Business Finance Sitemap - Page 2 2016-09-26

IFRS and FASB - What are Financial Reporting Standards?
IFRS, international financial reporting standards, issued by IASB, International Accounting Standards Board, are required by most nations, not the US.

Types of Accounting Information Systems
All businesses whether small or large need to collect and process their financial data. Types of accounting information systems for business.

Book Review of Andrew Sorkin's Too Big to Fail
Discover why Too Big to Fail by Andrew Sorkin, which details the events leading up to the 2008 global financial crisis, should be on you bookshelf.

Comparative Balance Sheet - Financial Statements
Here is an example of the comparative balance sheets of a business. Analyzing these is the first step in preparing the Statement of Cash Flows.

How to Prepare a Balance Sheet
This article will give you a line-by-line explanation of how to prepare a basic balance sheet, and offers an example.

How to Prepare an Income Statement
Small business owners need to know how to prepare an income statement. This article presents an income statement and shows how to prepare it.

Example of Free Cash Flow Calculation and Analysis
Free cash flow is the cash a company has available after meeting its obligations including increases in fixed assets. Here's a free cash flow example.

How to Prepare a Common Size Income Statement
Common size or vertical analysis of financial statements helps a business owner determine the financial health and position of the business firm.

A Concise Overview of Accounting Records
Accounting records are the history of a firm's financial transactions and current position. This article summarizes the basic accounting documents.

Understanding Retained Earnings
An explanation of retained earnings with examples illustrating that while retained earnings are important, how retained earnings are used is critical.

Different Types of Business Loans Explained
Businesses must meet certain criteria before being granted a loan. Learn about the types of small business loans and what you'll need to qualify.

Proper Retail Inventory Management Can Increase Sales
Increase their sales revenue through proper inventory management. Controlling inventory is important during a recession when consumer spending is low.

What Is the Market to Book Financial Ratio?
The market to book value ratio, also called the price to book ratio, compares a company's stock price with its tangible assets. Learn how to use it.

How to Calculate Market Price Per Share
The market price per share of stock is the current measure of the price of one share of stock on the date of calculation.

What Are Solvency Ratios and What Do They Measure?
Solvency ratios measure the ability of the firm to survive in the long run. Solvency ratios are a part of financial ratio analysis that deal with long-term debt.

What is the Sustainable Growth for a Business?
The sustainable growth rate is the maximum amount a small business can grow without needing new financing. Here is how to calculate it.

Accounts Receivable Turnover Ratio and How to Calculate It
The accounts receivable turnover ratio, along with the average collection period, measures the efficiency of a firm's credit and collection policies.

What Is the Average Collection Period Ratio?
Knowing your company's average collection period ratio helps you manage your cash flow and credit policies. Learn how to calculate and use this data.

Debt to Asset Ratio - Calculations and Measures
The debt to asset ratio measures the percentage of debt financing the firm has in relationship to the percentage of the firm's total assets.

Financial Leverage Ratios to Measure the Solvency of Your Business
Financial leverage or debt ratios measure a business's ability to meet its long-debt debt obligations (those with a maturity of more than one year).

What is the Average Collection Period?
The average collection period, or days sales outstanding, of accounts receivable is the average number of days required to convert receivables into cash.

What Is the Burn Rate and How is it Calculated?
The burn rate is a measure of how long a company can keep operating until it has to seek more financing. It is calculated by 2 easy steps.

Defining Liquidity and Identify the Meaningful Ratios
Liquidity, or short-term solvency, measures the firm's ability to pay its short-term obligations on time.

Financial Ratio Analysis - Net Working Capital
Net working capital is a financial formula that accompanies the current ratio in helping the firm determine its liquidity position.

Fixed Charge Coverage Ratio - Definition and Formula
The fixed charge coverage ratio is an important debt ratio in financial ratio analysis, measuring the ability of a company to cover its fixed charges.

Inventory Turnover Ratio and How It Is Calculated
It measures the efficiency of the firm in managing and selling its inventory, and is one of the most important ratios in financial ratio analysis

Long-Term Debt to Total Capitalization Ratio
The long-term debt to total capitalization ratio measures the extent to which long-term debt is used for the firm's permanent financing.

Understanding the Current Financial Ratio Analysis
A firm's liquidity ratios show its ability to meet its short term debt obligations. The current ratio is the broadest measure of liquidity.

What Is the Cash Flow Margin?
The cash flow margin is one of the most important profitability ratios. The cash flow margin ratio tells a company how well it converts sales to cash.

An Explanation of Net Profit Margin Ratio
The net profit margin ratio shows how many dollars of after-tax profit a company generates per dollar of sales -- it reveals operating efficiency.

How to Determine Operating Profit Margin Ratios
Operating profit margin is a type of profitability ratio. Learn how to use the operating profit margin ratio to evaluate a company's financial health.

Calculating Total Asset Turnover Ratio
The total asset turnover ratio shows how efficiently a business uses its assets to generate sales. Learn how to calculate it and what it means.

Profitability Ratios: Two Categories and Examples
Margin analysis and return analysis are the two types of profitability ratio analysis that can aid an in-depth understanding of your business.

Travel, Meal & Entertainment Expenses
Travel, meal, and entertainment expenses are partially deductible as business expenses.

How to Calculate the Return on Equity
Return on equity allows business owners to see how effectively money they invested in their firm is being used. Learn how return on equity is measured.

Fixed and Variable Costs When Starting a Business
Fixed costs don't change with sales volume; variable costs do. Learn how fixed and variable costs affect your company's net profit in different ways.

Calculating Markup as a Component of Selling Price
Markup is the difference between cost and selling price. Here are two steps to calculating markup as a component of selling price.

Develop the Chart of Accounts for Your Small Business
Develop a chart of accounts as part of setting up your accounting and bookkeeping system. It is the basis of your company's accounting system.

Calculate Business Risk Using These Financial Ratios
All companies face the risk that income will decline along with sales. Here are some financial risk ratios that business owners can use.

How to Calculate Breakeven Point
Learn how calculating breakeven point helps businesses make decisions about fixed costs, variable costs and product price that ensure profitability.

Obtaining Alternative Financing for your Small Business
There are now millions of small businesses who cannot get traditional bank loans. Here are some options for alternative financing for small businesses.

Gross Margin vs Contribution Margin - Do They Differ?
There are two reasons that gross margin, or gross profit margin, is different from contribution margin for a company.

Accounting Journal Entry Guide
When a small business makes a financial transaction, they make a journal entry in their accounting journal in order to record the transaction.

Construct the General Ledger for Your Small Business
All of your business's financial transactions are recorded in the general ledger in a summary form. It is central to all accounting functions.

How to Prepare a Trial Balance
After you complete your general ledger entries for an accounting cycle, the next step is to prepare a trial balance. Here's how to do a trial balance.

Closing Entries as Part of the Accounting Cycle
Closing entries are entries made at the end of an accounting cycle to set temporary account balances to zero to begin the next accounting period.

What is Best: Single-Entry or Double-Entry Bookkeeping?
Small businesses must decide between single-entry and double-entry bookkeeping when they are established. Learn which one is right for your business.

Source Documents for Accounting Transactions
A source document provides evidence that a transaction occurred. Learn why this paper trail is important for businesses and what these documents entail.

Financing with Hard Money Business Loans
Business financing: A hard money business loan is a risky asset-based loan based on collateral rather than the creditworthiness of the borrower.

Assets in the Chart of Accounts
The Asset Accounts are the first category of accounts on a business firm's chart of accounts.

Here's a Way to Get Quick Business Loans
Do quick business loans exist? Discover how to get funded for a business loan in as little as 7 days with this alternative funding program.

The Best Finance And Economics Books of 2012
You may have a finance or economics aficionado on your holiday gift list this year since everyone seems to be watching the economy. Here are my top 10 business finance, accounting, and economics books of 2012 that will make terrific holiday gift books for that special person.

Bookkeeping Basics - Understanding Revenue and Expenses
A bookkeeper also needs to understand the revenue, expense, and cost accounts of a business firm in order to record transactions properly.

Single or Double Entry Bookkeeping
When a business starts up, it has to choose between single and double-entry bookkeeping. Single-entry bookkeeping is like keeping your check register and is for the simplest of businesses.

Bookkeeping Basics - Cash or Accrual Accounting
One of the first decisions a bookkeeper has to make is whether to use cash or accrual accounting in setting up the books.

The Basics - Understand Assets, Liabilities, Equity
Understanding a firm's asset, liability, and equity accounts is part of the foundation of bookkeeping.

A Beginner's Tutorial to Bookkeeping
Here's a lesson in bookkeeping 101: Learn the basics, the difference between bookkeeping and accounting, and how to set up your accounting system.

Parts of an Operating Budget for a Small Business
Budgeting for your business includes preparing your operating budget, which will eventually lead to calculating your operating profit.

Limitations of Ratio Analysis
Even though ratio analysis is one of the most popular methods of financial analysis, it does have some limitations. Ratio analysis for a company.

Credit Card Processing Fees for Your Business
Credit and debit card processing have become necessary to operate a business. This means that credit card processing fees have become front and center among expenses for businesses. They can take a chunk out of your cash flow and profits, though add to your sales exponentially. Learn all about credit card processing fees here.

Types of Equity Financing for Small Business
Equity financing is using other people's money to finance your firm's operations. Here are some of the most common types of equity financing for small business.

Costs
The costs in a business firm can be complicated, ranging from direct and indirect costs to product and period costs and more.

Cash Flow Analysis Techniques and Tips
This series of articles will help prepare you to analyze the cash position of your firm and how to deal with it.

Debt Management Ratios Tutorial - Financial Ratio Analysis Tutorial - Financial Leverage Ratios
Debt management, or financial leverage, ratios are some of the most important for a small business owner to calculate for financial ratio analysis for the small business. This tutorial will show how to calculate the debt to assets ratio, the debt to equity ratio, the times interest earned ratio, the fixed charge coverage ratio, and the long term debt to total capitalization ratio.

Debt Management Ratios Tutorial
Debt management, or financial leverage, ratios are some of the most important for a small business owner to calculate for financial ratio analysis for the small business. This tutorial will show how to calculate the debt to asset ratio, the debt to equity ratio, the times interest earned ratio, the fixed charge coverage ratio, and the long term debt to total capitalization ratio.

Debt Management Ratios Tutorial - Financial Ratio Analysis Tutorial - Financial Leverage Ratios
Debt management, or financial leverage, ratios are some of the most important for a small business owner to calculate for financial ratio analysis for the small business. This tutorial will show how to calculate the debt to assets ratio, the debt to equity ratio, the times interest earned ratio, the fixed charge coverage ratio, and the long term debt to total capitalization ratio.

Debt Management Ratios Tutorial - Financial Ratio Analysis Tutorial - Financial Leverage Ratios
Debt management, or financial leverage, ratios are some of the most important for a small business owner to calculate for financial ratio analysis for the small business. This tutorial will show how to calculate the debt to assets ratio, the debt to equity ratio, the times interest earned ratio, the fixed charge coverage ratio, and the long term debt to total capitalization ratio.

Debt Management Ratios Tutorial - Financial Ratio Analysis Tutorial - Financial Leverage Ratios
Debt management, or financial leverage, ratios are some of the most important for a small business owner to calculate for financial ratio analysis for the small business. This tutorial will show how to calculate the debt to assets ratio, the debt to equity ratio, the times interest earned ratio, the fixed charge coverage ratio, and the long term debt to total capitalization ratio.

Financial Ratio Analysis - Current Ratio - Quick Ratio - Net Working Capital - Liquidity - Tutorial
Analyzing liquidity ratios like the current and quick ratios, plus net working capital, give company's a picture of their current financial position.

Financial Ratio Analysis - Quick Ratio - Current Ratio - Net Working Capital - Tutorial
Analyzing liquidity ratios like the current and quick ratios, plus net working capital, give company's a picture of their current financial position.

Financial Ratio Analysis - Net Working Capital - Current Ratio - Quick Ratio - Tutorial
Analyzing liquidity ratios like the current and quick ratios, plus net working capital, give company's a picture of their current financial position.

Financial Ratio Analysis - Liquidity Analysis - Current Ratio - Quick Ratio - Net Work Capital
Analyzing liquidity ratios like the current and quick ratios, plus net working capital, give company's a picture of their current financial position.

The Accounting Cycle for a Small Business
Business firms complete an accounting cycle every accounting period. This cycle follow a series of approximately eight steps ending with closing the books for that accounting period. Here is a description of each step of the accounting cycle.

Five Ways to Increase Your Sales
How can you increase your sales? Do you see your sales revenue flat or even dropping? Do you need to do something to facilitate a sales increase? If so, follow these tips and you will see an increase in your sales revenue!

What Businesses Do Well in a Recession?
What businesses do well in a recession. These are called counter-cyclical businesses. Learn about what businesses do well in a recession.

Four Reasons to Take Out a Business Loan
The reasons for taking out a business include to purchase real estate for expansion, equipment, fund inventory, and to increase working capital.

How to Get a Loan for a Startup Business
This article discusses how to get a bank loan for a new business or to buy an existing business. It gives business owners four steps to follow to improve their chances of being approved for a bank loan for a startup.

How the 5 C's Can Help You Qualify for a Business Loan
Each of the 5 Cs is discussed from the viewpoint of the bank when they evaluate a credit application from a business.

Analysis of Liquidity Position Using Financial Ratios
Analyzing liquidity ratios like the current and quick ratios, plus net working capital, give companies a picture of their current financial position.

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General Information About Small Business Loans and How to Get A Small Business Loan
Small business owners need all the information they can get about applying for business loans as the market is competitive. Information is available about how to apply for a loan, the types of loans available, characteristics of small business loans, how to apply, documentation, and much more.

Maintaining Good Business Credit
In order to obtain financing for your company, you have to maintain good business credit.

Financing a Start-up Business
Sources of financing for a start-up business may be different than sources of financing for an existing business.

Business Plans
Start-up businesses must create a business plan to be successful, particularly if they need to raise money to start the company.

Small Business Loans: Small Business Administration and Commercial Bank
Business loans are the lifeblood of most small business firms. They use business loans for short-term financial needs like inventory and even accrued taxes and payroll. There are a number of sources of business loans and business owners put their best foot forward when applying for these loans.

Accounts Payable and Accruals
Accounts payable and accruals management looks at the current liabilities on the right-hand side of the balance sheet. Management of these two current liabilities is part of the basic financial management of the business firm.

Cash Management
Cash management is about keeping the investment in cash as low as possible while keeping the firm solvent and operating efficiently and effectively.

Examples of Cash Bookkeeping Entries
Here are examples of bookkeeping entries regarding cash transactions.

Quizzes on Financial Ratios
Quizzes on financial ratios help business owners understand how financial ratios can help them in a real-world situation and help the business owner know that they really understand the ratio.

Credit Cards for Small Business Use
Having a business credit card can be a great boon for your business or your biggest problem, depending on how you handle it. If you have a business credit card, you can use it to show that your business is creditworthy. You can also use it to supply needed financing to your business when you cannot get that financing from a cheaper source.

Alternative Sources of Debt Financing for Small Businesses
Alternative sources of debt financing are now available to small businesses as commercial banks cut back on small businesses loans.

What is Financial Ratio Analysis?
Using financial ratios for financial analysis can have a powerful and positive impact on a small business. Learn how financial ratios are calculated.

Debt Financing vs. Equity Financing: An Overview
An overview of debt financing vs. equity financing for small business owners. Building your business with different types of financing.

Buy an Existing Business - Ongoing Business - Buy a Business
Some entrepreneurs buy an existing business instead of starting a new business. There are good businesses that are available and that are bargains in the marketplace.

Buy a Franchise - Buy a Business Franchise
Some entrepreneurs consider buying a franchise. In order to be a successful franchise owner, you have to accept that you will have limited independence, fees you may not think about, and considerable competition. On the other hand, you have support and a going concern.

Loans for your Small Business - Small Business Finance - Debt Financing
Loans are a common form of financing your small business. Business loans may be from a bank or other financial institution or family and friends. Business loans may also be from accounts receivable or inventory. Microfinancing is also an option.

The Difference Between Cash Flow and Profit
Cash flow and profit are not the same thing, but both sufficient cashflow and a reasonable profit are essential for a company's survival.

Small Business Loan Application Example
An example of a bank loan application that a small business might have to complete in order to be considered for a loan.

Equity Financing - Using Angel Investors to Finance your Small Business
Angel investors can provide small amounts of second-tier or intermediate equity financing for small business firms. This gives them an ownership interest and they often want a seat on the board of directors.

Investors for Small Business - Small Business Finance - Working with Investors to Obtain Financing for Small Businesses
Small businesses can take on investors in order to obtain financing for their business firm. They may go to venture capitalists or angel investors to obtain equity financing. This means giving up an ownership interest in their firm.

Forecasting Future Financial Needs and Developing Financial Statements
Owners of small businesses forecast the future financial needs of their firms in order to determine how much money to borrow or how much equity to raise.

Entrepreneurship - Entrepreneurs - Start a New Business
Entrepreneurs have certain characteristics and traits. More and more people are interested in trying new ideas and becoming entrepreneurs. Entrepreneurs are interested in starting new businesses.

Import Export Financing
Import Export companies may need to know about the special types of financing that are specific to their businesses. This is also true for small businesses that add import or export to diversify.

Choosing a Credit Card Processor - Banks - Independent Sales Operators
Choosing a credit card processing firm for your business is one of the most important decisions you will make when starting a small business. You may try to go with the bank that you use, but if you are a new startup or a home business, the bank may refuse you. You may have to use an independent sales operator instead. Watch the myriad of fees and transactions costs you will be levied. Offering your customers more payment options is a good thing.

Inventory loans - Small Business Loans - Loans Against Inventory - Small Business Finance
Small businesses may take out loans using their inventory as collateral. These loans may be blanket inventory liens or field warehousing.

How to Read Loan Agreements from Banks, the Small Business Administration, Credit Unions, and other Financial Institutions
Loan agreements differ greatly depending on what type of financial institution you applying to. You can choose to look at loan agreements from commercial banks, thrifts, credit unions, the Small Business Administration, and other financial institutions that make loans to small businesses.

Loans from Accounts Receivable - Small Business Financing
Small businesses can use their accounts receivable as collateral for loans. This is known as pledging or factoring accounts receivable.

Examples of Bookkeeping and Accounting Entries for Accounts Receivable
Here are examples of bookkeeping/accounting entries for typical small business credit transactions.

Business Ethics - Fraud, Discrimination, Social Responsibility, Corporate Governance
Business owners must have ethical business practices. There must be no fraudulent activity associated with the business. They must be socially responsible. They must practice effective corporate governance for their investors. There must be no price fixing, polluting the environment, or discriminatory practices. They must practice financial and marketing ethics.

Business Ethics - Fraud - Asset Misappropriation, Ponzi Schemes, Financial Fraud, Bribery, Corruption
There are a number of types of business fraud. Asset misappropriation, bribery, corruption, and financial statement fraud are probably the most common, although there are many sub-categories of each.

Examples of Inventory Bookkeeping Entries
Here are examples of bookkeeping entries for inventory.

VA Loans - small business loans for veterans
Loans to military personnel are available from a variety of sources. VA loans are usually available to both returning military personnel and veterans who have been back in the U.S. for decades. These small business loans for veterans enable them to start businesses that may be more successful than some others.

Applying for a Small Business Loan Through the Small Business Administration
The Small Business Administration is an invaluable resource for small business owners. Information is here on how to apply for a SBA loan, understanding the documentation process, gathering the necessary information, and the financial statements you will need.

Equity Financing - Using Venture Capital as a Source of Equity Capital
Venture capital is equity financing for a small business firm supplied by investors who typically take a large ownership stake in the firm. Small businesses typically find venture capitalists in large networks. Presentations are required in order to obtain financing. Venture capitalists typically make large investments.

Using Community Banks for Business Loans
Community banks may be better able to serve small business needs. They understand your local needs and the needs of the local community.

Basic Financial Ratio Analysis for Your Small Business
Financial ratio analysis is one of the simplest techniques a small business owner/manager can use to look at the performance of the company. You can look at the performance of the firm across a number of time periods as well as against other firms in your particular industry.

Cost of Capital - Weighted Average Cost of Capital
The cost of capital of a company is the cost of the money the company obtains for financing its operations. It is important that the cost of capital is lower than the return on capital invested.

Capital Projects Financial Management - Small Business Finance
Capital projects, those that last more than one year, require different sorts of financing and financial management, than current assets.

Accounts Receivables Management - Basic Financial Management
Accounts receivables management includes establishing a credit and collections policy for your credit accounts, including aging accounts receivables and whether to sell on credit at all.

Inventory Management
Inventory management is one of the most important areas of financial management for a firm that sells products. Too much inventory on the shelves ties up valuable cash. Too little inventory causes loss of customer goodwill. Good financial management solves these problems.

Financial Statements - Small Business Finance - Income Statement - Balance Sheet -
Financial statements are developed for a small business. These include the income statement, statement of retained earnings, balance sheet, and statement of cash flows.

Types of Business Budgets - Cash Budgets, Financial Budgets, Marketing Budgets
Small businesses have to think about and develop more than one kind of budget. They have to develop a working budget, a financial budget, a operating budget, a cash budget, a marketing budget, and other types of budgets.

Financial Statement Analysis for Your Small Business Firm
This article presents an overview of financial statement analysis and preparation for the small business. It touches on the income statement, the statement of retained earnings, the balance sheet, and the statement of cash flows.

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Equity Financing - Using Stock Options as Employee Compensation in your Small Business
Start-up businesses often offer stock options as employee compensation until they are making a profit. In order to offer stock options, these firms must have gone public and have investors in their firm.

Building a Balance Sheet for a Small Business
The owner/manager of a small business develops the balance sheet for the firm to show the financial position of the firm at a point in time, generally the end of a quarter or a year.

Building Your Statement of Cash Flows for Your Small Business
One of the most important financial statements the owner/manager of a small business develops is the Statement of Cash Flows. Owners cannot operate a business with maintaining a healthy cash flow even if the business if profitable. The Statement of Cash Flows shines a light on the cash position of the firm.

Bookkeeping and Accounting Entries for Accounts Receivable
Here are examples of bookkeeping/accounting entries for various accounts receivable transactions typical for a small business.

Business Budget Templates
Business owners need a format to use to develop their budget. They can either use the format provided to them by their accounting software, a format they develop, or they can use one of the many business budget forms provided by agencies such as the Small Business Administration and SCORE. Here are examples.

Budgeting Process for Small Business - How to Develop a Business Budget
Most businesses follow a process in budgeting for their financial needs. The articles here explain that process.

Finance and Economic Books for Holiday Gift Giving
Here are the

Cash Management and Analysis for Business
Cash management is of primary importance to a business firm. If a company does not have enough cash flow on hand to pay its short-term debt obligations, then it does not matter if it is profitable because it cannot stay in business.

How to Do a Cash Flow Analysis for Your Small Business
Small business owners analyze their cash flow statements in order to keep a handle on the very important cash position of their firm. Even a profitable firm can be cash-poor. Preparing a cash flow analysis helps maintain a healthy cash flow for the small business firm.

Cash Management - Cash and Liquidity Management for the Small Business
Cash is the lifeblood of small businesses. Without cash, a small business cannot survive one day. Cash management involves liquidity management, management of current assets like accounts receivables and inventory, and management of current liabilities like accounts payable. Owners need to do cash budgets along with traditional financial statements. With good management, a firm can not only survive but thrive in good times and in a recession.

The Sales Budget as a Part of the Operating Budget - an Example
Here is an example of a developed sales budget.

The Sales Budget as a Part of the Operating Budget - an Example
Here is an example of a developed sales budget.

Accounts Receivable and Payment Processing Services
Small business owner/managers have to make the decision about who they are going to extend credit to and about how they are going to process payments. Are they going to just accept cash and checks? Are they going to set up merchant accounts and accept credit and debt cards?

Building Your Income Statement for Your Small Business
The development of the income statement allows the owner/manager of a small business to state sales revenue and expenses for the firm. Either cash or accrual accounting can be used. Taxes, depreciation, and income taxes, along with other operating expenses, are stated.

Business Finance Lessons - learn business finance - teach me business finance - corporate finance
Here you will find lessons and e-courses on how to do all types of financial analysis for a business firm.

Accounting Software - Small Business Finance - Accounting Software
Small businesses need accounting software in order to track their expenses and revenue. Here are some reasonably priced suggestions for your business.

Book Reviews - Small Business Finance - The Economy - Finance - Business Finance
Book reviews of books relevant to small business finance and the economy may be of interest to small business owners. Books such as best sellers about finance and the economy will be reviewed in addition to books about small business finance.

Small Business Finance - Business Finance Software
Business owners are often jacks-of-all-trades, including financial managers. They need a variety of computer software to adequately run their businesses.

Economical Business Gifts
Here are some suggestions for economical business gifts to show your appreciation for your client's business. These gifts vary from those that the very smallest business can give to those appropriate for larger businesses.

Small Business Finance Buyer's Guide - Accounting and Finance Software,Business Plan Software,Business Hardware
Financial managers in small businesses, who also may be the owners, need specific products such as accounting and finance software, business plan and management software, business hardware, and gifts for clients, colleagues, and employees.

Sales Tax on Vehicles as a Tax Expense
Sales tax on vehicles can be deducted.

Sales Tax on New Vehicles - Deductible as a Business Expense
If your business bought a new car, truck, motorcycle, or motor home after February 16, 2009, you can deduct the sales tax you paid as a business expense.

Business Tax Deductions
Business tax deductions from A to Z

Angel Funding and How it Works
The entries in this category will explore angel funding, usually the second-tier of funding for small businesses, and how it works. There will also be information on how to get angel funding, where to get it, and how to apply for it.

Preparation of the Financial Statements as Part of the Accounting Cycle
One of the last steps in the accounting cycle is the preparation of the financial statements. The financial statements should be prepared in a specific order. First, the income statement is prepared with the Statement of Retained Earnings coming second. Next, the balance sheet is prepared. Last, the Statement of Cash Flows is prepared using data from the other financial statements.

Top Business Gifts - Small Business Gift Ideas
Small businesses often need to work gifts to clients, employees, and others into their budgets. You'll find good and affordable gift ideas here.

Buying Guide - Small Business Buying Guide
Small businesses often need to work gifts to clients, employees, and others into their budgets. You'll find good and affordable ideas here.

Understanding Cash Receipts and Cash Collections in Your Small Business
As part of building a Statement of Cash Flow, the small business owner deals with the role of the cash paid in and the cash paid out. The Statement of Cash Flows helps give the small business owner a picture of the cash position of the firm.

Debt and Equity Financing for the Small Business
Debt and equity financing for the small business includes information on the types of debt and equity financing available and when to use the various types of financing for your business firm.

Types and Sources of Small Business Debt Financing
There are advantages and disadvantages to financing a small business firm with debt financing. There are articles here providing an in-depth discussion on debt financing, where to get initial sources, and when to use debt financing for the small business firm.

Top Business Gifts - Affordable Easter Gift Ideas
If you need to give an Easter gift to a client, colleague, employee, or even your mother, you will find gift ideas that will fit into your budget here.

Business Gift Baskets - Easter Business Gift Baskets - Corporate Easter Gift Baskets
Holidays are a time when small businesses may need to budget some money to give gifts to clients, colleagues, suppliers, employees, or even your mom. Since small businesses don't have a lot of money for this type of expense, here are some affordable business gift baskets for you.

Glossary of Business Finance Terms
This is a glossary of the business finance terms used in the material on this website.

Business and Finance Terminology
Business and Finance Terminology

Small Business Finance and Working with Investors
Small businesses, particularly start-ups, are often interested in taking on investors as a way to raise money. There are a number of types of equity investors, including family and friends. Venture capital is another way to go. Small business issue stock options as a form of employee compensation.

Marketing Your Small Business and Controlling Your Promotion Expenses
Small business owners have to promote their small businesses and marketing costs can be substantial. Controlling marketing and promotion costs is an important task of the small business owner. Taking advantage of free publicity is one way to do it.

http://bizfinance.about.com/od/microfinancin1/Microfinancing_as_a_Source_of_Funds.htm
Microfinancing may work for you particularly if your business is a small one-person business or if you need only a small amount of money.

Microfinancing for your Small Business
Microfinancing is becoming increasingly popular for small business firms.

How to Issue Employee Stock Options
Small business firms often issue stock options as a non-cash form of compensation to their employees. This is a discussion of the stock options, the restrictions on them, how they are structured, the types, and how they are valued and taxed.

Types and Sources of Equity Financing for Your Small Business
Small business firms can use equity financing, particularly when they are just starting up. This is a general discussion of types and sources of equity financing including venture capital.

Venture Capital and How it Works
Venture capital is an important part of the financing operation for small businesses. It is equity financing by investors who pool their money to invest in a small business firm. Venture capital is expensive, difficult to obtain, and complicated to apply for. This section will address those issues in order to help the small business owner.