000 with George Soros in his Quantum Fund when he started in 1969, you would have found yourself worth $4 million by the new millennium. That 32% annual return earned George Soros legendary status as a trader and speculator, as well as the attention of governments and markets around the world.
During his reign as CEO of General Electric, Jack Welch has made a name for himself as the best manager in corporate America, generating billions in wealth for shareholders along the way. These pages are filled with articles, information, and interviews with Jack Welch about his management style and his tenure at GE.
John D. Rockefeller
Discover the history and legacy of John D. Rockefeller, America's first billionaire. Standard Oil company was eventually broken up into Mobile, Exxon, Chevron, and a slew of other oil giants that dominate the industry today. These resources include a John D. Rockefeller biography, articles, book reviews, and more.
Rupert Murdoch turned a small-town newspaper into a global media powerhouse. With newspapers, satellites, and television stations, Murdoch is perhaps the modern day equivalent of Hearst or Pulitzer.
Bill Gross, director of Pimco, is perhaps the most successful bond investor of this generation. He has often been referred to as
A salary calculator are a type of financial calculator that lists the salary for hundreds of professions based on geographic area. Salary calculators adjust your current salary based on cost of living and relocation expenses in hundreds of U.S. cities.
Amortization calculators can tell you how much your monthly payment will be based on interest rate, loan or mortgage amount, down payment, and time frame. This collection of financial calculators and amortization calculators can be a tremendous help.
Forecast the growth and payout of your annuities with these annuity calculators. These links include the best selection of financial calculators and annuity calculators from the web.
Cost of Living Calculator
If you're planning on moving to a different city or state, a cost of living calculator can tell you the salary required at your new residence to maintain your current standard of living. These cost of living calculators are the best on the net.
A currency calculator is a special type of financial calculator that can help you find the exchange rate of different foreign currencies when taking a vacation, purchasing items from other nations, or converting amounts for illustrative purposes. These currency calculators are the best and easiest financial calculators on the web.
Economists and Politicians
Economists and politicans can have a significant impact on business affairs. These business men and women, at one time or another, excercised significant control over the fiscal policies of the United States and / or world.
Founders and Managers
This section of Titans of Wealth focuses on men and women who founded an enterprise or generated significant wealth through superior managagerial skills.
Mortgage calculators are a special type of financial calculator that will help you plan for a home purchase by giving you a general idea of the total amount of your monthly mortgage payment based on interest rate, down-payment, and length of mortgage.
Credit Card Calculators
Credit card calculators can be a useful tool both when establishing credit and paying your cards off. Use these eleven credit card calculators to organize your finances and reduce personal debt levels.
Credit cards can be a useful financial tool or a nightmare. Find information on student credit cards, prepaid credit cards, paying off your credit card debt, and shop for various offers from credit card providers.
Establishing Credit History
Establishing a good credit history is important for everyone - regardless of age, gender, or marital status. These articles will explain how you can begin establishing credit history.
Prepaid Credit Cards
Prepaid credit cards offer a convenient way to control credit card debt while still enjoying the flexibility of plastic. Here are the best articles, information, and offers on prepaid credit cards from around the web.
Student Credit Cards
Student credit cards can help both high school and college students build up their credit history. Use the links below to find more information on student credit cards, compare interest rates, and find out how one could help teach financial responsibility.
Commerical paper is an unsecured debt issued by corporations with high credit ratings to finance its short-term needs. Commercial paper is available in a variety of denominations and usually ranges in maturity from 2 to 270 days. These resources will help you learn more about the commerical paper market.
Savings Bond Calculator
Savings bond calculators can help you determine the value of your various U.S. Government savings bonds, including EE, HH, and I series. These savings bond calculators are the best available on the net.
Stock Market Game
One of the best ways to learn to invest is to take part in a fantasy stock market game. In these games, players invest fictional money into various stocks, bonds and mutual funds. At the end of the game period [usually a month], the winner is given a prize. The stock market game is an excellent tool for beginners.
Zero Coupon Bonds
Zero coupon bonds are a special type of bond that does not pay interest. Instead, it is redeemed at full face value at the maturity date. Zero coupons tend to fluctuate in price much more than other type of bonds. These resources and informational articles should provide you with a firm foundation for understanding zero coupon bonds.
Asset Allocation Resources
Asset allocation is the process of spreading your savings across different types of investments and industries. These resources contain asset allocation models, software, planners, and articles.
One of the two main studies of economics, Microeconomics focuses on the behavior of individual consumers or households. Microeconomics is the opposite of Macroeconomics. These economics articles, working papers, and problems will help you develop a better understanding of the field.
Suze Orman has emerged as one of the most successful financial gurus in recent years. Her investment and financial planning advice has given thousands the keys necessary to obtain monetary independence while enjoying their money. This is a collection of Suze Orman links, resources, and interviews.
Investing without performing investment research is gambling. The most important part of investment research is a company's filings with the SEC. Here you can find quarterly and annual reports as well as the infamous 10K, which may be the single most important document in the world of investment research.
It seems like everyone involved in the stock market is interested in predicting where it is going in the immediate future. Many financial professionals promote market analysis, which looks at various factors and attempts to predict future movement based upon them. Market analysis is more concerned with economic indicators and market activity than individual investment research.
Harvard Business Review
Great investors, managers, entrepreneurs and students alike have long turned to the Harvard Business Review for insightful commentary, advice, and information about corporate America and global enterprise. Combining academic theory with pragmatic advice, The HBR is a valuable tool whether you are managing your own company or seeking to identify the traits that make for a great investment.
In the financial world, the terms
Financial news, publication, television broadcasts, and other sources sources of investment research.
What are the Fundamentals of a Company
Fundamentals are the financial characteristics of a company.
Federal Reserve Monopoly Money
Investing for Beginners. Page 3.
Falling Stock Prices Cartoon
Investing for Beginners. Page 2.
What Does Focused Stock Investing Mean?
Focused investing is a strategy used by some value investors that calls for holding no more than 20 or 30 stocks so that each position makes up roughly 3% to 5% of assets. The belief is investors do better when they understand everything they own. Page 94.
How Much Money Should I Be Saving
Investing for Beginners.
401(k) Losses Political Cartoon
This political cartoon shows that 401(k) losses had become catastrophic. The corollary is that if you believed the United States would continue to prosper, you should have been asking yourself if it was a good time to consider taking advantage of great businesses at cheap prices.
Mutual Fund Asset Classes
An asset class refers to a type of investment such as stocks, bonds, real estate, or commodities. There are many types of mutual fund asset classes that can allow you to invest in almost any sub-specialty you desire, from so-called
Now that you have money - how are you going to spend it? The best luxury items around for everything from scarves to private jets.
John P Morgan [JP Morgan]
The most famous banker in the world, John Pierpoint Morgan acted as the Central Bank and Federal Reserve in the United States when none existed. On more than one occasion he saved the developing United States economy from severe depression. This was in addition to organizing the formation of the world's first billion-dollar corporation, U.S. Steel.
What Is the Ask Price
How To Invest With Little or No Money
There are a lot of people who would love to begin investing but feel like they can't afford it. In this How-To, you'll learn valuable tips that will let you start no matter what your income is!
If you need help saving money or developing a budget, the personal finance page can help you find the best articles and resources on the internet.
Series I Savings Bonds - Articles, Resources, and Guides for I Bond Investors
Series I bonds pay interest based upon the combination of a fixed interest rate plus an
Buy and Holding Investing Strategy
Buy and hold investing can make a lot of sense because it allows an investor to make money from the underlying business, not just fluctuations in the stock market. Some of the world's greatest investors have made their fortune by buy and hold investing.