About Experts Sitemap - Group 8 - Page 3 2015-01-20

Buying a computer system: Privacy., additional security measures, unwanted intrusions
additional security measures, unwanted intrusions, sharing center: You ll want me make sure that your router is encrypted. Basically, that means to get onto your Internet, someone has to type in a long random complex code of letters and numbers. People rarely even bother to hack into those who encrypt their Internet because...

Buying a computer system: Processor, e6550, dell xps
e6550, dell xps, intense gaming: If you are living in the US, then yes. In my city, prices tend to go down 20-30% on electronics. the computers you were looking at are mid-range (not as advanced as the XPS i told you about). You said that you wanted to handle complex games, can you give me...

Buying a computer system: Processor, dual core processor, dell inspiron desktop
dual core processor, dell inspiron desktop, intel pentium dual core processor: I just went and they have like 5+ options for processors to pick from. If you are buying anywhere but from www.dell.com I would suggest against it - you typically get screwed one way or the other. Plus - that $350 off coupon only works on Dell s website....

Buying a computer system: Protection for Computer, dell dimension e521 desktop, apc performance
dell dimension e521 desktop, apc performance, surge arrest: UPS and APC both have excellent products. Would I encourage you to purchase a UPS with backup? Definitely. Do you NEED it? Maybe. The only real benefit you get out of a UPS is both a proper shutdown, and the ability to save any work you have on the...

Buying a computer system: Purchase, tight budget, cd drive
tight budget, cd drive, system resources: Yeah, I d personally just avoid Vista in general, not only does it eat memory and system resources, it has a lot of problems even when it does work . To uninstall the OS, just set the BIOS to boot your CD drive first (before the HD) and put your XP CD in,...

Buying a computer system: Purchasing Computer Software, software corporations, software bargains
software corporations, software bargains, purchasing computer: Its all relative, in some cases a business may be just as faulted as the shady character selling you pirated copies of Photoshop CS3 for $3.99/ea and claiming its brand new. In other cases, you do get brand new or close to brand new software, most software...

Buying a computer system: Purchasing Computer Software, software bargains, purchasing computer
software bargains, purchasing computer, buying software: John, when you buy that software from a third party, such as an ebayer, you will most likely not qualify for support. If the box has been opened, or really most importantly if the software has been activated already you will forfit all rights as a purchaser...

Buying a computer system: Purchasing Computer Software, software bargains, purchasing computer
software bargains, purchasing computer, private seller: I d ask if the box has been tampered with in any way (opened before, UPC code removed, etc). I tent to trust a private seller more than a business, but have bought from both. I d just make sure to read the ad very very carefully, ask a lot of questions,...

Buying a computer system: Purchasing a computer, wall 3d, flip folder
wall 3d, flip folder, memory thanks: I think it makes a lot of sense. Windows Vista and 512 mb of ram just isnt what the doctor ordered. You will need 1gb of ram to be happy with the system in my opinion. As far as Vista goes, I happen to like the operating system. I really enjoy some of...

Buying a computer system: Purchasing a home computer, dell dimension 9100, ati radeon x850
dell dimension 9100, ati radeon x850, xps gen 5: Tad, The XPS Gen 5 would definitely be my choice. It has everything you will need for quite a while, although I would switch the Geforce 6800 with an ATI Radeon X850. Of course, it would be fantastic at running office applications, and overall this computer...

Buying a computer system: pc, gimp installer, gtk library
gimp installer, gtk library, decent system: Sorry about the late response for a reply. As a novice you should keep in mind use what is at hand first, however a decent graphics card will come in handy to edit large files, and decent system memory. I would suggest a MINIMUM, of the following ...

Buying a computer system: pc for 3d animation, suitable graphics, proccessor
suitable graphics, proccessor, 1gb ram: snehadeep, Thanks for your question! I appears that you re confinguration is a pretty good one for 3D graphics rendering. Although, I do have some suggestions. Since your going to be storing lots of intense 3D graphics, I would go with a bigger hard...

Buying a computer system: pc or mac, buying a new computer, mac answer
buying a new computer, mac answer, microsoft operating systems: Personally, I like Vista. My dad gets frustrated because of some kinks, but unless you are doing some hard core behind the scenes stuff, you won t notice it. The reason the kinks are there is so users won t mes with system files that could ruin their entire...

Buying a computer system: performance for gaming, maximum memory, processor cache
maximum memory, processor cache, c2d: In regards to AMD killing Intel in performance that used to be the case until Intels Core2Duo Line came out this spring the C2D will smoke any processor out there even my unlocked FX62 but if you are looking at just those systems the X2 will smoke the Pentium...

Buying a computer system: portable computer hype, toshiba satellite a70, burning sofware
toshiba satellite a70, burning sofware, laptop notebook: Only 2 laptime brands spring to mind. But first. once you add a DVD burner to a system the CPU speed becomes important. most of the real good dvd burning sofware looks for a p-4 anymore. (or a high end AMD. The Toshiba Satellite A70 is a nice system...

Buying a computer system: printer compatible with windows xp, google search, deskjet 697c
google search, deskjet 697c, hp deskjet: There may be a patch for it if you do a google search for it, but the printer and the software came out before XP even existed. You could run a new printer made for XP on a Windows 95 system, but it typically doesn t work the other way around due to the...

Buying a computer system: printer compatible with windows xp, deskjet 697c, time moves
deskjet 697c, time moves, hp deskjet: The driver just has to be compatable, some older hardware will loose support for newer software as time moves on, however HP should have a driver available for WindowsXP at their website. www.hp.com, just go into help/support and look for the DeskJet 697C...

Buying a computer system: printer, question pool, windows 2000 xp
question pool, windows 2000 xp, host system: How was it originally shared? A very rough outline of what you ll need to do (more or less regardless of operating system): Install the printer onto the host system, and ensure it is working properly Configure the host system and the client system on...

Buying a computer system: processor speed, hp kayak, dual p3
hp kayak, dual p3, computer properties: Stacy, Im not sure about the correct answer to this question... Do you have two processors or just one? if your computer has two processors running at 733mhz then i would say your overall speed would be around 1.46. The catch is, however, I dont know if...

Buying a computer system: processor, msi boards, amd processor
msi boards, amd processor, pc chips: Celeron processor cheapest! but it has 1/2 the memory as the other 2 so I would not touch one The P4 are nice But I love th New AMD 64 units very fast and stil cheaper the the p4-s on the market. right now hands down I would buy an AMD64 ...

Buying a computer system: processors, dual core processor, amd athlon 64
dual core processor, amd athlon 64, amd athlon 64 x2 dual core: Intel Core 2 Duo Processor would be ideal, but as Intel is a much more well known brand name, they tend to run a bit higher priced than AMD. If cost is an issue, you ll be fine with AMD. And, yes I would go with the AMD Athlon 64 X2 Dual-Core processor....

Buying a computer system: processors, clock speed, amd processor
clock speed, amd processor, intel processor: I have owned multiple Dell desktops and laptops as well as one HP laptop. I have been relatively problem free with all of them and if a problem arose, tech support quickly fixed the issue for me. The only thing I can give you on non-listed specs is that...

Buying a computer system: processors, page word document, cpu benchmark
page word document, cpu benchmark, cpu benchmarks: Hi Farhan, Since CPU’s have been invented, people have asked a very simple question, “Which CPU is better?” Unfortunately, the answer is, “it depends.” We have two basic measures for CPUs: price, and performance; the faster the better, and the cheaper...

Buying a computer system: protecting from ID theft/privacy., unlisted telephone number, social security numbers
unlisted telephone number, social security numbers, virus program: Good questions....How easy is it to break into someones home computer? Frankly you probably dont want to know how easy it can be. With your ip address a good hacker, if he really wanted to, could do some damage. There are some great software programs out...

Buying a computer system: purchase new computer system, microsoft office 2000 access, hp deskjet 450
microsoft office 2000 access, hp deskjet 450, microsoft office 2000: When you set up a LAN between computers, you don t have access to all the files on their hard drive, but when you set up a LAN. You ll notice in My Computer, there is a folder called Shared Documents. Anyone on the LAN can take and give files to that folder...

Buying a computer system: purchase new computer system, new computer system, msi boards
new computer system, msi boards, pc chips: I would first suggest you find a local computer company. The reason is you are looking for a pc that will last a few years. Dell, Gateway and HP (The big 3) All have one flaw in common. The pc s they build are designed to last a few years and then you...

Buying a computer system: purchasing a computer, email searches, internet capabilities
email searches, internet capabilities, purchasing a computer: If you could answer a few questions for me, I will use that information to build you a computer. I will send you the exact customization that best fits your needs and instructions on how to create that customization yourself! (1) How much were you looking...

Buying a computer system: purchasing new desktop, toshiba laptops, size preference
toshiba laptops, size preference, tight budget: I would get her a Dell. Dell and HP are the top two brand names. Sony also makes good laptops but they are way overpriced. Plus, Dell and HP offer discounts that no one else does. For your desktop - would you like to go with a company or custom built?...

Buying a computer system: purchasing a personal computer, sound speakers, graphics power
sound speakers, graphics power, human traffic: An interesting question, by technical factors I assume you mean things related internally to the PC, and by non-technical factors I assume you mean external forces. I ll take the non-technical factor portion of the question first, as it can be answered...

Buying a computer system: Question re: Intel Dual Core and Vista, intel dual core, dell latitude
intel dual core, dell latitude, dual channel ddr2 sdram: Hi, photo editing and processing is very demanding on the ram and the processor, so when you re talking about an upgrade from 1gb up to 2gb, and a solo core up to a dual core, you can expect to see some relatively decent strides in performance. I personally...

Buying a computer system: RAM, video speed, circuit city
video speed, circuit city, pc ram: Hi Carol, When I helped a friend purchase an ACER at Circuit city last week, they had their Kingston 1 GB DDR2 RAM boards on special for $49 (normally $129). Suggest you watch for a similar deal. Be aware that as on most new computers, a certain amount...

Buying a computer system: Randy:I want to buy a mobile..., dell inspiron laptop, satalite cards
dell inspiron laptop, satalite cards, dell inspiron: Eva, Right now Toshiba is having a great sale. for connecting to the internet I would look into Sprints Satalite cards. you can hit the net from anyplace. I m not sure if you plan to use the internet but if you plan to hit it from a mobile unit...

Buying a computer system: Replacing an existing Computer System, kc computers, lifetime service
kc computers, lifetime service, service warranty: 1.) At this point, I would purchase a new computer. You can get a brand new, top of the line computer from Dell with a 4 year AT HOME SERVICE warranty and 24/7 tech support for about half of what Gateway told you. After doing extensive research into all...

Buying a computer system: Restore disk, compaq desktop computer, recovery disc
compaq desktop computer, recovery disc, oher: Hi Kim, Sadly times change, the greedy got greedier. Why should they give something away when they can put a price tag on it? I m sure someone would try to charge for using this Website if they could. A friend of mine just bought a Very specialised...

Buying a computer system: recurring keyboard virus problem, keyboard virus, hp pavillon
keyboard virus, hp pavillon, dell inspiron laptop: When my computer was out of warranty, Dell still offered phone support for free -- that would probably be your best bet to take apart the keyboard since I can t safely as I only know how to take apart Dell computers. If it is a virus/spyware, when you run...

Buying a computer system: reliable brands, dual core processor, future proof
dual core processor, future proof, reliable computer: Personally I m partial to building my own computers, as it gives total control over which parts are used, allowing for a balance of price and quality. Currently to build a complete system with a monitor and everything, it costs around $1100 to $1200, however...

Buying a computer system: On replacing an existing computer sysetm, hp models, lifetime service
hp models, lifetime service, processor memory: Great questions. First of all guys there is no need to spend 2300 on a new machine that is way to much to spend for what you need. Good price range for you guys at most 1300.00 So who do you buy from??? Look at some HP models first and see what they...

Buying a computer system: On replacing an existing computer system, price ratios, lifetime service
price ratios, lifetime service, computer dell: Well, I would say that $2300 for a replacement system for what you want, given that we re in 2007, is flat out outrageously expensive. The computer Dell advertises for $399 (or whatever their current gimmick is) would probably suit you, but would offer almost...

Buying a computer system: replacing old pc, dell dimension desktop, data fax modem
dell dimension desktop, data fax modem, genuine windows vista home premium: My Components -PROCESSOR AMD Athlon™ 64 3200+ edit -OPERATING SYSTEM FREE Upgrade to Genuine Windows Vista™ Home Premium w/1GB memory edit -MEMORY 1GB Dual Channel DDR2 SDRAM at 533MHz- 2DIMMs edit -HARD DRIVE 80GB Serial ATA Hard Drive (7200RPM) w/DataBurst...

Buying a computer system: which is right for me?, amd sempron processor, intel celeron
amd sempron processor, intel celeron, life battery: Hi John, Adding price in as a final factor, I recommend the Gateway NX570. You should be able to find one at Circuit City, CompUSA, or Best Buy for about $599. I purchased one a couple months ago and am totally satisfied with it. Since size was another...

Buying a computer system: what is the role of the 32..., copies cd, speed cdrom
copies cd, speed cdrom, followup question: I m not 100% sure what your asking me on this question. If you asking me what a CD-Rom is used for I ll answer that for you now. if you are looking for something else please give me some more detail with a followup question. A CD rom is used for two...

Buying a computer system: VIRUS PROBLEMS, print screen button, open paint
print screen button, open paint, virus problems: Do you know how to take screen shots? Hit the Print Screen button on your computer while the red circle with the white X is showing and when the pop up is up on your screen. Each time you do that, open Paint and paste the picture in there. Save it, and...

Buying a computer system: Selecting a Desktop Computer, intel quad core processor, business simulations
intel quad core processor, business simulations, quad core processor: Dear Steven, In the Next month, in fact I think some bestbuy s already have them, HP is releasing their a9000n series desktops all of which come with an Intel quad core processor and at lest 3gig of ram the cheapest one in the series is $950 and if memory...

Buying a computer system: Selecting a Desktop Computer, dual core cpu, business simulations
dual core cpu, business simulations, e6550: Well, most current desktop systems can support up to 4GB of RAM, mostly due to 4GB being the theoretical limit of a 32-bit operating system, however there are various factors which reduce the memory available to the kernel when 4GB is installed (the OS will...

Buying a computer system: Selecting a Desktop Computer, running microsoft office, business simulations
running microsoft office, business simulations, true indicator: Hey Steven, First of all, what OS do you want (since you re running Microsoft Office, I assume you will use either XP or VISTA). It has been my experience that whatever Vista adds in features in security, it detracts from speed and efficiency. (3rd party security...

Buying a computer system: Selecting a Desktop Computer, business simulations, clock speed
business simulations, clock speed, intensive business: You only THINK you need a 3 GHz CPU. The fact of the matter is that both AMD and Intel s new Dual Core, and now Quad Core s on the horizon require LESS clock speed, and MORE about core value. A Dual Core 2 Ghz, does more then a Single Core 3-4GHZ would...

Buying a computer system: Selecting a Desktop Computer, puget custom computers, business simulations
puget custom computers, business simulations, kc computers: (1) Yes. If you get more RAM than your operating system can handle, it can actually make your computer slower rather than faster. However, to compensate you can get 800 MHz RAM which is the fastest available without overclocking. (2) I believe XP can...

Buying a computer system: Selling, compaq case, cd rom drives
compaq case, cd rom drives, drive cd rom: 1 no compaq cases do not like many motherboard brands so it may not fit well. 2 you will make more money selling it as a whole unit. 3 well (see 2) but if you do break it down your hard drive, cd-rom drives, dvd drives and Maybe your memory can...

Buying a computer system: System Battery for Dell Dimension 8300, dell dimension 8300, dell dimension
dell dimension 8300, dell dimension, system battery: Hey Bill, Before replacing the battery, try to take it out and put it back again (there have been many reported problems with your computer model s battery, and in many cases, simply reseating the battery solved the problem). If not, then go to office depot...

Buying a computer system: screen resolution, fritz moritz, appearance tab
fritz moritz, appearance tab, hp monitor: Unlike CRT Monitors (the large bulky ones), LCD monitors can not change the size of their pixels. That means that with your monitor, anything lower then 1680x1050 is going to use more then 1 actual pixel to make a visual dot (pixel), and vice versa. Because...

Buying a computer system: sempron 3000plus, among other questions, amd sempron 3000 processor, amd sempron 3000
amd sempron 3000 processor, amd sempron 3000, dual layer dvd burner: Sarah, Thank you for your question! Shopping for a new notebook with a tight budget can be very stressful, but I believe you ve made a great choice. The specs of this laptop are very good for a notebook. The memory should be expanded to at least 512MB,...

Buying a computer system: setting up a lan part 2, router supplies, network feature
router supplies, network feature, local connection: Not much of a differance once both systems are on the internet just be sure the workgroups are under the same name and then share the folders you want to move files from / to left click on the folder and hit the sharing tab. it should be no problem...

Buying a computer system: student laptops, dell notebooks, student laptops
dell notebooks, student laptops, arman: Arman, If you re a student on a budget, I would recommend one of the lower-end Dell notebooks. The specs on the cheaper Inspirons are perfect for all a student needs to accomplish. The memory and proccessing power on most of them are more than adequate...

Buying a computer system: Which do you suggest?, flash shockwave, speed cpu
flash shockwave, speed cpu, high intensity: well unfortunately even though I am an AMD fan myself I think I ll have to recommend an Intel C2D specifically thins one http://www.newegg.com/Product/Product.aspx?Item=N82E16819115029 with any one of these mobos http://www.newegg.com/Product/ProductList.aspx?Submit=ENE&N=2010200280%2050001315%201070509908&bop=And&Order=PRICE...

Buying a computer system: super cheap laptop, dell coupons, shakespearean theatre
dell coupons, shakespearean theatre, profit charitable organization: Haha, I m so used to looking at things functionally these days. I ll see about looking at the content soon. I m leaving town for a conference tomorrow so I may not have time for a couple of days. Anything that brings theater to the kids though, I m all...

Buying a computer system: US systems working in India, internal dc, spec machine
internal dc, spec machine, modem connection: Well, the only things I d be concerned with are language and electrical compatability, language is mainly a personal preference, and I m sure you can buy software regionally that supports that (if needed, I only bring this up because any software sold in the...

Buying a computer system: Tablet PCS, toshiba tablet pc, tablet pcs
toshiba tablet pc, tablet pcs, environments: Toshiba tablet pc s, at least in my experience, have been the best tablet pc s to use. Panasonic, yes panasonic, had at one time some really nice tablet pc s that had a really sturdy, light metal tablet pc that looked like it would withstand a lot of daily...

Buying a computer system: I can't install windows 98se, can you help?, maxtor 160 gb, asus p5gd2
maxtor 160 gb, asus p5gd2, hard disk maxtor: Dude why on earth are you trying to install windows 98 on a brand new machine???? :-) Well, im sure you have your reasons....However you will be unable to do this. Your new hardware such as your motherboard, and videocard do not come equipped with the proper...

Buying a computer system: Getting technical info on my computer, pentium iii processor, kim komando
pentium iii processor, kim komando, mechanic check: Paul, The Dell website, as you know, offers a vairety of choices of desktops. I have picked a unit for you so here goes. The Dell Dimension E-521 (basic package) starts at $329.99. However, you will want to upgrade the processor to the AMD Athlon (not...

Buying a computer system: When is it time to buy, buying a new computer, dell computer
buying a new computer, dell computer, cable company: Hey, this sounds like its a network problem, rather then a computer problem. You might want to just wait it out and it doesn t get better, contact the cable company again. (Cable Internet is the best to have at the moment, so that s not the problem.) As...

Buying a computer system: tips for buying a laptop !, duron processors, buying a laptop
duron processors, buying a laptop, tips for buying a laptop: Well....yap..Im not sure what being an IT student has to do with the question. That is I am not sure what special demands that would put on a labtop...I will give you a broad answer though... What do you need to look for....Well you want reliability thats...

Buying a computer system: Ubuntu, acer drivers, ubunto
acer drivers, ubunto, circuit city: Carol, I am not all that familiar with Ubunto. In fact I havent heard of it before. The problem that you may run into is this. All of the acer drivers may not run with a different o.s. For example, your speakers may not work or your wireless internet may...

Buying a computer system: Upgrade or get new computer, new windows operating system, dell 8250
new windows operating system, dell 8250, buying a new computer: Oh and Western Digital does usually have the best reputation, I d have to agree with that. And if you d like to look into buying a new computer to compare the pricing, let me know what the computer is used for and what your price range is. Also, will you...

Buying a computer system: Upgrading the computer, intel pentium 4, motherboard model
intel pentium 4, motherboard model, system boots: Hello. to be able to tell you what kind of ram you can buy, and/or upgrade to i would have to know your motherboard model number. Also, it sounds like you have a rather old system there, probably a dell or emachines type computer, so putting a bigger hard...

Buying a computer system: Upgrading my PC, uk pounds sterling, computer repair shop
uk pounds sterling, computer repair shop, 128 mb ram: Geoff, first of all i apologize for the delay. I never got the email from allexperts...it must have got lost of accidently deleted who knows....but to answer your questions... First of all you are right more ram is always better. But i cant reccomend...

Buying a computer system: Upgrading my PC etc., computer repair shop, 128 mb ram
computer repair shop, 128 mb ram, cd rw drive: Hi Geoff, You should have no trouble getting the machine you desire for that price mate. A great place to look for one in the UK is a place called CCL Computers. They have a great website at www.cclonline.com Have a look at the CCLDUO-6600-VUT. This...

Buying a computer system: Upgrading my PC, uk pounds sterling, computer repair shop
uk pounds sterling, computer repair shop, 128 mb ram: Any advice I could give you would be regarding US computers because that s all I know about. Here is the computer I just bought - $1,500 from Dell. It is a Dell XPS 410. -Intel Core 2 Duo Processor @ 2.40 GHz -2 GB of RAM -256 MB dedicated graphics...

Buying a computer system: Upgrading PCs, computer repair shop, 128 mb ram
computer repair shop, 128 mb ram, cd rw drive: Hi Geoff, I would not waste my time upgrading your old PC. One of the most important upgrades you can make (as you know) is your RAM - but you need to go to DDR-II and your motherboard will probably only handle DDR. Also, buying DDR-II is more important...

Buying a computer system: USB jump drives, professional computer consultant, usb jump drives
professional computer consultant, usb jump drives, will provide assistance: Dear James, On behalf of All Expert Communications thank you for contacting the Computer Buying division. My name is Joe, I am a Professional Computer Consultant and will be more than happy to assist you. First off, thanks for choosing me for your current...

Buying a computer system: What do u expect, quad core processor, line computer
quad core processor, line computer, new computer: Pretty much anything you want it to. I have a top of the line brand new computer and it was only $2,000 from Dell. For $3,500 you could get a top of the line computer. You couldn t get the quad core processor - they re too new. You could get a very powerful...

Buying a computer system: update?, nvidia cards, radeon 9250
nvidia cards, radeon 9250, native resolution: Replacing a card is actually very simple to do. Open up the side of the case, and look near the bottom left corner, you should see white slots that look like this: http://en.wikipedia.org/wiki/Image:Pci-slots.jpg On the rear of the case, adjacent to those...

Buying a computer system: update?, native resolution, 512 ram
native resolution, 512 ram, video card: whether or not you should update your card depends mainly on what you do with your PC if you do any photo editing or anything like that then an update is definitely in order but I would recommend an update anyways because even at 1280x1000 you are not utilizing...

Buying a computer system: update?, native resolution, 512 ram
native resolution, 512 ram, monit: Yes, it sticks out the back of the computer. There are VGA and DVI cables that run from your monitor to the back of your computer (aka back of your graphics card). Some have both VGA and DVI and some have one or the other. My graphics card now has DVI...

Buying a computer system: upgrade or buy new computer, dell 8250, western digital wd800jb
dell 8250, western digital wd800jb, slave drive: no steve you will not lose your data by simply unplugging the drive....however i would strongly caution you to back up your data before you go unpluging and plugging new stuff in...you would be surprised about what could happen... trust me stranger things...

Buying a computer system: upgrade, intel pentium celeron, processor clock speed
intel pentium celeron, processor clock speed, dual processor system: Well then I would recommend www.kc-computers.com He custom builds computers and they include a one year parts warranty and lifetime support. He is excellent and I have been more than please. He finds you the best deals and makes sure everything works...

Buying a computer system: upgrades, pc desk top, ati rage 128 vr agp
pc desk top, ati rage 128 vr agp, rage 128 vr agp: Hi Micheal, shouldn t be any reason that you couldn t update the computer that you have now but considering you need EVERYTHING updated you might be better off just getting a new one w/ the latest software included w/ it. Good luck w/ your decision ...

Buying a computer system: upgrading, heat sinks, crucial memory
heat sinks, crucial memory, p4vxasd2: If you re using a 5 year old PC, I really do not think that over heating is going to be an issue at all for you. I personally have a computer with some of the newest hardware to date, and I am just now starting to need to look for cooling methods. In general,...

Buying a computer system: upgrading, cheap desktops, crucial memory
cheap desktops, crucial memory, p4vxasd2: Thats why upgrading computers, especially ones this old, gets tricky and time consuming. You may have to replace the motherboard. Then the processor might not work anymore... so then you replace it... and then you end up spending more money than you would...

Buying a computer system: upgrading desktop, athlon 64 x2, personal suggestion
athlon 64 x2, personal suggestion, couple factors: When it comes to upgrading your PC, there are a couple factors you should seriously consider first. Is there a pre-built system available that meets your needs, and requirements? Most PC Manufacturers, do, or will have within 3-6 months time (product...

Buying a computer system: upgrading, gateway tower, secondary application
gateway tower, secondary application, new vista: What i mean by Operating system.. You computers Operating System is the back bone, brain, or command center of your computer. The operating system consists only of programs that are necessary to run your computer. Examples.... Windows 95, 98, ME, 2000,...

Buying a computer system: used Thinkpad laptop, ibm laptop computer, series model
ibm laptop computer, series model, t23: Don, I would definitely choose the T23 model, because it doesn t appear the A23 model is supported by the manufacturer anymore. T23 models are also more common (for laptops) if there is a problem; more people know about them. The specs of the machines...

Buying a computer system: Virus/keyboard controls, virus keyboard, aol aim
virus keyboard, aol aim, companion programs: ok your os is in a bunch of trouble What I want you to do is start the computer in safe mode to do this start the computer and keep pressing the F8 key you willbe given a choice pick safe mode! when it boots you are in a limited ver of me but it should...

Buying a computer system: video card size, hi lauren, brandnames
hi lauren, brandnames, windows xp home: I don t think they even make video cards less than 128 MB in size, the typical one is 256 MB in size, and they go up to 1 GB in size.... at least for new ones. If you aren t having problems with your video card then I don t really see why waste the time...

Buying a computer system: Wall-mounted PC for kitchen, kitchen computer, palm pilot
kitchen computer, palm pilot, touch screens: a tablet PC is usually a notebook or a palm pilot that interacts with a special pen. i ve seen a lot of companies have screens that interact with just the touch of a finger, but i have never looked into them for personal use. The best and simplest idea...

Buying a computer system: Win xp, disk cleanup, favorite computer
disk cleanup, favorite computer, beta version: If you saved the installation files you can reinstall the programs assuming you do not need a CD Key for them. If you need a CD Key there isn t much you can do besides buying a new CD Key. If it is Microsoft Word you are after, you can download the 2007...

Buying a computer system: About Windows 98se and new hardware., maxtor 160 gb, asus p5gd2
maxtor 160 gb, asus p5gd2, hard disk maxtor: Why do you have to have Windows 98? I have Windows XP and I still run DOS games on it :) Effective July 11, 2006, Windows 98, Windows 98 Second Edition, and Windows Me (and their related components) will transition to a non-supported status. After this...

Buying a computer system: Windows Vista or XP?, physics processing unit, video editing programs
physics processing unit, video editing programs, hardcore gamer: My #1 recommendation would be to get a good warranty with your computer. You have no idea how useful it is. I have pretty much paid off my entire computer because of my warranty. It is also nice to have the option of having someone do on-site service....

Buying a computer system: Wireless Routers, hp desktops, hp laptop
hp desktops, hp laptop, dell desktop: You ll need to contact Dell to find out if your Dell desktop has a spot availble to put in a wireless card - some do, some do not. If it does, problem solved. Another option, if you don t wanna do a wireless card or can t do that option, is to get the following:...

Buying a computer system: Wirless monitors, computer stores, google
computer stores, google, monitors: I ve never heard of one. I checked the Internet and called around some computer stores and no one I talked to had heard of it either. I don t think there is too large of a demand for them, since the monitor and the tower usually stay together. I d keep...

Buying a computer system: WorkStation Brands - Gateway Specific, market presence, reliabilty
market presence, reliabilty, abilty: Hi Paul, I do agree, Gateway has lost their focus over the past years. HP is a excellent computer that stands behind all of their products. If you ever have a problem w/ something they are always there to help and they are computers that are going to last...

Buying a computer system: web cam, logitech quickcam zoom, quickcam zoom
logitech quickcam zoom, quickcam zoom, decent quality: Here are some webcams I ve heard good things about: Logitech QuickCam Fusion Logitech Quickcam Zoom They can be as cheap as $40 or as high as $150... it depends on where you buy it from. I typically find good deals at amazon.com and staples.com ...

Buying a computer system: win xp, folder files, program onto your computer
folder files, program onto your computer, software developers: Mike, that is a difficult question and depends totally on the software you are trying to recover. When you install a new program onto your computer the executable file (the file that initialized the installation) is generally deleted automatically once your...

Buying a computer system: windows vista corrupt file Please help, dell inspirion 1520, hardrive
dell inspirion 1520, hardrive, buying a computer: Have you tried uninstalling Google Desktop? Also, I would uninstall Adobe Reader as well. You probably don t use Google Desktop and you can reinstalled Adobe Reader for free. After uninstall, restart the computer and see if you still have the problems. ...

Buying a computer system: wireless 1505 wireless n mini card, copper connector, customer service rep
copper connector, customer service rep, dell laptop: Trying to figure out what you are asking here. The card, the 1505 may be either separate, or you have to plug it into a slot on the laptop. I m not sure, because I have never owned a dell laptop. Did your PC come with small flashcard type device? should be...

Buying a computer system: wireless internet, household appliances, lan cable
household appliances, lan cable, wireless connections: Sorry for the wait on the response. I just received my windows vista 64bit disk and have been installing that and getting all my programs/drivers up to date and ect. So you just hooked up his and yours suddenly quit working? Try turning his off and then using...

Buying a computer system: I was wondering, illustrator design, hi lauren
illustrator design, hi lauren, mac laptops: My thought on Macs? I think they are overpriced, lack customization, offer crappy warranties, and are a huge downfall for anyone who isn t using them strictly for graphic design, architecture, or music production. Can you purchase by Friday? If so, I can...

Buying a computer system: XP or Vista?, windows xp professional edition, animation student
windows xp professional edition, animation student, hesitation: Windows Vista is actually a very stable operating system that runs most programs you ll find on XP. However... As an animation student, you ll probably be using a lot of RAM and need a powerful processor. The programs you use will run on Vista, but with...

Buying or Selling a Home: 08332, porous surfaces, roofer
porous surfaces, roofer, ductwork: Hello Sharon and thank you for your great question. Ok, I am not going to trash you for your decision not to hire an inspector - should we say that lesson has been learned... Liability wise, a seller is only legally required to disclose physical defects...

Buying or Selling a Home: 1 & 3, pacific ocean coast, investment condos
pacific ocean coast, investment condos, owner occupants: Joe, Thanks for your questions regarding real estate investing. Based on your questions it sounds like you have already done some homework regarding the various options and instruments (self-directed IRAs) that are available to you. Regarding finding...

Buying or Selling a Home: 1)what would be the best public..., flooring type, proper paperwork
flooring type, proper paperwork, current records: Hi Tony, Thank you for your question. Most town halls have building departments and assessor s offices which should have the property card records of every house in their jurisdiction. The property card should have the information you are seeking regarding...

Buying or Selling a Home: 1) How do you determine the..., local realtor, investment market
local realtor, investment market, multis: Hello Tim, I just typed a very long answer for you that did not go thru and was lost so forgive me for giving you a short answer this time. You need to speak with an accountant to determine depreciation on properties in your area. Depending on the...

Buying or Selling a Home: 1) How do you determine the..., direct proportion, hi tim
direct proportion, hi tim, fornos: Hi Tim, The depreciation on property is set by IRS, you can ask your accountant what it is for the specific type of property. I don t know what you mean when you say multi-units, as far as appreciation goes, multi-family units if you mean rental property,...

Buying or Selling a Home: 100% Financing, creative tactic, mortgage fraud
creative tactic, mortgage fraud, tennessee law: Hi Kirk, That s a great question that would fall into the category of creative financing . My answer to your second question is that I m not an attorney and not qualified nor familiar with Tennessee law. I can tell you that I did have the opportunity to...

Buying or Selling a Home: 1031 Exchange, negative cash flow, positive cash flow
negative cash flow, positive cash flow, nut shell: ADAM; real estate investing is part of a larger personal picture and many of my peers don t bother realizing that. WHILE the laws on 1031 can be very finicky, I suggest to you a different tack; keep all the properties and buy the house you want also....

Buying or Selling a Home: 1031 Exchange, title escrow, rare instances
title escrow, rare instances, first transaction: Hello David, Every so often there is a problem with the email communication and this is one of those rare instances. I was out of town for a few days and your message was deleted or did not get to my inbox. Sorry for the delay. It is my experience that the...

Buying or Selling a Home: 1031 exchange, section 1031 exchange, section 1031 tax deferred exchange
section 1031 exchange, section 1031 tax deferred exchange, tax deferred exchange: The first answer is yes. You can always use a Section 1031 Exchange when selling investment property to reinvest tax free into more real estate. The rule is that you need to identify that you are selling the property in the listing contract and the sales...

Buying or Selling a Home: 1031 exchange, 1031 like kind exchange, irs code
1031 like kind exchange, irs code, nut shell: Greetings Adam and thank you for a great question. In a nut shell as you put it, No. You are prohibited under the IRS code from entering into a 1031-like kind exchange with the intent of later turning the exchange property into a primary residence....

Buying or Selling a Home: 1031 exchange, real estate exchange, 1031 real estate exchange
real estate exchange, 1031 real estate exchange, capital gains tax: The way I see it, it is a $350,000 purchase because the purchase agreement says so. It s just that $70,000 of that is used for repairs and improvements. However, you have not mentioned anything about the loans. The above example indeed would qualify for a...

Buying or Selling a Home: 1031 exchange, realtor fee, cap gains tax
realtor fee, cap gains tax, 1031 exchange: Automated responce - Thank you for your question, sadly at this time I am out of the country and unable to respond. I will be happy to reply when I return on the 20th of November or you resubmit your question to another on our site. I am very sorry for the...

Buying or Selling a Home: 1031 exchange, family investment property, century 21 beachside
family investment property, century 21 beachside, cacciapaglia: mike, Here is a link to help you understand investment property, primary home and 1031 Exchanges: http://www.realtor.org/libweb.nsf/pages/fg408 If you decide to purchase a home in Southern California, give me a call. I would be glad to help. Mary...

Buying or Selling a Home: 1031 property exchange, property exchange, gift taxes
property exchange, gift taxes, tax basis: If you re living in the house, there is no point in going for the 1031. While you re living there, the title of the house must be in your name. If it isn t, then you don t have anything to be concerned about with the IRS. Once the property IS IN your name,...

Buying or Selling a Home: 1031, www irs gov, tax deferred exchange
www irs gov, tax deferred exchange, irs website: Good morning Bill and thank you for your question. The purpose of the 1031 is to allow for a tax deferred exchange of one investment property for another of similar nature. No taxes are paid on the exchange unless you take actual possession of the money...

Buying or Selling a Home: 1954 mobile with an iffy paper trail., mortgage issues, duplicate title
mortgage issues, duplicate title, hcd: Lets try a couple of things: Send me the plate #, and the sticker # on it. Look for a metal plate about 2 x 3 riveted to the rear somewhere...may have been painted over....or removed. This will also have # s. Last shot...look inside on the walls...closets,...

Buying or Selling a Home: 1974/1975 double wide in PA, beaver springs pa, duplicate title
beaver springs pa, duplicate title, metal tag: Tammy....if your Mom owns the land the home is on, she can use a realtor. If not, stay away, as the entire process is different from what they do...they think they know, but usually just give bad advise....different laws, licenses, etc. Been doing this ...

Buying or Selling a Home: 1974 Manufactured, california lender, estate loan
california lender, estate loan, manufactured home: Hi Dawn...California has no lenders per se. If the home is permanently fixed to the foundation, it then qualifies for a real estate loan. (yes,they will do 1974) If this is the case, write back and when I get to my office in the AM, I ll give you a place...

Buying or Selling a Home: 1st right of refusal, first right of refusal, right of refusal
first right of refusal, right of refusal, independent appraiser: Dear M, You can certainly do any of the above. I wouldn t recommend that you agree to a price anything other than fair market value at the time of her exercising her right. The only way to determine fair market value is to have it on the market and not...

Buying or Selling a Home: 1st time buyer, bad credit, credit blemishes, jessica bryan
credit blemishes, jessica bryan, private banks: Dear Amy; You should give a lender a call and see what is available for you. Loans that are riskier charge higher interest rates and are called C paper or D paper loans. It may make it unaffordable to buy a home, but you can see what the lender says. There...

Buying or Selling a Home: 1st time buyer with no credit, government assistance programs, first time buyers
government assistance programs, first time buyers, jessica bryan: Hello Thrisha; My suggestion is for you to contact a lender and discuss options with the lender. There are several programs available for first time buyers and depending upon where you live, there are also government assistance programs for first time buyers....

Buying or Selling a Home: 1st-time Home Buyer & Clueless, adjustable rate mortgage, time home buyer
adjustable rate mortgage, time home buyer, waste of money: Dear Brandi; As it turned out I ended up being with these clients all day and then writing an offer this morning so this was the first chance I had to answer your question. Sorry for the delay. Okay: so first of all...congratulations on your decision...

Buying or Selling a Home: 1st-time Home Buyer & Clueless, time home buyer, mortgage officer
time home buyer, mortgage officer, worthington: Brandi, you are starting off the right way. The best thing to do is call a good mortgage officer and tell them what you just told me. (Shaundra Hardt is good at Pulaski Mortgage. 817-569-1505) Then she can tell you how much home you can afford. In the mean...

Buying or Selling a Home: 1st time home buyer, michigan housing, time home buyer
michigan housing, time home buyer, time mark: Mark, Sorry about the delay. I responded before but I guess my answer didn t go through. I just noticed it when I was answering another question. 1)If the houses have been vacant, it makes no sense to offer full price, regardless of whether you ask...

Buying or Selling a Home: 1st time home buyer, renovation costs, time home buyer
renovation costs, time home buyer, fund administrator: Hi Jeff, thank you for your question. It is great that your vision is to buy a property, fix it and flip it. You can be very successful doing that if you have your plan in place. In regards to your 401K I am not sure how much you can take out, the benefits...

Buying or Selling a Home: 1st time home buyer, michigan housing, time home buyer
michigan housing, time home buyer, time mark: Dear Mark; Buying a home in a soft market gives you quite an advantage. I don t see any reason to pay full price for a home that has been on the market for a long time. Offering less and asking for the owner to pay closing costs as well is even reasonable....

Buying or Selling a Home: 1st timer Rent vs. Buy, local realtor, time home buyer
local realtor, time home buyer, short term rental: Tyrone, If you are going to be in Charlotte for three years or more, it is always better to buy. If you are transferring and your company will send you on a house hunting trip, do that. If not, go up there for a couple of weekends to search neighborhoods....

Buying or Selling a Home: 2 Family house, mahopac falls ny, first time homebuyers
mahopac falls ny, first time homebuyers, programs for first time homebuyers: Dear Michael; You certainly have the right idea. However, if money is tight, you may not qualify for a loan. The first thing I would do is check with a lender and see what program you might qualify for. There are certain programs for first time homebuyers...

Buying or Selling a Home: 2 questions, differance, dissatisfaction
differance, dissatisfaction, aol: A broker is an agent, too. However, in most states a broker is for whom a licensed salesman or agent works for. He/she is the one responsible for what goes on in his/her office. The broker pays the office agent when he has earned a commission. A broker has...

Buying or Selling a Home: Adding a family family to the title, local government agency, warranty deed
local government agency, warranty deed, real estate closings: This should not trigger a reassessment of your property value, Gin, especially in today s market. I don t think any local government agency would be too anxious to do that. They would have to lower the value! So, I am sure they will turn a blind eye to your...

Buying or Selling a Home: My agent now represents seller..., hpap, disclosure agreement
hpap, disclosure agreement, income restrictions: A Mack, Hello. This agent is an idiot and you may certainly tell them so! They are certainly not looking out for your best interests. There is no way in the world that this agent did not know what the office policy is regarding Dual Agency which is...

Buying or Selling a Home: Backing out of a home purchase, refundable deposit, friedman
refundable deposit, friedman, escrow: It depends on the wording of the contract. If it is a non-refundable deposit and your state holds firmly on this provision of the contract, you may be out that deposit or escrow amount. Courts are generally unlikely to force a sale but can assess damages....

Buying or Selling a Home: Backing out of a real estate deal, jessica bryan, earnest money
jessica bryan, earnest money, loan approval: ear Kim; It depends how the contract reads. If the contract is a standard one, there is no way, after loan approval that the Buyer can back out of the deal without facing the consequences (i.e.losing earnest money as well as being sued for the full price...

Buying or Selling a Home: Breach of contract?!, maximum interest rate, real estate contract
maximum interest rate, real estate contract, maryland realtors: You did the right thing in contacting an attorney; that is exactly what I would recommend. Real Estate Agents are not attorneys. I will share some information with you about contracts and different things that can happen. I m not sure where you are located,...

Buying or Selling a Home: Buying another home, short term loan, bridge loan
short term loan, bridge loan, favorable terms: What you can try is contact the lender that holds the paper on the house in forclosure you want to buy and apply for a loan with them for that house. While I understand your not wanting to have a mortgage, unless you have the cash to buy the house outright,...

Buying or Selling a Home: Buying a home from Father in law..., tax ramifications, loan fraud
tax ramifications, loan fraud, money refund: Hi Josh - Congratulations on your purchase. You re asking me tax questions that I not only can t answer, couldn t legally answer if I knew. As for buying property at market value and having your father-in-law gift back money, the money refund would have...

Buying or Selling a Home: Buying Short Sale: Bank Approval, bank approval, contract states
bank approval, contract states, buyer broker: Hi Scott, Sorry this has been such a mess for you! You do need to be patient with some banks. I have had deals take 4 months to close because of the red tape of a lending institution. To answer your questions: 1)Not much else you can really do. The...

Buying or Selling a Home: Buying Short Sales Homes, mechanics liens, realator
mechanics liens, realator, unpaid taxes: Short sales are when the lender will take a payoff for a mortgage for less than the owner owes on the home. For example, Jim has a home with a mortgage of $125 k but due to needed repairs, drop in market value, etc. the home is only worth $95 k. You would...

Buying or Selling a Home: bought from a liar!, small claims court, roof leak
small claims court, roof leak, disclosure statement: Hi Jennifer, I will assume that you purchased this without going through a dealer. Did you go through an escrow company? Federal law requires that a disclosure statement be signed by both parties...this forces the seller to state any issues that they are...

Buying or Selling a Home: buy new construction and sell my house, new construction, closing date
new construction, closing date, scenarios: Hello Cathy, Thank you for your question. There is no one answer. Alot depends on finances. Are you able to own two homes at one time? Is the new construction built already? Anyway, speak to the builder first and find out what they want from you...

Buying or Selling a Home: buying a 1951 home, double car garage, qualified plumber
double car garage, qualified plumber, bathroom tiles: Regarding the question as to the tub being refurbished... the answer is yes, but be careful. It may show where you have made the repairs, and if not done properly, the repairs may not last very long. Seek the advise of a specialist in that field. Regarding...

Buying or Selling a Home: buying a house at auction, question pool, real estate auctions
question pool, real estate auctions, auction company: HENRY-- I found your question in the Question Pool. Whoever you sent it to may have been hesitant to answer it, and sent it to the Pool, because of your statement so as not to get ripped off in today s housing market! No Expert can ensure that you...

Buying or Selling a Home: C.M, certificate of occupancy, brooklyn ny
certificate of occupancy, brooklyn ny, exhaust pipe: Dear C.M. Thank you for your question. When housing is built new or expanded or altered it needs to be built to existing written municipal building codes. If it is not built to the existing code a certificate of occupancy is not issued. Then, in the...

Buying or Selling a Home: Changing Ownership Of Home, executor of the will, local real estate
executor of the will, local real estate, title company: Dan, Transferring a deed depends on the area so I think your best option would be to contact a local real estate attorney or title company. It should be pretty easy for them to do. Thats really the best advice I can give you since those types of things...

Buying or Selling a Home: Condo Sale, central islip ny, first time buyers
central islip ny, first time buyers, real estate investment: Hello Jade, Thank you for the question. That is a question most first time buyers struggle with. Will my real estate investment go up? Well, the question is really, is it a safe investment? Yes it is. You can t afford a 2 bedroom, only a 1...

Buying or Selling a Home: Cost of demoltion, excavating and land leveling, excavation costs, excavation company
excavation costs, excavation company, storage tanks: Hi Krista, I m late in answering as I am on vacation. Sorry. Honestly you sent me a question that I am unable to properly answer and here is why. Demolition and excavation costs simply can not be estimated online, especially when I am in Virginia and...

Buying or Selling a Home: The community is no longer available?!?!?!, website error, negative equity
website error, negative equity, genuine concern: To put your mind at ease, call the builder s office directly and ask them. It could be that the builder only had a certain number of lots in that community, the builder has decided not to build anymore homes, or even a website error. Ask the builder or your...

Buying or Selling a Home: contract, earnest money, forfeiture
earnest money, forfeiture, closing date: Hi C, Your Contact of Sale will dictate the terms of the return (or forfeiture) of any earnest money you have put up. If you have a kick out clause contingent on the sale of your current home, and your home has not sold prior to the expiration/closing...

Buying or Selling a Home: Difference between offered and what is on purchase contract., loan guidelines, purchase contract
loan guidelines, purchase contract, closing costs: Hi Jim, It is absolutely okay to write a contract for more than an agreed upon amount. Your buyer may have decided he would like to pay more for the property, but in all likelihood they increased the sales price and asked for you, as the seller, to contribute...

Buying or Selling a Home: Disclosing Purchase Price, jessica bryan, closing escrow
jessica bryan, closing escrow, public record: Dear HJ; Disclosing the price before the home closes is not a good idea if there are other homes in the neighborhood that are for sale. However, once the home closes, it becomes public record and anyone can check to see what you paid. At that time there...

Buying or Selling a Home: Disclosure, storm ditch, sound barier
storm ditch, sound barier, new neighbor: Hello David, thank you for your question. The very best answer I can give you now that you have already closed is to contact the settlement company you worked with and speak to the attorney who ordered the survey and conducted the closing. If you worked...

Buying or Selling a Home: Disclosures, mandatory disclosure, disclosure law
mandatory disclosure, disclosure law, warranty company: Hi Vikki, You are correct that if the heating/cooling unit in your home was not in proper working condition when you closed, there should have been disclosure by the homeowner regarding this…IF the Seller was aware of such condition. Does Tennessee have...

Buying or Selling a Home: earnest money question, money question, extra 400
money question, extra 400, reading papers: The next time you are ready to buy a brand new house from the builder, you will bring the paperwork to your REAL ESTATE attorney before you sign ANYTHING. Now you have to take the matter to small claims court to get your $3,000 returned. The amount of money...

Buying or Selling a Home: equity/mortgage/flipping, 12 houses, interest only loans
12 houses, interest only loans, interest only mortgage: Hey, Kory. Sorry about the delay in answering this. Although I remember answering this shortly after you sent it, somehow it didn t get set. My apologies. You ve got the basics down as far as equity goes. That s why people can make so much more money...

Buying or Selling a Home: First time buyer lookin for a bank, 1st time buyers, first time buyer
1st time buyers, first time buyer, co signer: You should check out Countrywide first, and tell the person you are working with that you want copies of your credit reports and middle score so you can use it to shop other banks. Check with at least 3 mortgage brokers, but DO NOT allow them to run your...

Buying or Selling a Home: Florida Real Estate Contract, real estate contract, best case scenario
real estate contract, best case scenario, hefty deposit: Dear Jack: This is basically a legal question, and real estate agents and brokers are not permitted to practice law without a license. In addition, without a copy of your contract, even an attorney would not offer an opinion. It also depends on the common...

Buying or Selling a Home: Fraudulent inspections and/or fraudulent sale, water faucet, plumbing work
water faucet, plumbing work, sewer pipes: Each state has it s own set of regulations and laws that may or may not govern the inspection and sale process. You will need to check with a qualified attorney to verify what legal rights you may have in this situation. It will depend on what type of agreement...

Buying or Selling a Home: My agent now represents seller..., real estate agent, home inspection
Buying or Selling a Home: My agent now represents seller..., real estate agent, home inspection, pot

Buying or Selling a Home: Home Inspection Errorr, home inspector, home inspection
Buying or Selling a Home: Home Inspection Errorr, home inspector, home inspection, snapshot

Buying or Selling a Home: The family home, teenage cousins, probate judge
teenage cousins, probate judge, sentimental purposes: The way you should handle this, John, is for you to take the necessary steps to have to house given to you if indeed it has to go through probate. Unfortunately, probate is usually a longer-than-necessary process. But for you to gain control legally over that...

Buying or Selling a Home: first time buyer, first time buyer, debt payment
first time buyer, debt payment, bank financing: Dear Tara; I first am going to assume that Canada is the same as the United States when it comes to the lending process. In order to buy a home you will need to talk to the bank and get pre-qualified for a loan. since you are currently saving, it might...

Buying or Selling a Home: foreclosure home, reo foreclosure, foreclose home
reo foreclosure, foreclose home, heating technician: Hi Pascal - Unfortunately, any home bought as a lender-owned or REO foreclosure is AS IS . The bank never lived there so they can not and will not warranty the condition of the property. Your mother would have signed an acknowledgement in escrow that...

Buying or Selling a Home: GOOD FAITH DEPOSIT, earnest money deposit, real estate purchase contract
earnest money deposit, real estate purchase contract, faith deposit: Hello Gina - Probably not. Good Faith Deposits (AKA Earnest Money) are amounts of money pledged by the buyer to satisfy the damages due a seller in the event the buyer causes a breach of contract or ultimately fails to purchase subject to and contingent...

Buying or Selling a Home: GOOD FAITH DEPOSIT, student loan payment, faith deposit
student loan payment, faith deposit, initial credit: Financing is one of the contingencies that is included in every contract that I ve ever done. I think the only time that might not be in the contract is if it were a cash purchase. The reason for this is obviously that if the buyer is unable to be approved,...

Buying or Selling a Home: Help me understand., payment money, getting a loan
payment money, getting a loan, earnest money: Hi Debb, Honestly, that s a bit of a mystery to me too! If you are fully approved for your financing I don t understand why the seller/bank would want additional earnest/down payment money. I have never heard of that situation before. All the seller/bank...

Buying or Selling a Home: Home buyout agreement, jessica bryan, title insurance
jessica bryan, title insurance, amount of money: Dear Yvonne; Tell your boyfriend to have the attorney draw up an agreement changing title and with the specified amount of money (equity) included in the agreement. Then your boyfriend and his brother both need to sign the contract and have it recorded....

Buying or Selling a Home: Home Inspection Errorr, john mckenna, support beams
john mckenna, support beams, restoration specialist: Like I said before, it depends on what the requirements are in your state. Some states require insurance and licensing for home inspectors and some states require nothing. There are different state laws about how long an inspector is liable also. Unless...

Buying or Selling a Home: Homeowner's insurance, insurance matters, unoccupied property
insurance matters, unoccupied property, luck jim: CHRISTINE-- You should contact an Insurance Provider and/or the Office of your State s Insurance Commissioner to get an answer to your question that is accurate & appropriate to your specific situation and locale! That said, however,let me add this:...

Buying or Selling a Home: House title in Arizona, married couple, clarification
married couple, clarification, legal advice: Just for clarification: as a real estate professional we are not allowed to tell you how to take title. We are goverened by the laws of our state and one of them is to direct you to an attorney for the ways to take title. I was not avoiding your question,...

Buying or Selling a Home: Inspection on a Foreclosed Home, home inspection contingency, home greetings
home inspection contingency, home greetings, typical purchase: Hey, Jennifer. Your question requires an answer that is far too long and complicated for this forum, and determining the quality of the roof, floor, a/c, water heater, and other major issues of the home actually is the purpose of a detailed professional...

Buying or Selling a Home: Inspection on a Foreclosed Home, john mckenna, home greetings
john mckenna, home greetings, professional inspection: There is a real temptation to answer your questions with a shot from the hip, but there is always more than meets the eye in a home inspection. A roof can look perfect, but still have major issues in several areas, if not inspected properly (the possibilities...

Buying or Selling a Home: Lien with no mortgage, mortgage question, unpaid taxes
mortgage question, unpaid taxes, georgia law: Gina, To my knowledge, liens do not expire. Judgments and administrative liens, in most jurisdictions, have time limits, but never a lien such as a mortgage …unless a mortgage is forgiven and/or satisfied in some manner. Once a mortgage has been satisfied...

Buying or Selling a Home: life estate deed, life estate, grantee
life estate, grantee, grantor: Each state has its own nuance in handling a life estate, Andy. Since this is definitely something a real estate attorney should handle, I suggest he do so. A life estate usually is granted to someone who is up in years, however if the step son is younger than...

Buying or Selling a Home: Matching Appliances, stainless steel appliances, great first impression
stainless steel appliances, great first impression, spray paint: Julie, I generally do not recommend to my Sellers that they spend money unnecessarily to sell a home. There are, of course, some things that should always be in top notch condition, and others that – if a Seller updates – may not be what a Purchaser...

Buying or Selling a Home: Missed inspection item, piping insulation, john mckenna
piping insulation, john mckenna, plausible excuse: If the inspector could not SEE the defect, then there may be a plausible excuse as to why they could not report it. Home inspectors can only report what is visible and accessible. If the inspector did not note that there had been some kind of previous...

Buying or Selling a Home: New Construction Sales Contigency, residential appraiser, construction sales
residential appraiser, construction sales, legal opinion: TIM-- The answer to your question would constitute a legal opinion, and as I m not an Attorney and am no longer a licensed Real Estate Agent nor Residential Appraiser, I cannot give you a legal opinion or legal advice, even though it s regarding a matter...

Buying or Selling a Home: need to get out, thruway exit, commercial location
thruway exit, commercial location, busy street: What you need to do, Idweedsport, is to hire a REAL ESTATE attorney who has expertise in appoaching the planning department of your city for rezoning. Seems to me like you have a foot up on the rezoning already. I would think this whole process is not going...

Buying or Selling a Home: non-disclosure of septic tank problem, certificate of conformity, gray tank
certificate of conformity, gray tank, tank problem: It is obvious to me, Gia, that EVERYBODY was so interested in getting paid no one had the guts, including your attorney, to say, Okay this sale is not going to close until we are satisfied that the house is in satisfactory condition. But your attorney, your...

Buying or Selling a Home: Back up offers, relator, binding contract
relator, binding contract, bidders: Hi Ryan, Sorry to have to tell you that your understanding of multiple offers is not correct. (:-( Maybe you are thinking of COUNTER offers: A seller should only counter one offer at a time. For example, if this bank had made you a counter offer,...

Buying or Selling a Home: purchasing from family, jessica bryan, getting a loan
jessica bryan, getting a loan, three ways: Dear Karen; You may purchase the home from your brothers by agreeing on a price and then going to an attorney to have the papers drawn up. You will need to have title transferred and if you are getting a loan for the full amount you will also need to have...

Buying or Selling a Home: purchasing a mobile home in an existing park, inspection sticker, aquisition
inspection sticker, aquisition, home inspector: Question One --- ... is any of this legal? I don t know. I m a home inspector, not an attorney. Legal or not, the deal sounds like a rip-off to me. Question Two --- Are we responsible for getting a new sticker or is the park? That depends on who...

Buying or Selling a Home: Question on Home Purchase, unexpected complications, local board
unexpected complications, local board, correct answer: Hello Elizabeth: I recognize that this is a difficult time for you. Moving is stressful enough without these unexpected complications. It is disappointing that neither your attorney or your agent (substitute or not) was able to get you the correct answer...

Buying or Selling a Home: quick claim deed, quick claim deed, due diligence investigation
quick claim deed, due diligence investigation, flood plains: Hello Pam - The method of deed transfer is not relevant to the question of taxes other then the person who owns the property is responsible for the taxes. Penalties occur when something has not been done such as unpaid taxes. Depending on the state and...

Buying or Selling a Home: RE contract, contract question, personal referrals
contract question, personal referrals, earnest money: Hi Linda, Legally speaking, yes, your agent can retain half of the earnest money that you are due. I personally don t due it because our business is one of personal referrals, so I feel like it s a little jab to my seller if I were to take that money....

Buying or Selling a Home: RESIDENTIAL RE-ZONED COMMERCIAL, half acre, sophisticated buyer
half acre, sophisticated buyer, commercial appraiser: Happy New Year Gary, In a short answer, yes, there is much to know and sadly I can not teach you here how to do that. I ll try to give you some guidelines to get you started. Selling real estate is: establishing fair market value, marketing to buyers...

Buying or Selling a Home: Real Estate Investing, professional athlete, investing in property
professional athlete, investing in property, legal forum: Hi, I m not sure what if anything your friend would have to do to buy property here. He would have to convert his money to dollars for sure, but I don t know of anything else. I ve never run across anything to check if a buyer was a US citizen. You might...

Buying or Selling a Home: Rent to own, cracked window, downpayment
cracked window, downpayment, home inspector: Each of these items is something you are going to want to negotiate with your landlord/potential seller. You need to have a written contract spelling out all of the details including how much of the rent will go towards the downpayment, repairs, etc. Some...

Buying or Selling a Home: My Rights, utah division of real estate, real estate web
utah division of real estate, real estate web, utah salt lake: Hi Robin, I do not specialize in Property Management, but I do know that your landlord does have the right to sell your apartment and show it, but the landlord cannot simply show up and enter your home anytime he/she wants to … especially after-hours. ...

Buying or Selling a Home: realtor license, realtor license, real estate career
realtor license, real estate career, realtor fees: Hello Jason, Thank you for your question. To get a sales agent license you have to take the 45 real estate course and pass it and then you have to have a real estate broker sponsor you to take the New York state real estate exam and pass. Then you have...

Buying or Selling a Home: realtor license, new realtors, realtor license
new realtors, realtor license, realtor fees: Hi Jason, In order to get your license you would have to take the course and pay the licensing fees, then submit your license to a Broker. After that the Broker will take his commission percentage off the top (usually new Realtors get smaller percentage commission...

Buying or Selling a Home: release form, denial letter, board of realtors
denial letter, board of realtors, sellers agent: Yes, they can market the home. Whether they can accept an offer is a tricky question. I have seen the courts go both ways on this. More often than not they will avoid a situation and return your deposit prior to accepting another offer. Have your Agent advise...

Buying or Selling a Home: relocation and contract, worst case scenario, contract question
worst case scenario, contract question, kickout: I should have explained my answer better. The kickout clauses that I use, usually work this way: The Seller gets an acceptable offer from another party. The seller notifies the buyer of this offer. The Buyer then has the option to drop the contingency...

Buying or Selling a Home: Selling a house. I have the mortage but my partner has the title, title question, local real estate
title question, local real estate, straight answer: I m not sure how ownership works in Maryland since I live in Ohio. It depends on how you bought it if you bought it together. If you were ever married while you owned the property, he could have rights to it. There are complex methods of ownership like...

Buying or Selling a Home: Short Sale, discount subject, comps
discount subject, comps, negotiations: Hi Ryan - Short sales are a great opportunity to purchase real estate at a discount. Subject to Lender Approving short sale means the lender can say yes or no to your offer, regardless if the seller says yes. For example, you see a house listed for $100,000...

Buying or Selling a Home: Short Sale, real estate commissions, lender approval
real estate commissions, lender approval, s market: First, real estate agents aren t allowed to give legal advice because its against the law. An attorney would be able to give you advice for contracts in your area. If your working with a local agent, they would be able to advise you if they have a pre-printed...

Buying or Selling a Home: Short Sale offer, real estate transactions, written disclosure
real estate transactions, written disclosure, relator: Hi Ryan, This is a great question and exposes some very important and often misunderstood issues regarding real estate transactions; specifically the issues of agency. When you submit an offer through a Realtor, that Realtor usually serves as your agent;...

Buying or Selling a Home: Short Sale offer, confidentiality clause, local realtor
confidentiality clause, local realtor, bidding war: Ryan, If the bank never accepted your offer, they can look at any other offers they get and pick the best one. The backup offer scenario does not come into play until the bank has officially accepted your offer. You should know that some banks are very...

Buying or Selling a Home: Short sale questions, faith deposit, party approval
faith deposit, party approval, earnest money: The seller is the one who could be taxed on the difference between the sale price and what they owe. It gets logged as a credit from the bank to the seller. There is still time for an appraiser to get in the property. The agents, lender, and title company...

Buying or Selling a Home: Special Assessments, special assessment district, small claims court
special assessment district, small claims court, street maintenance: Hello Gabe - Let me preface my reply with the disclosure that I am not a real estate attorney and I would recommend if you feel you have been wronged you should contact a real estate attorney for legal advice. I apologize for taking so long in returning...

Buying or Selling a Home: sellers liability, real estate lawyer, local realtor
real estate lawyer, local realtor, water in the basement: Your liability should be spelled out in the Purchase and sale agreement. When I am representing a seller, I make sure they fill out a disclosure form and list all known defects in the home (like you did about the roof). You may be responsible if you knew...

Buying or Selling a Home: selling house with "custom" modifications, jessica bryan, buyer sign
jessica bryan, buyer sign, building inspector: Dear Tracy; A home inspection should bring up an item that is not meeting code, but it doesn t always happen. If a home inspector misses something that you suspect is not to code, the only way you can protect yourself is to disclose to the buyer that you...

Buying or Selling a Home: selling house with "custom" modifications, john hendricks, full disclosure
john hendricks, full disclosure, liability problems: Dear Tracy; Thank you for your good question… I don’t know which state you are located, but in most states there is a law regarding disclosure. As long as you disclose all items that may have an effect on the desirability of you home to a potential...

Buying or Selling a Home: selling house with "custom" modifications, full disclosure, home inspection
full disclosure, home inspection, validation: This is pretty simple Tracy: Does the home inspection done as part of the sale process serve as a validation that the modification is okay? No. Does this indemnify me? No. What is the best way for me to be sure I am safe from liability?...

Buying or Selling a Home: selling house with, afci circuit breakers, cards on the table
afci circuit breakers, cards on the table, code states: Hey, Tracy. My suggestion to put all your cards on the table means disclose, disclose, disclose. If in doubt, disclose. However, in this case, I think you re trying to over think the situation. If that small space didn t include any rewiring or replumbing,...

Buying or Selling a Home: septic tanks, garage carport, rid x
garage carport, rid x, septic tanks: I have never lived in a home that did not have a septic tank. I have never had a problem with any of mine. You can have the septic inspected and that would be my best advise, then the inspector can explain to you how they work at that home. Some homes have...

Buying or Selling a Home: several problems found in a house recently bought, termite treatment, relocation company
termite treatment, relocation company, structural engineer: It sounds like you have some legitimate complaints and you need to contact a qualified attorney ASAP. Document everything, according to your attorneys instructions before waiting any longer. It is sad, but sometimes these things happen. You have rights...

Buying or Selling a Home: short sale, intents and purposes, mutual friends
intents and purposes, mutual friends, good deals: I don t know where you live, Kirk, but one thing you are going to have realize is that he who acts like he wants it most, loses. In this kind of market there are many good deals so if you act anxious that you want that house, you are going to pay a higher...

Buying or Selling a Home: Title to Primary residence, registrar recorder, dear linda
registrar recorder, dear linda, trust deed: Dear Linda: If you are the owner you already have the title on your name, but I suppose you are the wife of the owner and he did not put you in the title. If that is the case he would have to request the lender to have your name added along with the name...

Buying or Selling a Home: trustee sale, due diligence, property inspector
due diligence, property inspector, licensed property: Hi Karen - Well, this could get complicated. If the owners don t match, it might be from a probate sale where someone inherited the property, and the property was not refinanced so the original note is in the original borrowers name. Or sometimes an...

Buying or Selling a Home: Upping resale value of home, nice flowers, thermal pane
nice flowers, thermal pane, first impressions: Hi Ashley....Personally, I would replace the glass. I would think that putting a window there properly would be more expensive. The whole thing is eye appeal ...first impressions are extremely important, so consider this, walking up to the front door, and...

Buying or Selling a Home: Urgent question about buying largest house in subdivision., custom neighborhood, jessica bryan
custom neighborhood, jessica bryan, urgent question: Dear Cindy; So much depends upon the house, the history of the neighborhood and current conditions. How long has the house been on the market? Has the price dropped? Are you getting it at a very good price? Would you be willing to lower its value when...

Buying or Selling a Home: VA loan for FSBO, favorable terms, business expansion
favorable terms, business expansion, maximum loan: Hello Wes. A VA guaranteed loan has no different conditions if the property purchased is FSBO. You are still required to perform a home inspection, a VA appraisal is still mandatory and they are very conservative in light of the current market place....

Buying or Selling a Home: The value of a fireplace, natural gas fireplace, vented fireplace
natural gas fireplace, vented fireplace, greenwich connecticut: Dear Laura; This does make a difference! I would suggest taking it out and seeing if there is something you can do with a less expensive alternative. I have seen (and used) fireplaces that are unvented with gas lines that really are more like a gas heater...

Buying or Selling a Home: 1031 Exchange, cabo san lucas, 4pl
cabo san lucas, 4pl, 1031 exchanges: Thank you Anthony, I work exclusively in Cabo san Lucas now and have no buyers going from here to Phoenix. As you know, the IRS does not allow 1031 exchanges from country to country and so I can not help you either unless you care to purchase property...

Buying or Selling a Home: 2 Foreclosures, "is walk away" possible for both, income tax form, fha program
income tax form, fha program, sick family: First of all, Emeka, if you walk away from any house you may be liable for a taxable gain on your income tax form for the year you do it (I strongly suggest you talk to a CPA or other tax expert to know how to treat this). Since you bought the house three...

Buying or Selling a Home: Adding name to deed in California, big hassle, reassessment
big hassle, reassessment, fiance: Probably the best time to add your fiance to the title of the condo would be when you actually refinance it. It ll save some costs, too. Be aware, Maria, that there should be no penalty for doing this before you refinance, but because I receive so many questions...

Buying or Selling a Home: Backing out of a home buy after the contingency has expired, contingency period, chino hills ca
contingency period, chino hills ca, jessica bryan: Dear Amit; When you signed the contract you essentially guaranteed that you would go through with the deal no matter what (with the exception of not being able to qualify for the loan.) Now that you are not as comfortable about your financial situation I...

Buying or Selling a Home: Bad home inspection, hose bib, laundry room
hose bib, laundry room, dear michael: Dear Michael; This is a very difficult question since I am often pressured into providing names of people who will get a job done quickly. I cannot be responsible for their work and can honestly say that there is no home inspector that I have used whom...

Buying or Selling a Home: Bought a home with a boyfriend, tragic mistake, bernstein
tragic mistake, bernstein, 10 years: Rachel, In order to sell a property all persons on title have to agree. You can try selling the house as a short sale(getting the bank to agree to take less than mortgage) or better yet, you can look into renting out the house until the market improves....

Buying or Selling a Home: Breaking contract on buying a house, notice of cancellation, faith effort
notice of cancellation, faith effort, earnest money: Hello Kelly, Thank you for your question. In most states, the contract will specify what should happen if you cannot get a loan. You can usually get out of the contract without penalty. In Arizona, the language in the purchase contract says: RETURN OF...

Buying or Selling a Home: Buyer walked away from closing Condo, fairfax county courthouse, northern virginia association
fairfax county courthouse, northern virginia association, virginia association of realtors: You can take the case to the courthouse, small claims court. There is a limit to the amount you may sue for in small claims. Go to the Fairfax County Courthouse, office of the Secretary I believe or call the main number to get the right department and tell...

Buying or Selling a Home: Buying a house, jessica bryan, foreclosure homes
jessica bryan, foreclosure homes, dear jennifer: Dear Jennifer; This is the best and worst time to buy! Prices are low which makes it great! Loan rates are very low which is also great. However, banks have never been more nervous about making bad loans and scrutinize so carefully it is very difficult...

Buying or Selling a Home: Buying and selling between relatives, real estate transactions, missy
real estate transactions, missy, relatives: While one dollar is valid, Missy, usually 10 dollars is a common consideration when conveying property to another person if no sales price is mentioned. The benefit for listing a dollar amount in the conveying of property is that there must be a consideration....

Buying or Selling a Home: breach of contract, jessica bryan, absolute disaster
jessica bryan, absolute disaster, breach of contract: Dear Daniel; Usually, when you close on a house it means that you accept it as it is unless there are some terms drawn up by the closing attorney that provide a legally binding arrangement for the previous owner to pay for repairs. Most Buyers simply refuse...

Buying or Selling a Home: buy a house, jessica bryan, disability income
jessica bryan, disability income, rule of thumb: Dear Steph; It depends on how much your disability income is per month. Rule of thumb...a lender wants excellent credit and a monthly payment not to exceed about 25 percent of your monthly income. To calculate if you can qualify for a loan you can visit...

Buying or Selling a Home: buying a home in Grapevine/Colleyville area, tarrant appraisal district, massive returns
tarrant appraisal district, massive returns, tax profile: Hey, Gabriel. You re still going to run up against the appraisal value if you re going to finance it so if the appraisal is new and at 226K, that s what the bank is going to finance. No, in this market, I do not think you should try to meet him in the...

Buying or Selling a Home: Cancel Contract?, good faith, cancelation
good faith, cancelation, contracts: Hi Kelly, There are a couple of things to consider before you simply walk away and cancel. 1. Did you have contingencies for the loan on your purchase? If so did you release that contingency? In California it must be released in writing… not sure...

Buying or Selling a Home: Closing?, occupancy agreement, realty co
occupancy agreement, realty co, loan funds: Sorry for the delay in this response--I had a medical emergency last Thursday PM and just go out of the Hospital this AM.I can t believe that your Realtor couldn t be much help! I ll bet he/she will want the Commission when the Loan funds. And your Loan...

Buying or Selling a Home: Commissions paid on Auctioned real estate, Baltimore actions, Baltimore foreclosures
Baltimore actions, Baltimore foreclosures, maryland foreclosures: Hi Sam, Your agent should be paid. Without seeing their terms, it s hard to say how it will be handled. Some auction terms state that they must receive the agent registration 48 hours prior to the auction, which may be what happened in this case. Part...

Buying or Selling a Home: Deed, parents name, mortagage
parents name, mortagage, proceeds: Hello Lisa, Thnak you for your question. Who gets the proceeds from the sale? Do you have an existing sgreement? That would be the first guide. If there is no agreement you would have to make one or agree on how to split the proceeds since you...

Buying or Selling a Home: Disclosure laws, disclosure, real estate
disclosure, real estate, water: Hello- I don t think you have any legal recourse, but it depends on a couple of factors. Please note, I m not an attorney, so consider this a layman s interpretation of the disclosure laws. 1) Who you bought the house from: If you bought it direct...

Buying or Selling a Home: Can I get my deposit back?, good faith estimate, maximum sales price
good faith estimate, maximum sales price, maximum purchase price: David, You need to have someone examine the language in your purchase agreement pertaining to financing to understand what acceptable financing is. If your contract specified subject to financing approval, there should also be some language to say what...

Buying or Selling a Home: Family Home, real estate lawyer, estate purposes
real estate lawyer, estate purposes, executor of the estate: Hello Thom, Thank you for your question. It is always a pleasure to hear someone wanting to keep a parent s home in the family. You can use any price you agree on. The appraisal from 2 years ago was for estate purposes. You can use that price or...

Buying or Selling a Home: Faulty wiring issue, warranty company, faulty wiring
warranty company, faulty wiring, proper response: Hey, Christian. I can t give you a real good answer without reading the complete home inspection report to determine what conditions were like at the time of the inspection, what the limitations of the home inspector and home inspection were, and what the...

Buying or Selling a Home: First Time Buyer, first time homebuyers, first time buyer
first time homebuyers, first time buyer, time home buyers: TINA-- It s my professional opinion that all First-Time Home Buyers should engage the services of a BUYER s AGENT! The situation you are in is one that contains too many conflicts of interest and/or identity of interests with the Home you re interested...

Buying or Selling a Home: How to finance 2nd home purchase and keep 1st for rental, home equity loan, credit payments
home equity loan, credit payments, loan broker: This is what I would do, Denise: Use the cash you inherited as the 20% down payment on the new house and finance it with the bank for the rest. With your income and the funds and equities you have, you should have no trouble getting that loan. Your monthly...

Buying or Selling a Home: How to finance purchasing a 2nd home and keeping 1st to rent out, home equity loan, smart decisions
home equity loan, smart decisions, mortgage professional: Hi Denise - My condolences about your mom. That said, congratulations on trying to make some smart decisions with your inheritance. Let me preface with I m not a finance or tax professional, and you ll need to get some professional financial and tax...

Buying or Selling a Home: Gifting or buying from a Relative in Ca, dear ally, tile company
dear ally, tile company, john hendricks: Dear Ally; If the loan is completely paid off, all you really need to do is contact a title company in your area and tell them that your mother would like to quit claim off the title to you. In other words, no money has changed hands, the property is...

Buying or Selling a Home: grace period for closing date, forward schedule, toll brother
forward schedule, toll brother, toll brothers: Hello- Again, you ll need to get an attorney for this stage, but it looks to me like Toll Brothers is bullying you a little. On or before DATE usually requires consent of both parties to move it before , unless he has additional language in there that...

Buying or Selling a Home: HOA Disclosure, HOA, CC&R's
HOA, CC&R's, violation: Hello Mary - First, he should seek legal counsel. Specifically from an attorney with HOA/real estate experience. Depending upon the state in which the property is located the seller might have been required to disclose the existence of the law suit during...

Buying or Selling a Home: Home Property Investors Wanted!, city of lakewood ca, ron perez
city of lakewood ca, ron perez, city of lakewood: Okay then, Ron, this is the story: Since the house already belongs to the bank, you better make plans to move. Sorry to tell you this, but those are the facts. The bank is looking for a buyer who will live in the property because lending practices allow a...

Buying or Selling a Home: home inspection report not submitted, bells whistles, ruminate
bells whistles, ruminate, bad business: I not sure what your inspector s legal liability is, but if it were me, you d be getting some or all of your fee refunded, depending on the circumstances. I like to do the inspection and then go to my home office and ruminate on what I saw/experienced...

Buying or Selling a Home: My house has been on the market eight months with no offers, largest realty, jessica bryan
largest realty, jessica bryan, market eight: Dear Karen; It sounds like you have thought of everything but unfortunately...homes aren t selling right now unless you are giving them away. Even if you find a buyer, they may not be able to get financing. If you can do something to offer private financing...

Buying or Selling a Home: Im buying a home, closing cost, economic times
closing cost, economic times, buying a home: Hi Vanessa, As I am a Realtor and not a lawyer I can only make a suggestion. All I can suggest is to call your most pressing accounts and explain the situation to them and let them know when you feel you could make any kind of a payment. Most creditors will...

Buying or Selling a Home: improper transfer of property, cabo san lucas, nick florez
cabo san lucas, nick florez, balloon payment: Hmmm, if Ben does not want it, there must be a very good reason. Here is another here in town my office gave me. Write to Pedro at pedrop@phcs.com.mx He is a young Mexican attorney with excellent English skills - maybe he can see something differently...

Buying or Selling a Home: Law, fiance, tom tom
fiance, tom tom, monies: Tom, Contact any real estate attorney in the phone book and explain your situation, they will be happy to draw up the required documents to transfer ownership and then register them at the courthouse. I don t know what state you are in so I can t be...

Buying or Selling a Home: Life Estate, life estate, cyndy
life estate, cyndy, encumbrance: Let me answer your question by asking you a question, Cyndy. If you were looking for a house to buy, would you have interest in buying a house in which someone has the right to stay there at no rent for the rest of their life? So, you can see that it would...

Buying or Selling a Home: Marriage and Property Tax Assessments, property tax assessments, marriage and property
property tax assessments, marriage and property, boom market: You can put your fiance on title with you at any time, Patrick, just by executing a grant deed from you to you and her as to joint tenancy or community property (ask your favorite real estate attorney or tax expert which is best for you). You can also execute...

Buying or Selling a Home: Mortgage loan approval, mortgage loan approval, commitment letter
mortgage loan approval, commitment letter, monthly expenses: Hi Robert, When a lender locks a loan rate, normally this rate can NOT be changed unless the lock expires prior to closing and rates are higher at time of relock. However, in view of the fact that your brother did not give full information at time of application...

Buying or Selling a Home: NEW HOME OWNER, evicting tenants, pocket expenses
evicting tenants, pocket expenses, aol: You will need to contact an attorney who specializes in evicting tenants, Bonnie. He/she will know what to do. It will cost you, but you should be able to be paid back by the judge s decision. You will need to do two main things. You will need to get the...

Buying or Selling a Home: New Home Contract, head quarters, home contract
head quarters, home contract, contract states: Hola Dawn, I am sorry to hear that your real estate agent has forgotten you after the contract was signed. I would ask that you contact their Broker and complain about the lack of follow-up. As far as the developer is concerned, they pretty much do...

Buying or Selling a Home: Non disclosed problem, real estate disclosure, underground water tank
real estate disclosure, underground water tank, real estate disclosure laws: Hey, Michael. The amount of water you use will be affected by the number of toilet flushes, showers, baths, dishwashing, clothes washing, and landscape irrigation. I ve gone through a similar problem down here, and it was related to the owners not realizing...

Buying or Selling a Home: Offer before Open House, welcome to the professional world, slow response time
welcome to the professional world, slow response time, estate lawyer: Welcome to the professional world of real estate, Patricia. I m sorry you have never had an previous experience with real estate agents. If you had, you may not have written your question. First of all, attorneys are infamous for not being available just...

Buying or Selling a Home: Offers on homes for sale, offer negotiate rejection
offer negotiate rejection: Gloria: I don t sell in Michigan, but in Massachusetts it s common for negotiations to be verbal, after a written offer is submitted. Frankly, responding to all offers in writing would be very time consuming, and not very practical. However, if an offer...

Buying or Selling a Home: Owning Childhood Home, mortgage counselor, reverse mortgage
mortgage counselor, reverse mortgage, family id: What you describe, Winston, is an ideal situation for a Reverse Mortgage. I am sure you have heard of it. It is guaranteed by FHA so you know everything is legit. Your mother will receive a monthly stipend every month or a lump sum AND a monthly stipend or...

Buying or Selling a Home: Please tell me if short sale is better for my situation, moving time, first mortgage
moving time, first mortgage, mr dennis: It is expected that it would take me at least half an hour to respond to your questions, Agus. In order for me to help you, I will need your email address. You will be paying me $100 through PayPal. If you approve this, first send me you email address. I will...

Buying or Selling a Home: Preventing neighbor's disclosure fraud, failing to disclose, disclosure
failing to disclose, disclosure, property conditions: Hello Richard - There are two issues with regard to your question... the first is the right to install the sign and second, the potential for risk reduction by noticing the user of the right of way. This, as worded is a liability and exposure to litigation...

Buying or Selling a Home: Property Disclosure, property disclosure, opts
property disclosure, opts, single family: Dear Donna, Thank you for your question. A NYS property disclosure is required for a single family residential property unless the seller opts for the $500 credit. So, what you are buying is the issue. Is it a church now or a single family home?...

Buying or Selling a Home: Purchase Agreement, jessica bryan, personal papers
jessica bryan, personal papers, purchase agreement: Dear Leanne; The purchase agreement became a binding contract once all parties signed it and therefore, the terms to which you agreed must be honored in full. As one of the terms, you agreed to pay a $1,000 deposit. Once the situation changed, even though...

Buying or Selling a Home: Purchasing a mobile from private seller, tax clearance, private seller
tax clearance, private seller, car title: Hi Joanna...you are exactly right with your opinion on this deal. If the home has no title, it needs one, (HCD local office can do this. It s similar to a car title...you wouldn t buy a car without having the paperwork in order! Sounds really fishy...I hear...

Buying or Selling a Home: permits, pit sara, closing escrow
pit sara, closing escrow, bank owned property: It seems to me that you re stepping into a money pit, Sara. If you really want that house, then do not close until you have received all the necessary documents from the county to make sure you are NOT stepping into a money pit. Your Realtor who helped you...

Buying or Selling a Home: Questions, pre approval letter, priority features
pre approval letter, priority features, professional relationship: Dear Destiny: I admire an agent who will take the time to personally meet with a potential client. It gives an opportunity for both of you to size each other up and see if the chemistry bodes well for a professional relationship. That agent should either...

Buying or Selling a Home: Quit claim deed, acre section, acre of land
acre section, acre of land, warranty deed: The best I can understand your problem, Rene, I am afraid you are using the wrong term for the deed that gives you the title to the one-acre of land. Who gave you that quit-claim deed? People just do not use a quit-claim deed to buy property. The way you say...

Buying or Selling a Home: Quitclaim, empire state building, warranty deed
empire state building, warranty deed, grant deed: You don t say in what state the property is, Carol. I would strongly suggest (if you really want to donate your house to your church) you do it with a Grant Deed or a Warranty Deed, depending on what state the property is located. By doing it that way,...

Buying or Selling a Home: quick dee, credit score, title company
credit score, title company, mortgage company: Hi Karen- Thanks for the question. In most states, I believe you can have an attorney or title company draw up a new deed (title) and add your husband to it. The problem may be with your mortgage company as they may not add him to the note without applying...

Buying or Selling a Home: Re: builder/mortgage company, basketball hoops, closing cost
basketball hoops, closing cost, mortgage company: Hello Sade, Because you have closed so long ago, I really can t help with your closing costs and problems with that lender. Regarding the problems with the people who are renting in your neighborhood - gather your neighbors together who are owners,...

Buying or Selling a Home: Realestate fraud, minute consultation, original foundation
minute consultation, original foundation, disclosure statement: Hey, Robert. I don t know what state you re in, so I can t be too specific, as well as not being able to give you legal advice. Generally, if you sold the home six years ago, the statute of limitations is probably up. However, also keep in mind that...

Buying or Selling a Home: real estate differences, real estate brokerage office, salesperson license
real estate brokerage office, salesperson license, real estate transactions: Hello William, Thank you for your question. A real estate agent/salesperson in New York has taken a state licensing course and passed it and then taken the state exam and passed it and then their license is associated with a real estate broker s office....

Buying or Selling a Home: rent-to-own, lease option, rent to own
lease option, rent to own, agreements: I am so sorry for the delayed response. This sounds like it could be a great opportunity for you to own your own home. There are some things to think about though. What are the terms How much down Make sure the money down goes toward purchase price...

Buying or Selling a Home: residential home an property, property question, sisters name
property question, sisters name, last will and testament: Whoever actually holds the deed doesn t mean a hill of beans, Brena. It s what is recorded in the county recorder s office that counts. You would have to check to see how the title was held while your father was still alive. Did it say something like, James...

Buying or Selling a Home: Seeking Home Investors !, city of lakewood ca, city of lakewood
city of lakewood ca, city of lakewood, ron perez: Dear Ron; There are some new lending laws that inhibit more than 5 investments. This will reduce the amount of investors you will be able to reach out to. My suggestion is to run an ad in the paper and also call all of the local real estate companies with...

Buying or Selling a Home: Selling a Life Estate, brain tumor, life estate
brain tumor, life estate, estate question: If the property is subject to a life estate, Nancy, and your mother is the recipient of that life estate, she does not own the property, therefore Medicaid will not be taking any money from her. However, if you misunderstood how she is involved with the property...

Buying or Selling a Home: Selling a Mobile Home, mobile home park, mobile home dealer
mobile home park, mobile home dealer, penny saver: Hi Patrick...things are very slow now, so don t expect a quick sale. Having the Gov t help is a great feature, but the park has an obligation to you if they are forcing the residents out...check on that first. Craig s List and MHVillage are my suggestions...

Buying or Selling a Home: Selling our mobile, community development loans, mobile home park
community development loans, mobile home park, escrow companies: Hi M There are some less than scrupulous dealers out there for sure. The way I would approach this situation is: Call 2-3 dealers, tell them that you are considering selling your home. You are interviewing agencies to determine who you will work best...

Buying or Selling a Home: Sewer system, flood problem, water infiltration
flood problem, water infiltration, sump pumps: Hi Brenda, When purchasing a house with a basement, my personal first concern would be whether or not it has been PROPERLY water-proofed. Before purchasing a basement home for which you have basement flooding concerns, have a reputable, qualified home...

Buying or Selling a Home: Split mortgage with mom or buy?, mortgage lender, monthly mortgage payments
mortgage lender, monthly mortgage payments, better chance: If your mother is having difficulty with her monthly mortgage payments, there is another idea that perhaps she and you might appreciate: If she can show where her income just will not be able to hold up making those payments, her obligation could be modified....

Buying or Selling a Home: seller financing, escalation clause, insurance portion
escalation clause, insurance portion, conventional lender: Hi Steve, Yes, if you find a Purchaser willing to buy your home under this type arrangement, you can sell the way you described. This type Contract can be referred to as a Bond for Title, Land Contract, or Installment Contract. It is, simply put,...

Buying or Selling a Home: seller refuses to release deposit in escrow, escrow, release
escrow, release: Hello- This isn t really a real estate matter; it s a legal issue of how to force a settlement. Given that it s not my area of expertise, if it were me, I wouldn t bother finding the seller. You don t need to find him. Have an attorney threaten the escrow...

Buying or Selling a Home: selling a condo for less than what you owe, debt to income ratio, value ratios
debt to income ratio, value ratios, new mortgage: Hello: I ve sketched out the broad outlines of what you need to do. The specifics on what your asking depend on: A) Your credit rating B) How far apart the closings are C) How much cash you have on hand D) How much loss/overborrow differential we re...

Buying or Selling a Home: selling my home in pa, small claims court, payment possibility
small claims court, payment possibility, legal answer: Well, then it is up to you if you choose to hold them to it. All they have to do is to make it so they fail the financing with the bank and you lose the buyer, the deposit or any part of it. I am sure their Realtor could tell them how to do that. Like I said,...

Buying or Selling a Home: selling my share of house?, claim deed, frisco tx
claim deed, frisco tx, easiest thing: Brian, what you are asking for is extremely difficult to find. Most people do not want to be involved in a property that is used by someone they don t know. Is this a time share? If it is not, that makes it more difficult. Are you close to the university...

Buying or Selling a Home: short selling, loan workout, mortgage lenders
loan workout, mortgage lenders, financial trouble: Hi Dave, Sorry to hear about your situation. Unfortunately, it has become all to common these days! It actually is very difficult to get a lender to agree to a short sale (especially if your making your payments on time). If your are starting to get...

Buying or Selling a Home: space Rent for mobile home parks, mobile home park, mobile home parks
mobile home park, mobile home parks, swan lake: Hi Carol, First, Swan has had major problems with a lender and dealership that had their park about half repossessed! I m sure their guard is up, as normally that is not the procedure. My area is the So. Bay, and am aware of this only because it was a...

Buying or Selling a Home: Title issues, escrow account, back taxes
escrow account, back taxes, title insurance: Yes, of course, you should be able to get your deposit returned all right. But the other costs you should just consider them as an investment that protected you from getting caught in an entangled mess. If the seller is offering the property to you WITH...

Buying or Selling a Home: Titling a Property, forming an llc, bank mortgage
forming an llc, bank mortgage, seller financing: Hello Craig, your best way to get the correct information for your state and what you are attempting to do is from an Estate Planning Attorney. I can tell you that you can quit claim the property into an LLC at anytime. You will be unable to get financing...

Buying or Selling a Home: Trading equity and houses?, exchange houses, knowledgeable person
exchange houses, knowledgeable person, quandary: After I read that you are talking about getting a mobile home, I stopped reading, Julie. In this real estate market you have such a huge choice of excellent homes even if most of them are foreclosures. But even more so, later on, if you ever try to sell that...

Buying or Selling a Home: no title for my mobile home i bought, double wide mobile home, notorized
double wide mobile home, notorized, state of louisiana: Hey Ryan, Well, I m not an attorney, so can t give you legal advice, but maybe you should use another term instead of friend for this guy! OK, try this: go to the state of Louisiana s web site, find the HCD link (Housing and Community Development)....do...

Buying or Selling a Home: trading properties, trading properties
trading properties: There is no reason why 2 parties cannot trade properties. Now, if these properties have mortgages on them then they ll have to be paid off due to the due on sale clause . I think you are confusing this with a 1031 exchange where the properties must be ...

Buying or Selling a Home: Upside Down Mortgage, cardboard box, nationwide company
cardboard box, nationwide company, second mortgages: It is interesting that you just wrote, Cindy, because I just got off the phone from a guy who works for a company that virtually eliminates second mortgages. Something having to do with the government. I would have to explain it to you, but it is legitimate....

Buying or Selling a Home: Upside-down mortgage, horrible idea, construction builders
horrible idea, construction builders, emergency fund: It doesn t matter how you do it, Anne, if you do not pay your mortgage as originally agreed . . . one way or another . . . it is going to affect the status of your credit. Granted, one way is less damaging than another, but it does affect your credit. If you...

Buying or Selling a Home: Value of Mobile Home, aluminum plate, personal status
aluminum plate, personal status, cash buyer: Hi Linda...can t help you with the titling delema....too legal. My opinion is this: the bank had to have the title to make their loan(no question on this!)...call them for serial # s which must be on the loan documents. Contact your local Housing and Community...

Buying or Selling a Home: ways to lessen my capital gains on a home i recently sold, 1031 tax deferred exchange, tax deferred exchange
1031 tax deferred exchange, tax deferred exchange, capital gains taxes: Sorry to disappoint you , Rick, but if you want to not have to pay capital gains taxes on the sale of a property that was not your primary residence, you should have executed a 1031 tax-deferred exchange, meaning you take the funds from the sale of the house...

Buying or Selling a Home: wholesales, earnest monies, good faith deposit
earnest monies, good faith deposit, wholesale: Hi Ksna, I want to make sure I understand your question... you have $1,000... and that $1,000 is already deposited into an escrow account on an accepted deal you have with a seller of a property? That money must stay in escrow, the funds must be legal...

Buying or Selling a Home: 2/3 Family, bath condos, condo townhouse
bath condos, condo townhouse, neck of the woods: In my 39 years in this business, Jack, I have never heard of, as you put it, a 2/3 house. Are you sure you re not reading it wrong? Like maybe it should be a duplex with one side two bedroom and the other side a 3-bedroom? Or maybe a six-unit property with...

Buying or Selling a Home: Buying with adult son, revokable living trust, successor trustee
revokable living trust, successor trustee, feasability: Here is a suggestion, Mike: Talk with an ESTATE attorney and check on the feasability of having a Revokable Living Trust own the condo. You and your wife would be the main co-trustees and your son as the successor trustee. You would want your financial agreement...

Buying or Selling a Home: Buying a home from father in law, warranty deed, grant deed
warranty deed, grant deed, claim deed: The least expensive way of conveying title is with a quit-claim deed. But you must be very careful before you do it that way. Your father-in-law just might have a lien or two against the property in his history of owning it. He may have forgot about it. But...

Buying or Selling a Home: Buying home from mother, jessica bryan, loan policies
jessica bryan, loan policies, state of wisconsin: Dear Evan; Of course your mother can set any price she wants, but the lender will only give a loan for a fair market value and will want the home appraised. If you want to pay her more than that then you will have to make up the difference. The reasoning...

Buying or Selling a Home: Buying a house in my corporation name, state treasury department, georgia requirements
state treasury department, georgia requirements, s corporations: Hi Nikki, Since a corporation is a legal entity, just as an individual is, your S corporation would have to independently qualify for a loan. For answers to specific questions for an S corporation loan, I would suggest contacting a commercial lender...

Buying or Selling a Home: Buying my mothers house, equitable title, life estate
equitable title, life estate, mortgage company: But you didn t say what actual value the property is, Yvonne. At $1,000 per month at 1% interest you will have paid off the property in 41 months (I don t think the IRS would accept that, by the way). At 4% interest you will have paid off the property in 43...

Buying or Selling a Home: Buying property in Manh, certificate of occupancy, manh
certificate of occupancy, manh, general contractor: Hello Gloria, Thank you for your question. To get a certificate of occupancy you need to go to the Municipal Building Department that has jurisdiction for the area. They should be able to tell you what you need. It may be a journey through red tape...

Buying or Selling a Home: butying a flooded home, mold removal, swamp cooler
mold removal, swamp cooler, water pipe: Hey, Rowena. No one can answer that question for you. You have to analyze your finances, time, inconvenience, and your needs, wants, and goals in order to decide whether the possible repair and mold removal costs, relative to the price you pay and possible...

Buying or Selling a Home: C of O, sprinklers, municipalities
sprinklers, municipalities, loft: Hello Gloria, Thanks for this question. If you are doing construction on a building you usually need permits and the resulting COs to be sure you meet current zoning, building and safety codes. The actual fees should not be too expensive, but the...

Buying or Selling a Home: CHFA and FHA loans, hud fha, fha loans
hud fha, fha loans, realty officer: RICHARD-- 90 day rule ? After nearly 35 years in the Real estate World, with about 15 of them working in a Realty Officer position with HUD/FHA,I have NO IDEA what you re referring to! And for the life of me, I m not able to figure it out! If you re...

Buying or Selling a Home: Closing Paperwork, i don t care, home purchases
i don t care, home purchases, 2 pieces: You say that with all of our previous home purchases and sales throughout our lives, but you seem to act like you are buying for the first time, Kate. I don t care how many pieces of paper there are in a transaction, I ALWAYS make my own copies of everything...

Buying or Selling a Home: Contract Sales foreclosures, matter asap, painting company
matter asap, painting company, new appliances: FRAN-- There s probably NO WAY you can avoid going to Court on this matter! A lot depends on the verbiage in your Contract (for Deed?) with this Homebuyer! Homebuyers under contract who just walk away typically DON T get any of the Downpayment refunded!...

Buying or Selling a Home: Contract sales commission, real estate commissions, wiggle room
real estate commissions, wiggle room, theoretical price: Hi Bud, Yes, there is both a legal and ethical way for your listing company to accept a lower commission to make the deal work, especially if the potential buyer is not represented by an agent. Real estate commissions are, by law, negotiable. If your...

Buying or Selling a Home: Default on a Closing, milquetoast, sumter sc
milquetoast, sumter sc, moneys: Your Realtor is a milquetoast, Lydia. It is so obvious that the Realtor is afraid of losing a commission and is tiptoeing through this. This situation calls for the hard hand of a REAL ESTATE attorney to dislodge this mess. Which means you may have to make...

Buying or Selling a Home: Due-dilegence sewer/septic, Permit, Cost
Permit, Cost, Sewer: Good Morning David - Normally there is no fee as sewer/septic is pertinent information to the purchase decision. You could contact the planning department and see if a the city can confirm a permit was granted. Usually you must know a very concise timeframe...

Buying or Selling a Home: delay in closing date by seller, closing date, foreclosure
closing date, foreclosure, legal advice: Hello Kitty, I m sure your attorney has already answered this for you. As a Buyer, you have certain expectations regarding your closing. If the Seller delays the closing beyond the date specified in the contract they Seller is in default. You should...

Buying or Selling a Home: divorce and selling home, claim deed, best direction
claim deed, best direction, settlement company: Holly, My best answer, as I am not familiar with your states laws would be to simply contact your closing attorney or settlement company doing the closing on the house. This is a common situation which they can easily accommodate. They will advise you...

Buying or Selling a Home: Earnest Money, ms foley, real estate contracts
ms foley, real estate contracts, rare exceptions: Dear Laura: I do not have a copy of your contract, so I can only make suggestions. Your contract should have stated IN WRITING that it was subject to or contingent upon your receiving financing with a maximum of five percent down payment. It also should...

Buying or Selling a Home: earnest money, chicago land area, company realtors
chicago land area, company realtors, affordable mortgage: Dear John; Thank you for your question. Being a Realtor in California, I am familiar with the methods of releasing funds when an escrow is cancelled. It is true that both parties need to sign instructions to release the funds being held as a deposit to...

Buying or Selling a Home: FSBO Return of Earnest Money, earnest money deposit, rental payments
earnest money deposit, rental payments, rental agreement: Hi Charlotte, When problems arise, your Contract of Sale is the first place you need to go to determine what possible remedies you have. You did not say how long the Purchasers had occupied the property prior to closing -- or when or under what circumstance...

Buying or Selling a Home: New Home Warranty, john hendricks, expert john
Buying or Selling a Home: New Home Warranty, john hendricks, expert john, warranty

Buying or Selling a Home: failed septic system inspection, selling home in Annapolis, selling home in Pasadena Maryland
selling home in Annapolis, selling home in Pasadena Maryland, Crofton Maryland Realtors: Hi Heidi, I answered this the same day you asked it and I don t know why it didn t go through - so sorry! You have several options in this case. If you have a home inspection contingency, the seller has to repair/replace whatever you request to be done...

Buying or Selling a Home: forcing sale of home, legal loophole, jessica bryan
legal loophole, jessica bryan, fiance: Dear Jamaine; The only thing that can be done is either one of you could buy the other one out--but if she doesn t want to sell the property she probably won t want to allow you to buy her out either. There is nothing that you can do. However, there might...

Buying or Selling a Home: forclosure, best bet, back taxes
best bet, back taxes, foreclosure: It depends on how far along the process of foreclosure is. If it s being foreclosed by the IRS you need to contact them and find out when the sale is scheduled and if they ll give you more time. In a typical foreclosure, once the notice of auction date has...

Buying or Selling a Home: Giving a house as a gift, Deed, Inheritance
Deed, Inheritance, gift: Good Morning Sid - I will anticipate paid up mortgage means you own the property Free and Clear. The next process would be to decide when you want your grandson to have control of the property. You could transfer the property immediately using a Quit Claim...

Buying or Selling a Home: good faith deposit, faith deposit, jessica bryan
faith deposit, jessica bryan, sneaking suspicion: Dear Heather; I would suggest that you discuss your options with an attorney. Here is why...I assume that you entered into a written contract for the sale of the home. Since you spent money on inspections, the seller owes you for these and you should not...

Buying or Selling a Home: Home issue after buying, two realtors, septic test
two realtors, septic test, minute consultation: Hey, Sean. Most states require a septic tank clearance when a house is sold. I can t believe New York doesn t. If New York does require such a clearance, then I can t believe that the two Realtors didn t know that, or that your mortgage company didn t know...

Buying or Selling a Home: Homes and Termites, termintes, preventative treatment
termintes, preventative treatment, hinesville ga: Hey, Nelson. Get the documentation from the company that did the treatment. That should tell you why it was treated and where the damage was. There s a slight possibility that the company that did the treatment is not the same one that did the evaluation...

Buying or Selling a Home: Land Contract and Warranty?, home warranty
home warranty: Nancy, For the few hundred dollars that a warranty costs I d say do it. In a land contract deal you are legally still the owner so you want to make sure the property is still in good condition if for some reason the buyer doesn t take care of the maintenance...

Buying or Selling a Home: Landlord being foreclosed REaltor Getting People Into The Property, foreclosure, short sale
foreclosure, short sale, tenant: Hello Roseline - In AZ the landlord must provide 24 hours notice prior to entering the premises or, in the event that there is visible damage or act of waste the landlord may enter without notice. You can find this answer in your state s statutes (Laws)online....

Buying or Selling a Home: Landlord being foreclosed REaltor Getting People Into The Property, renting a property, roseline
renting a property, roseline, rental agreement: No, Roseline, you do NOT have to move until you get an official 30-days notice from the owner of the property. And you do not have to show the property, either, unless there was something in your rental agreement to that effect. As a tenant, you have an interest...

Buying or Selling a Home: Landlord being foreclosed REaltor Getting People Into The Property, renting, foreclosure
renting, foreclosure, prequalify: Hi Roseline - I understand your plight. It must be frustrating to have been paying your rent on time, only to discover the place you ve called home may soon belong to the bank. The first thing you need to do is speak to a lender or a few lenders (don t...

Buying or Selling a Home: Looking into some info., forsale by owner, time home buyer
forsale by owner, time home buyer, first time home buyer: Dear Amanda; It is really great that you are considering all of this! There are quite a few options open for you but it can be quite confusing. The first thing to do is to go to a lender and get yourselves pre-qualified. A lender can help show you which...

Buying or Selling a Home: less land?, survey plat, title liens
survey plat, title liens, land question: The manor in which you choose to pay for the property is of no consequence. Fraud is fraud. To prove fraud however, you need someone to collaborate your story or something in writing - a listing brochure with 5 acres being represented, showing someone intentionally...

Buying or Selling a Home: landlord access, certified mail, eviction attorney
certified mail, eviction attorney, 30 day notice: Dear Margaret, If the tenants turn out to be uncooperative it may be necessary to terminate the occupancy. If there is no lease you are on a month to month. Check with your local laws but in California you would give them a 30 day notice to vacate. If...

Buying or Selling a Home: life estate, bankruptcy chapter 13, preble county ohio
bankruptcy chapter 13, preble county ohio, life estate: This is definitely a case for an ESTATE attorney, Jennifer, not just any attorney. A real estate attorney might have enough knowledge to handle this, too. However, a life estate is usually created after the sale of the subject property by the beneficiary of...

Buying or Selling a Home: Moving out, outdoor playset, contractual responsibilities
outdoor playset, contractual responsibilities, john hendricks: Dear John; Thank you for your question. In California, there is personal property and real property. The definition of personal property is anything that is not physically attached to the property is considered personal property and depending on the...

Buying or Selling a Home: multiple delays in closing, living out of boxes, bottom line question
living out of boxes, bottom line question, government employee: You are absolutely correct, Dawn. You should be talking to a REAL ESTATE attorney. And be sure to consider suing the broker (the agent and his or her boss) for not protecting you with a date on the accepting contract. A good attorney will make mincemeat out...

Buying or Selling a Home: New Home Warranty, cslb ca gov, new home warranty
cslb ca gov, new home warranty, consumers affairs: Dear Mike; Sorry to read that you are having some problems with your new house. You are absolutely correct that State of California has regulations that make contractors responsible for structural defects over and beyond the 1 year you mentioned. The...

Buying or Selling a Home: non permitted work, garage conversions, big ticket items
garage conversions, big ticket items, major construction: Absolutely yes. I would say, though, within reason. If you have a handyman come install a toilet for you or replace a door it s no big deal. Major construction or remodels, garage conversions, anything that could potentially be a safety hazard should be...

Buying or Selling a Home: Owner Finance, Inc., department of financial institutions, owner financed real estate
department of financial institutions, owner financed real estate, real estate contracts: Hey Cyndi-- You say that you re confused at the explanation of Owner Finance Inc s program.And from your expalantion to me, so am I! True owner financing has the seller carrying paper on the purchase of a Home. Typically, a Real Estate Land Contract...

Buying or Selling a Home: Owner Financing & Auctions, offering owner financing, real estate auctions
offering owner financing, real estate auctions: Gracie, Your friend is correct that offering owner financing can help you sell your home faster & for more money. Currently many lender guidelines have changed and home buyers are having a tougher time obtaining favorable financing terms. Offering...

Buying or Selling a Home: Purchasing a home in Business Name, software consulting company, midtown atlanta area
software consulting company, midtown atlanta area, time dick: As long as you already have a C-corp, and it DOES have a credit history, then it might be possible to get a loan under its name. But I really doubt it. Your CPA is going to tell you the same thing. Just go ahead and start the process of purchasing (signing...

Buying or Selling a Home: Quick Deed, quick claim deed, quick deed
quick claim deed, quick deed, settlement office: Nancy, the best choice for you is to either contact a real estate closing / settlement office if you have such in Michigan or real estate attorney to create and record the simple documents, a quick claim deed. No doubt there are tax consequences and or equity...

Buying or Selling a Home: question about moving, outdoor playset, luck jim
outdoor playset, luck jim, john sellers: Hi JOHN-- Sellers often leave things behind!Personal property left beyond the closing of a Home to a new Owner is typically considered Abandoned The LEGAL length of time that constitutes Abandonment varies from jurisdiction to jurisdiction, but typically...

Buying or Selling a Home: Right to represnt, Code of Ethics, Procurring Cause
Code of Ethics, Procurring Cause, Agency: Hello Salli - There may actually be a mis-understanding applied here. First of all, if you did not sign an Exclusive buyer broker agreement with her to represent you on the new acquisition then you are under no obligation to work with her. Second, since...

Buying or Selling a Home: realtor agreement, honest conversation, broker agent
honest conversation, broker agent, buyers agent: Hi Lee- Thanks for your question. Let me start by saying that there are a lot of other services that a listing broker/agent provides besides finding a buyer. They know what needs to be legally done to get you to a successful closing and they do it. They also...

Buying or Selling a Home: Selling, full service realty, real estate broker
full service realty, real estate broker, luck jim: TOM-- MANY Full Service Realty Companies charge between 5 and 7% as a Listing /Selling Fee! These Commissions are NEGOTIABLE, however, and MOST Sellers agree to pay 6% of the Sale Price to the Realtors on Closing of the Home to a New Owner! So, if sold...

Buying or Selling a Home: Selling a home, real estate agent, buying a house
real estate agent, buying a house, 4 months: Hi Tom, sorry to hear about your break up. Buying a house 4 months ago, it is most likely you will not even break even at this point. If there is anyway you can live in the house or rent it for a year or two you will be better off and not lose any money....

Buying or Selling a Home: Signing over Mobile Home Title to relative, power of atty, bill of sale
power of atty, bill of sale, housing and community development: Hi Carol...you don t need a bill of sale, but you will need Mom or a power of atty. signed on the title. Go to your states webpage, and look for HCD...(housing and community development) You can probably download the transfer of ownership form, or call the...

Buying or Selling a Home: selling, earnest money, emd
earnest money, emd, contingency: Al, If the Buyer had a financing contingency, that is he agrees to buy your house subject to his obtaining a loan and was unable to get one, yes the deposit should be returned. If there was no financing contingency, if he furnished a lenders letter along...

Buying or Selling a Home: selling, purchase agreement, selling a home
purchase agreement, selling a home, fha: What is your Realtor doing right now besides twiddling his/her thumbs? Your Realtor should be earning the commission by suggesting that the buyer look for another lender and maybe even help to find one. After three or four attempts to finding a lender without...

Buying or Selling a Home: selling, real estate agent, selling a home
real estate agent, selling a home, time frame: Hi Al, You would need to check your local laws or with your real estate agent. If your buyer met his specific time frame of letting you know (would be outlined in the buy/sell contract) he can not get a loan, then he is legally entitled to his money back....

Buying or Selling a Home: selling, pennsylvania home sales, hot time
pennsylvania home sales, hot time, fiance: Home sales are not soaring right now, and winter is never a hot time to sell. But you could be in a price range that doesn t have tons of competition, depending on the area. Commission rates vary, but generally you ll pay between 5 and 7 percent of the...

Buying or Selling a Home: selling home, good luck, fraud
good luck, fraud, signature: If your ex wife sells a house that you own together without your signature someone could get in trouble for fraud. As far as the appraised value vs. the market value there are many factors missing to determine if she is doing anything wrong. If you are concerned...

Buying or Selling a Home: selling my home when I want!!!, government liens, government lien
government liens, government lien, extenuating circumstances: Hey, James. I d have to give you a qualified yes. If you owe no money on the home, then I can think of no reason why you can t put your home up for sale. If you owe money, and you owe more than the home is worth, then the mortgage company will have...

Buying or Selling a Home: short sale, credit crunch, mortgage fraud
credit crunch, mortgage fraud, land contract: The main reason why we are in this credit crunch, Wade, is because of borrowers lying on their loan applications. This action was encouraged by mortgage brokers because they were encouraged by the ultimate lenders who were encouraged by the investors who bought...

Buying or Selling a Home: short sale / forclosure, american home mortgage, hi chris
american home mortgage, hi chris, notice of default: Hi Chris, As hokey as it sounds, you don t have any recourse and lenders are doing the exact same thing as your situation all over the country. Some of it has to do with the lenders loans being insured and some of it has to do with lender stupidity....

Buying or Selling a Home: studio condo purchase in FL, buying a condo for appraised value, long term investment
buying a condo for appraised value, long term investment, buying move in condition vs rehab: Lisa, I do not understand why you do not think it is a good idea to pay appraised value? If you are obtaining financing the bank s appraisal will most likely NEVER come in above list price (even IF it is worth more). Banks will wonder what is going on if...

Buying or Selling a Home: Tenants in Common, mom dad, dad and daughter
mom dad, dad and daughter, claim deeds: Then it s a case for Super Attorney. A REAL ESTATE attorney must now handle this, because of the contorted mess it has turned out to be. This is not going to be an inexpensive matter, either, Steve. The attorney is going to have to take this before a judge...

Buying or Selling a Home: Termites not disclosed, termite inspectors, cracks in the wall
termite inspectors, cracks in the wall, termite species: Hey, Jayson. Termites can do significant damage in a very short time. Unfortunately, I don t know what state you re in, but here in Southern California we have two different termite species that swarm at two different times of year, so since September 2006...

Buying or Selling a Home: Title Deed, settlement attorney, title deed
settlement attorney, title deed, mother name: The couple needs to talk to a settlement attorney or title company. They will be using one or the other for the settlement anyway. They will be able to explain to the couple all of the different ways title can be held. Their are ways that divide the property...

Buying or Selling a Home: title company, title insurance companies, small claims court
title insurance companies, small claims court, colorado insurance: Hi KIM-- Of course, I don t know what s actually happened here, but it certainly sounds like your Kids are suffering due to the failure of the Title Company to complete their part of the Closing! Title Companies are actually Title Insurance Companies...

Buying or Selling a Home: Unhappy with new home construction-want out, quality control details, brick work
quality control details, brick work, new home construction: Hello Choi, There are several issues here however the bottom line is that until the builder delivers you the home you bargained for, you simply refuse to close and pay them. Yes, telling them sooner is always a better path to take. I don t know all...

Buying or Selling a Home: Upside-Down Mortgage, fence post, glassell park
fence post, glassell park, la county tax assessor: First, Zoey, I have never posted on www.wisebread.com. In fact until you mentioned it, I had never heard of it. I went over and took a look at it and saw you may have mixed me up with a Dixie-Chick. My sign on is Dixiedee13@aol.com. Second, you are asking...

Buying or Selling a Home: upside down in a investment loan how to sell home?, mortgage holder, loan defaults
mortgage holder, loan defaults, mortgage debt: Dear Shaunte: Thank you for your question… You currently are in a similar position many home owners are currently experiencing…high mortgage debt and loss of substantial value since you have owned the home. There are a few recommendations I can pass...

Buying or Selling a Home: upside mortgage - way out, current market value, motgage
current market value, motgage, america bank: You were a little clearer, JAS, but still a bit confusing, like where you say, I have a condo with a mortgage of 275,000 but it is now 230,000 if I sell the condo . . . What you meant to say is that the value of the property is 230,000 with an upside mortgage...

Buying or Selling a Home: Water damage under tile floor in bathroom, john mckenna, tile floor
john mckenna, tile floor, subflooring: Unless you can show that the seller tried to deceive you and hide the defect, this problem is probably yours. This is why a home inspection is so important before you buy a house. Please consult a qualified attorney to find out the full extent of your rights...

Buying or Selling a Home: water damage in home, decay wood, buyers remorse
decay wood, buyers remorse, wood destroying insects: Moisture in a home is conducive to fungi-mold, decay, wood destroying insects and corrosion of electrical fixtures. I recommend that you hire a certified mold inspector and do an exhaustive analysis of some of the hidden areas in the house and along with...

Buying or Selling a Home: 2 siblings won't agree to sell home owned jointly by 4 siblings, legal recourse, siblings
legal recourse, siblings, first choice: Yes, Gary, but you will need a REAL ESTATE attorney. What the attorney is going to do is to file a partition suit to force the sale of the property. You can either have the property sold and everybody will get their share of the proceeds. Or you can sell the...

Buying or Selling a Home: 2 siblings won't agree to sell home owned jointly by 4 siblings, legal recourse, independent appraisal
legal recourse, independent appraisal, will most likely need: Hi Gary and thanks for the question. I think you need to consult an attorney as you may need to take your siblings to court in order to resolve this. The best thing to do would be to have an independent appraisal done and have the 2 siblings who don t want...

Buying or Selling a Home: 2 siblings won't agree to sell home owned jointly by 4 siblings, legal recourse, minimal investment
legal recourse, minimal investment, joint tenancy: Gary, It depends where the property is located and how it is titled. I do not give legal advice over the internet and cannot give legal advice if I am not licensed where the property is located. Generally, a co-owner can sell his/her share if the property...

Buying or Selling a Home: BRAND NEW to buying a house!, 100k range, insurance property
100k range, insurance property, anually: Dear Gilbert; Your monthly payment on a home of about $100,000 would probably be lower than the amount you stated but with insurance and taxes as the unknown in the equation I would say that this is probably where I would recommend staying. To know exactly...

Buying or Selling a Home: Buy a home, refinance, buying
refinance, buying, selling: No problem, but do contact a lender and good real estate agent to assist in your quest.... keep in mind, most re-finances require a 20-40% equity share in the property, so if property values continue to decline, you will not be in a position to re-finance....

Buying or Selling a Home: Buyer's Default, real estate lawyer, dear mike
real estate lawyer, dear mike, deposit money: Dear Mike, By adding to the signed addendum after the buyer s signature you altered the agreement. The buyer s never initialed your changes. If they signed off on it being as-is why did you have to make any additions? I agree with you that the buyer...

Buying or Selling a Home: Buying out ex's interest in marital property, vacating, holdover tenant
vacating, holdover tenant, post possession: Good Morning Norman - Thank you for the follow-up. I am glad to learn that the original judgement (the one in control today) allowed the property to be YOUR primary. Did it indicate when or how that was to occur? You could possibly utilize some of that ...

Buying or Selling a Home: Buying real estate in Detroit metro area, detroit metro area, crystal balls
detroit metro area, crystal balls, buying a condo: Hi Rita- Thanks for your question. Most experts believe that we are at the bottom of the market. It may be awhile before prices start to climb, however. If you love the condo and would like to live there for 3-5 years and enjoy the tax benefits as well, then...

Buying or Selling a Home: behind in falling market, foreclosure, short sale
foreclosure, short sale, deed in lieu: Hi Chris - You ve got some good and bad news going on. If the two of you can comfortably live in your home, you at least have that going for you. As for your fiance s home, you actually have a few options. You didn t share with me what her house is worth...

Buying or Selling a Home: buy home, student visa, dick
student visa, dick, money: I would be glad to help you, Abdulelah, but you need to talk to your consulate to see if you are permitted to buy and own property in the U.S. I think you may be able to. And if you are, I do not know if a bank would allow you to finance your purchase. It...

Buying or Selling a Home: should we buy a house now?, buying, investing
buying, investing, mortgages: Congratulations on their wanting to improve their overall financial wealth. Real Estate is a long term investment. In the current environment, it would not be wise to purchase a property to simply move and sell in 2 years... unless of course you got such a...

Buying or Selling a Home: buying land, crp contracts, crp contract
crp contracts, crp contract, personal preference: Land is always a good investment. Whether you put money down depends on your ability to borrow and your personal preference. Also the 15 or 30 years. If you are selling something the best tax advantage is a 1031 exchange, to avoid paying any taxes. I am not...

Buying or Selling a Home: Certificate of occupancy, williamsburg brooklyn, s broker
williamsburg brooklyn, s broker, certificate of occupancy: Hello Alex, Thank you for your question. The seller s broker probably does not know when the final CO will be issued and may not be pushing hard to find out. The seller s broker works for the seller and is required to do what ever is honest and fair...

Buying or Selling a Home: city reg, ownership documents, local authorities
ownership documents, local authorities, title company: BARD-- I suspect that the overflow of work for Lenders & Title Companies processing Foreclosures has created a serious Backlog in some areas--perhaps yours!The failure of your Closing Agent to record your Ownership Documents with the local Authorities...

Buying or Selling a Home: city reg, mr dennis, property address
mr dennis, property address, title company: Chances are, Bard, it ll just take a phone call. Be sure to refer to the property address when you ask your questions. I am sure there is a very reasonable answer. Chances are they will mail the paperwork to you. Just one question: Are you sure you didn...

Buying or Selling a Home: commission, mortgage co, friend of the family
mortgage co, friend of the family, ball park figure: No, Deb, that agent was trying to cover up his incompentence. He knows very well -- and you should know, too -- that if if isn t in writing, it WAS NEVER SAID. In otherwords, if it is not part of the listing agreement, there is nothing in this world that would...

Buying or Selling a Home: Disclosure on listing agreement and HOA, nasty neighbor, defamation of character
nasty neighbor, defamation of character, leaky pipe: Dear Bill, This is a very difficult one to answer. I don t believe the fact that someone is nasty is a disclosure issue or that they have gotten into fights with others. If the fights create a noise issue you should disclose it or if the police were called...

Buying or Selling a Home: Upon death, executor of the will, personal properties
executor of the will, personal properties, executrix: Ms. BORNER-- I m sorry for your loss! Yes,your Niece needs to have an ATTORNEY assist her with her duties and responsibilities as the Executrix of your Sister s Estate. If there s a WILL, I assume that your Sister had it drawn up; by a Lawyer. Your Niece...

Buying or Selling a Home: Earnst Money, illinois attorney general, illinois state bar association
illinois attorney general, illinois state bar association, small claims court: There is no statute of limitations on fraud, Jennifer, because that is what this is until the seller proves otherwise. Since you know the money sits in the real estate office s trust account, that is who you must sue in small claims court to get it returned....

Buying or Selling a Home: Exclusivity contract, exclusivity contract, michael kline
exclusivity contract, michael kline, deligently: Dear Michael: Ethics and laws differ from area to area, and I am in California. However, you are the type of buyers that usually end up with these questions and problems. It makes no sense to work with several agents, especially in a market like this when...

Buying or Selling a Home: Foreclosure vs. Short Sale, metro detroit area, form 1099
metro detroit area, form 1099, tax expert: Apparently your tax bracket is 28%, Steven, since they are telling you that it would cost you that much of the loan from which you would be walking away. As for how much it would actually cost you for a $100,000 loan, I suggest you talk with a tax expert,...

Buying or Selling a Home: Home under a LLC, law suit, money
Buying or Selling a Home: Home under a LLC, law suit, money

Buying or Selling a Home: Starting Foreclosure Home Cleanout Business, bank contacts, business license
Buying or Selling a Home: Starting Foreclosure Home Cleanout Business, bank contacts, business license, fannie mae

Buying or Selling a Home: Should my fiance and I upgrade or stay put?, albuquerque new mexico, desirable area
albuquerque new mexico, desirable area, fiance: Obviously I m not familiar with your market area because I m in California, but this is my opinion. If it were me, I would rent my condo until the market improves, as long as you can break even with the mortgage and tax expenses. As for his place,...

Buying or Selling a Home: Should my fiance and I upgrade or stay put?, Advise not to sell condo, make 15% less offer for development house
Advise not to sell condo, make 15% less offer for development house: You asked for my input, Nina, and I am glad to offer it, but be aware that I anticipate this market to remain in the doldrums--pricewise--at least until 2011-2012. Buyers will continue to buy at the depressed prices because of the banks properties doing the...

Buying or Selling a Home: Good time to buy, buy now, outlook
buy now, outlook, market conditions: Hello Katie - This answer depends on your financial position, and whether the acquisition is for personal or investment reasons. Prices are low, this is true. Nobody can predict if competition or the market will drive the home prices lower, although home prices...

Buying or Selling a Home: HELP, investment property, 8 years
investment property, 8 years, skyline: Hi Tammi...I will try to assist, but need to know: How have you been trying to sell? Who have you tried to re-fi with? Is the home paid off? Have you tried a short sale? How much is space rent, and the quality of the park(all age?) Get back to me ASAP,...

Buying or Selling a Home: HOA Lawsuit - Virginia, welcome mark, court appearance
welcome mark, court appearance, plane flight: You re very welcome Mark, I hope you can resolve this easily and if my advice proves not to be correct, feel free to share what happend. Rick Mark, I would first contact the Management company for your community and...

Buying or Selling a Home: Home under a LLC, ways to establish credit, home depot
ways to establish credit, home depot, secured mastercard: Hey, CeCe. A company establishes credit just like a person does, by putting everything in the company s name. That s where the personal guarantee comes in, though, because if you re the only person employed by the LLC -- or you and one or two other people...

Buying or Selling a Home: House for Sale - Zoning Issue, first time buyers, pizza shop
first time buyers, pizza shop, agreeance: To be quite frank, Lori, it does seem like your Realtor did not offer as much valid finance information as could be offered. More so, I would say your Realtor should have suggested, like I did, other avenues to solve your problem. Also, Lori, in this kind...

Buying or Selling a Home: helping buyer purchase home, fha loan, girfriend
fha loan, girfriend, buyer purchase: Hi Jackie, You need to have your clients meet with a lender to determine their qualification to purchase. I believe they should list their home with a real estate agent as the agent should have the most expertise. Let the lender to do loans and the attorney...

Buying or Selling a Home: home buying, buying, selling
buying, selling, taxes: Hi Tanya, sounds like home #2 is the better situation for the house, taxes and family except a little upgrades and couple hundred square feet. I have always advocated the best neighborhood you can afford for the home you will live in. This determines...

Buying or Selling a Home: Mortgage loan, mortgages, mortgage loans
mortgages, mortgage loans, stated income loans: Hi Karen, Unfortunately at this point there are no nationally recognized banks that I know of that are doing stated income loans. Fannie Mae and Freddie Mac, where most banks sell their mortgages and which are now government owned, have discontinued those...

Buying or Selling a Home: medicaid and life estate, old mom, life estate
old mom, life estate, estate question: Tom, it is obvious you know nothing about life estate. A life estate is retained usually by the person who sells or conveys title to the property. The life estate is valid for as long as that person maintains the property and lives there. But when she moves,...

Buying or Selling a Home: Getting our money back out of escrow, exact nature, loan process
exact nature, loan process, percentage point: Hi Laura, First let me say I am so sorry you have gone through all of this. It s experiences like this that make people not trust real estate agents and lenders, and it hurts us all. You addressed a lot of problems, so I ll try to answer all your questions...

Buying or Selling a Home: Getting our money back out of escrow, earnest money, escrow
earnest money, escrow, down payment: Hello Laura - I am sorry for the late reply. There are so many issues here that this reply will be exceptionally long. Let me state two obvious and immediate recommendations. First, I recommend immediately contacting a real estate attorney to learn your rights...

Buying or Selling a Home: Getting our money back out of escrow, exact nature, loan process
exact nature, loan process, percentage point: Whew! Sounds like you didn t have a real good time with this and I m sorry for all of the problems you re having with your purchase. I m going to have to direct you to a real estate attorney, because this question now goes beyond my scope. Best of...

Buying or Selling a Home: Paying off a property, arreba, mortgage company
arreba, mortgage company, best of luck: Hi Abraham- Thanks for your question. Once you have paid off the mortgage, you should receive a notice of satisfaction of lien or something similar from the bank or mortgage company. It can take awhile however if you don t receive it, I would follow up with...

Buying or Selling a Home: PRIVACY, keeping my name, title company
keeping my name, title company, real estate agent: Hi Rob, I m sorry but I don t know the answer of how it is done but I believe it can be done. I would check with a title company on how they do it. You might think about setting up a P.O. Box and use that as the address that would be recorded. Another...

Buying or Selling a Home: Purchasing Late Tax Properties, delinquent taxes, boonies
delinquent taxes, boonies, mortgagee: No, Mike, it s not that simple. I suppose there might be certain states in which the process of buying property because of delinquent taxes is very easy, but not likely. Each state is completely different from its neighbor. What you need to do is to go to...

Buying or Selling a Home: re land sale commision, georgia mountains, printing web
georgia mountains, printing web, cash buyer: Hello Stan, There are no standard commissions in real estate. Any fees paid for the sale of property are negotiated between the Seller and Real Estate firm. Companies may charge from 1.5 to 10% which are generally subject to current market conditions,...

Buying or Selling a Home: real estate, Insurance, Fire
Insurance, Fire, Flood: Hello-- Hazard is a broad area. Let s talk about insurance. Insurance is to protect you from a risk, right? If you have a car that you don t drive, you don t need auto insurance. Auto insurance is for DRIVING, not for the car. So, if I owned a property,...

Buying or Selling a Home: real estate, rental, insurance
rental, insurance, liability: Hello Al - my advice is to speak to your insurance representative to learn the benefits of properly insured rental properties. Liability and hazard insurance is usually required on properties which have been financed as a stipulation to funding. As an investor...

Buying or Selling a Home: Should I rent my condo and buy a house?, neightborhood, getting a loan
neightborhood, getting a loan, aol: If you are comparatively young, Solinka, I would recommend you keep the condo and rent it out because it could be as much as 7-10 years before the value of it comes even close to what you paid for it. But before you put the condo on the rental market, do research...

Buying or Selling a Home: renting out a house under contract, certified mail, spending money
certified mail, spending money, ahold: Dear Steph: You are in a very mervous situation and I applaud you for having done all that you have done in order to reconcile the situation. I would, however, go sn additional step in order to protect all parties - especially yourself! And, that would...

Buying or Selling a Home: Sales contract Expires, listing agreement expriation
listing agreement expriation: Angela, This clause is just protection against a seller doing the following: You, as the seller, approach a buyer that comes into your house through the marketing of your agent and you tell them to wait and make an offer once your agreement with your...

Buying or Selling a Home: Selling House to a Relative, mortgage lender, amount of money
mortgage lender, amount of money, realtor: Hey, Lubov. If you still owe money on the house, and the you sell it for less than what you owe, even to your daughter, it s called a short sale and you have to get your mortgage lender s approval. If you or your daughter will be able to make up the...

Buying or Selling a Home: Short Sale, storefront locations, brokerage company
storefront locations, brokerage company, legal answer: Dear Bob: You are the one who should call the title company, the owner or manager of the brokerage company, and asking directly why or why not the addendum should or should not be going on the HUD form. Take down their notes, or record their answer with...

Buying or Selling a Home: Short sale, short sale, foreclosure
short sale, foreclosure, deed in lieu: Hi Evelyn - I understand your plight and you are not alone. You are in a short sale situation, meaning you can t sell your house what you owe on it. You didn t mention what state you re in, but you re on a time clock. In some states, the timeframe is...

Buying or Selling a Home: Starting Foreclosure Home Cleanout Business, santa rosa california, sonoma county
santa rosa california, sonoma county, business license: Hey, Michelle. Congratulations on your entrepreneurial desire! I think small businesses are the road to an improved economy over big bank and big company bailouts, so let s see if I can give you some help here. First, I m not aware of any special licenses...

Buying or Selling a Home: Starting a Home Foreclosure Moving Business, home foreclosure, deplorable condition
home foreclosure, deplorable condition, mr ray: Hey, Brian. Generally, there won t be anything significant to move out of a foreclosed home because at that point the owners have already moved. However, the home probably is in deplorable condition since the owners won t spend the time or money cleaning...

Buying or Selling a Home: selling a ranch house quickly in the OC, metal window frames, patio roof
metal window frames, patio roof, best bet: My advice to you would be not to sell. The only benefit to selling is to get your equity out, but if you have no equity you may end up selling for less than what you owe. The fact that you still have work to do on the house, and that other houses have been...

Buying or Selling a Home: can we still do something?, termite problems, termite problem
termite problems, termite problem, dryer lint: Hey, Gertie. Here s the New Hampshire legal statutes for home inspectors: http://www.nh.gov/jtboard/homeinspectorlaw.htm Apparently, licensing for home inspectors is supposed to start sometime in 2009, so there are no requirements for home inspectors...

Buying or Selling a Home: title, real estate broker, county assessors office
real estate broker, county assessors office, builder developer: BARD-- If your Home is still not recorded in your Name,if New Construction, the Builder, Developer or whoever owned the Lot is still being billed for Property Taxes. If it s and Older, Pre-owned house the former owner of the Home is being billed. In...

Buying or Selling a Home: turns out our inspection was not good, Building code, disclosure
Building code, disclosure, liability: Hello Jennifer - Your answer is multi-fold as there is different governance for seller disclosure, buyer diligence, building code, and home inspection. As a result there may be potential and possible contributory liability or negligence in one of, or any...

Buying or Selling a Home: What can we do?, new homes, poor construction
new homes, poor construction, warranty issues: good to hear you are on top of it! I would be concerned that the numbers to the sub contractors are not working, that is a bad sign.. and the fact that another family member the builder son... it seems to go on and on... In California we have building...

Buying or Selling a Home: 1031, cabo san lucas, happy hunting
cabo san lucas, happy hunting, place in the sun: Hola John, Yes, is the short answer. A quick call to the IRS will give you the best answer in all the detail you care to hear. They are very happy to discuss this issue and keep you on track. My simple understanding is that you may exchange for...

Buying or Selling a Home: 1940 historical home, control inspector, specific home
control inspector, specific home, renovator: Hey, Esther. Give me about 24 hours and then come back with a follow-up and I should have a list of a few people for you. 021308.0827 Hey, Esther. This link will provide you with the names of TREC licensed inspectors in Brownsville: http://www.trec.state.tx.us/inspector/inspector_search_by_city.asp...

Buying or Selling a Home: 1956 home, ceramic gas logs, aluminum siding
ceramic gas logs, aluminum siding, long bench: ESTHER-- Yes, I highly recommend that you hire a HOME INSPECTOR to do a detailed evaluation of the condition of the home! I suggest that you tell the Home Inspector EXACTLY what you are concerned about BEFORE you hire him/her! Make sure that the Inspector...

Buying or Selling a Home: Agent Contracts, agent contracts, legal obligation
agent contracts, legal obligation, investment opportunity: Stephen, If you are not a realtor yourself, there is no ethical prohibition for you to contact the owner directly. The owner may have a legal obligation to pay his former realtor but that is between the owner and their realtor. Very truly yours, ...

Buying or Selling a Home: appraisal is not what purchase price is, earnest money deposits, jim root
earnest money deposits, jim root, luck jim: KATHY-- Not closed, but with a Contract, I assume! Sure, you CAN approach the Builder and try to renegotiate the contracted Sale Price,but my experiences with General Contractors over the past 30 plus years tells me that he/she won t be very open to lowering...

Buying or Selling a Home: BANK OWNED REPAIR ALLOWANCE, jessica bryan, fha loan
jessica bryan, fha loan, repair bills: FHA has some strict rules and guidelines for loans. There are certain things that are allowed to be paid by the seller and those items that can be paid have had a cap set on them. You might want to check with the bank to find out how much the cap is. However,...

Buying or Selling a Home: Backing out of a real estate contract, real estate contract, worst case scenario
real estate contract, worst case scenario, carrying costs: Hello Ram - First of all my expertise is in Arizona. That said, you indicated you were represented by an attorney.. did the attorney specialize in litigation or real estate? In Arizona, there is no standard state or registrar of contractor contracts. Each...

Buying or Selling a Home: Bought house two years ago, electric cable, electrical switch
electric cable, electrical switch, switch box: Martha, It depends on whether they had work done on the box. Since you did not have it inspected, the previous owner may have done the same thing. If the previous owner did work without the proper permit and inspection, they may be responsible. The problem...

Buying or Selling a Home: Buyer's dragging feet, fannie mae, earnest money
fannie mae, earnest money, local real estate: If all inspections have passed, then they buyer will be unable to use that as a way to terminate the contract and receive their earnest money back. In many contracts, there will be a contingency for financing. It usually says something to the effect that...

Buying or Selling a Home: Buying house from parents in CA, tax ramifications, tax accountant
tax ramifications, tax accountant, finace: Hi Robin, You will need to contact an escrow company or tax accountant for specific answers, taxes are not my expertise. To the best of my knowledge, if your parents sold to you then they would pay capital gains on the sale. For you, the property will...

Buying or Selling a Home: Buying Mothers home as an investment property in this market?!, financial standpoint, rental survey
financial standpoint, rental survey, client recommendations: Dear Cheryl; I am sorry to take so long to answer your question. I just returned from vacation and starting to respond to mails. Hopefully my answer can still be of help to you. It sounds like a good idea Cheryl to at least consider the purchase. These...

Buying or Selling a Home: Buying from relatives, government assistance programs, polk county fl
government assistance programs, polk county fl, jessica bryan: dear Ivelisse; If your mother gives the home to you as a gift, she will still be responsible to pay off the mortgage on the home. If you buy the home you will need to qualify for a loan and while you can buy it for much less money if she chooses to sell...

Buying or Selling a Home: Was the builder required to disclose, attorneys office, state attorneys
attorneys office, state attorneys, lead based paint: Hi Gina, Honestly I don t know but I seriously doubt it. I am not familiar with the real estate law of disclosure in that state. My ignorance is confirmed when you say that you had to be notified that a casino was to be built seven miles away. I would...

Buying or Selling a Home: buyer wants to back out od a contract., language arts teacher, cob web
language arts teacher, cob web, legal recourse: I am so sorry you are going through such an awful situation. It is a shame that it is happening to you. I do not have a copy of your contract, but it really should have had all the contingencies listed. There is usually a period for contingencies, during...

Buying or Selling a Home: buying a home, jessica bryan, first time buyer
jessica bryan, first time buyer, signing your name: Dear Deb; Since the home is still in your name I doubt that it will make much of an impact on the underwriters. However, I would suggest that he speak to a lender to find out if there is some way he can show that he is the one making the payments for an...

Buying or Selling a Home: buying a home, kansas city missouri, credit ratio
kansas city missouri, credit ratio, lease option: To be honest with you, it will take a credit score of around 600 or more to get a home. See if you can pay off bills to improve your credit rating. If you can keep your available credit ratio (amount of credit used) / (total credit limit for all accounts)...

Buying or Selling a Home: buying property at sherrif sale, best bet, forwarding address
best bet, forwarding address, second mortgage: Since you can t find the owner, you re best bet is to wait until the bank assigns it to a realtor then you can check it out and make an offer and maybe get some closing assistance in the deal. The answer to what the average price the lender would bid...

Buying or Selling a Home: buying from ryan homes, real estate lawyer, 1st time buyers
real estate lawyer, 1st time buyers, new home builders: I would advise you to talk to a Realtor or a real estate lawyer...but if your area is like most in the US, you should have a lot of bargaining power,in terms of price as well as amenities. New home builders often offer options such as finished basement, free...

Buying or Selling a Home: A/C Unit, home warranty plan, home owners insurance
home warranty plan, home owners insurance, c unit: Thanks for the additional information. Your AC and Heater should be two different units. The same air return is used for both, but the systems are separate. Sounds like your system has run its course and since the new BTU standard has changed, it might...

Buying or Selling a Home: Cancelling a Purchase Argreement, partial payments, specific performance
partial payments, specific performance, purchase agreement: First I must disclose that without reviewing your contract, I can only presume what it says based on my experiences with similar contracts. First and foremost, you signed a contract and it is binding regardless of what the market conditions are. Although...

Buying or Selling a Home: closing, sheer frustration, dead dates
sheer frustration, dead dates, first time buyers: Dear Renee; I would think that the Seller s agent would be concerned too. After all, if you decide that this is taking too long and get too nervous the entire deal could fall apart. Some states are revising contracts to include drop dead dates for answers...

Buying or Selling a Home: commissions on a trade, steamboat real estate, legal proof
steamboat real estate, legal proof, agent contract: Hi Bob, I think I m a little bit confused, but hopefully I have it right. Let me explain and hopefully I answer your questions somewhere in here. The seller of the Steamboat home has a listing agreement that binds them to pay their list agent as well...

Buying or Selling a Home: credit at settlement issues, settlement issues, remediation
settlement issues, remediation, realtor: DO NOT take that! First, if you have this in writing, it can not be changed without the contract changed. Second, Never accept anything that the seller picks the company. They will get the cheapest, not the best company. So it may not be done correct....

Buying or Selling a Home: Deposit Refund, worse case scenario, ryan homes
worse case scenario, ryan homes, mortgage approval: Hi Jewel, Wow, I am so sorry to hear of your dilemma. My comments below are not intended to be legal advice, but rather observations from 24 years of being in the real estate business. You should consult with an attorney for legal advice, and if you...

Buying or Selling a Home: Deposit Refund, worse case scenario, ryan homes
worse case scenario, ryan homes, mortgage approval: Hi Jewel, Lori can be reached via email: lori_stansberry@Merck.com. Good luck. If you get a chance let me know how you make out. As you can see, I have a special interest in this. Cheryl Since sending you the answer below I have contacted my client....

Buying or Selling a Home: Deposit Refund, worse case scenario, ryan homes
worse case scenario, ryan homes, mortgage approval: I agree with what you said, you are legally bound by the written contract. However you could always take the verbal agreement to court, but that would cost money. I haven t heard of many cases either where the deposit was not returned. Maybe if you...

Buying or Selling a Home: Deposit Refund, worse case scenario, ryan homes
worse case scenario, ryan homes, mortgage approval: Hi JEWEL-- Thank you for posing your question with full details; so many times questions submitted to me are so sketchy that I can t be sure I ve got enough information to provide a valid answer! Your question is not only fully informative, but well-written...

Buying or Selling a Home: Deposit Refund, worse case scenario, ryan homes
worse case scenario, ryan homes, mortgage approval: Dear Jewel: I do not have a copy of your contracts, so there is little I can do to look for a loophole. However, you were extremely candid and admitted that you signed the contract, and now are not going through with this. I can understand why you do not...

Buying or Selling a Home: Deposit Refund, worse case scenario, ryan homes
worse case scenario, ryan homes, mortgage approval: You are not trying to go at it in a threatening way? Jewel, what do you think Ryan Homes did? If someone wants to keep my money, to me that is very threatening. Yes, I know women, in general, shy away from contesting. But they have kept your money without...

Buying or Selling a Home: Disclosure and asking for Credit, chimney inspection, moisture damage
chimney inspection, moisture damage, purchase contract: Hey, Paul. The answer to your question is going to depend on the wording in your purchase contract that you and the seller signed. I m curious why the inspection didn t look at the chimney. In some states, like here in California, if the house is a...

Buying or Selling a Home: Due Diligence from the Seller's Agent, laundry hookups, ventura county california
laundry hookups, ventura county california, due diligence: Dear Pam, I am sorry moving into your new house has not proved to be the enjoyable experience you should have had. Exactly what did you receive in writing regarding the refrigerator? If it was all verbal you really have nothing to stand on and you were...

Buying or Selling a Home: First Time Buyer, first time buyer, unpleasant experiences
first time buyer, unpleasant experiences, realistic goal: Hi Jennifer, If every first-time or inexperienced buyer would just ask the questions you did, they could avoid many unpleasant experiences in house-hunting. You are so smart to educate yourself in advance of your purchase. If your credit is good, $20,000...

Buying or Selling a Home: First time investing, flooring carpet, bath duplex
flooring carpet, bath duplex, heat pipes: CHRIS-- You ve obviously done some homework on the property you re interested in purchasing. That s great! One should know as much about a property as is possible before closing into ownership of it! And it seems you have most of the information/data...

Buying or Selling a Home: First time investing, flooring carpet, bath duplex
flooring carpet, bath duplex, support beams: First- I think you ll find investing to be more of a cash flow out of your hand, not into it. At least in the beginning until you have multiple properties with some equity to borrow against and some hands-on experience both in being a landlord and being an...

Buying or Selling a Home: First time investing, flooring carpet, bath duplex
flooring carpet, bath duplex, support beams: Chris: 1) Get a buyer agent. I don t know about Texas, but buyer agency is basically free in MA. Why do this yourself? Find an expert in investment property and you ll be able to sleep at night. 2) Seller financing usually means you ll pay a higher...

Buying or Selling a Home: First time investing, flooring carpet, bath duplex
flooring carpet, bath duplex, support beams: Chris, I would not just walk away from this but run away from this deal. This a bad deal that will not get you the cash flow you want. How are you going to pay the loan in the winter if one renter is late? You will need to have 3 to 6 months of rent...

Buying or Selling a Home: First time investing, flooring carpet, bath duplex
flooring carpet, bath duplex, heat pipes: Hi Chris, Normally I do not get into the fine details of answering this type question, for various reasons, one of which is that I am not familiar with your area and have not had the benefit of personally viewing the property you are considering. I am,...

Buying or Selling a Home: First time investing, flooring carpet, bath duplex
flooring carpet, bath duplex, heat pipes: Hi Chris - Sorry for the delay in answering. My advice is first, by all means, get a professional inspection so you know what the repairs will cost you and discover everything that is wrong. Asbestos is very expensive to deal with and so you need to know...

Buying or Selling a Home: First time investing, flooring carpet, bath duplex
flooring carpet, bath duplex, support beams: It s great to see someone still in college who views a home as a tool for wealth building. There are several questions here. Regarding the asbestos, always get the inspection first. You don t want to buy a home to later find out the asbestos requires...

Buying or Selling a Home: First time investing, flooring carpet, bath duplex
flooring carpet, bath duplex, heat pipes: Here is what I would do: 1) Find all of the repairs that need to be done and add them up. That gets added to your purchase price hypothetically. 2) Determine the net monthly cashflow of the property from the rents minus expenses. Your looking at 775 minus...

Buying or Selling a Home: First time investing, flooring carpet, bath duplex
flooring carpet, bath duplex, support beams: Dear Chris; Sorry for getting back to you so late… I just returned from vacation, and just now catching up now. Hope this is not to late for you. The offered sales price of $23K and compared to the appraisal of $43K seem to make this a pretty good deal,...

Buying or Selling a Home: First time investing, elbow grease, flooring carpet
elbow grease, flooring carpet, bath duplex: Wow, great credit score! You are also bringing in good money so you should be all set financially. The only difficult thing is if you are working side jobs, you won t have a regular paycheck to show a lender for qualifying. You would need to do a stated...

Buying or Selling a Home: First time investing, flooring carpet, bath duplex
flooring carpet, bath duplex, heat pipes: First, Chris, you should have a very good inspector to check out the entire property BEFORE you buy it. This way, you ll get a better idea of how much money you re going to need to six up the place. Second, do your homework and find out what comparable rents...

Buying or Selling a Home: First time investing, flooring carpet, bath duplex
flooring carpet, bath duplex, heat pipes: Hi Chris, My best advice is going to be seek out local experts! You need a local Realtor to help you and look out for your interests. As the Buyer, this help is available to you for no cost as the Seller has made his contract with His agent to represent his...

Buying or Selling a Home: First time investing, flooring carpet, bath duplex
flooring carpet, bath duplex, support beams: Hello Chris, Buying and selling real estate you can ask for or offer anything and the other party can do the same. Inpections in NY are around $400 and up, but the house price per square foot is over $300 sqft so I am not able to comapre. Your Realtor...

Buying or Selling a Home: First time investing, flooring carpet, bath duplex
flooring carpet, bath duplex, support beams: Hi Chris- Your payment is made up of PITI or principle, interest, taxes and insurance. You may want to speak with a loan officer to get pre-qualified (even if you end up doing owner financing) as they are also required to give you a Good Faith Estimate of...

Buying or Selling a Home: First time investing, flooring carpet, bath duplex
flooring carpet, bath duplex, support beams: Dear Chris; If you are handy and can do some of the work yourself this sounds like it might be a good deal for you. The problem I see is that you said you don t have any income or assets. How will you pay off the loan? Why would the Seller finance to someone...

Buying or Selling a Home: First time investing, flooring carpet, bath duplex
flooring carpet, bath duplex, heat pipes: Hey, Chris. This is showing as pending in my mailbox, but I sent you three names. I m sending them again hoping that you already got them and that it s not now too late for you. Russel Ian Niquette Square One Home Inspection http://www.squareonehomeinspection.com...

Buying or Selling a Home: FSBO and attorney, purchase contract, best of luck
purchase contract, best of luck, fsbo: Hi Judy, For the sake a saving you a few dollars, I would recommend holding off on an attorney until you have a definite buyer in place. Attorneys won t help you market the home, so if it doesn t sell, you would still owe the attorney his fees. The...

Buying or Selling a Home: FSBO and attorney, expertize, purchase contract
expertize, purchase contract, fsbo: Dear Judy, Rent to owns don t work, at least not in Southern CA and not in all the years I have practiced real estate. Why are you considering purchasing a FSBO rather than using the expertize of an agent? FSBO s represent themselves (which can be dangerous)...

Buying or Selling a Home: FSBO and attorney, traverse city michigan, real estate brokers
traverse city michigan, real estate brokers, brian ray: Hello Judy, All licensed real estate agents including Realtors and Real Estate Brokers are instructed to always encourage customers and clients to seek legal counsel. When customers and clients do seek the advise and counsel of an attorney, it is quite...

Buying or Selling a Home: FSBO and attorney, foley, deposit money
foley, deposit money, purchase contract: Dear Judy: There is nothing like a simple FSBO. You are dealingwith a seller who may or may not provide you will all of the mandatory local, community, city, county, state, and federal disclosures. You may also not have support for inspections and negotiations...

Buying or Selling a Home: foreclosure clean up business, new business, good luck
Buying or Selling a Home: foreclosure clean up business, new business, good luck, money

Buying or Selling a Home: home sale disclosure fraud, water problems, responsibilty
Buying or Selling a Home: home sale disclosure fraud, water problems, responsibilty, disclosure

Buying or Selling a Home: fedex lost mortgage payoff, connecticut superior court, chase bank
connecticut superior court, chase bank, mortgage payoff: This question was rejected on 2/18/08. As this is a matter already in Superior Court,answer to your question from anyone other than your Attorney would be inappropriate!If you need a 2nd Opinion, or think that your current Legal Representative may be partially...

Buying or Selling a Home: first home, adult family, elderly person
adult family, elderly person, letter of interest: Again, I can only tell you how it is in California. The state s primary concern is the best interest of the woman. Money is needed for her care and it is the state s responsibility to get as much money as possible. They are not looking to dump it at bargain...

Buying or Selling a Home: first time home buyer, good faith estimate, first time buyer
good faith estimate, first time buyer, time home buyer: Hi Brian, I am glad that you have obviously already read up enough to know the ramifications of an end of the month vs a beginning of the months closing. I love it when my own clients are as educated as possible. If you are not satisfied that your agent...

Buying or Selling a Home: first time home buyer, good faith estimate, question pool
good faith estimate, question pool, range restrictions: BRIAN-- You didn t send this question to me, but whoever you sent it to must have put it in the Question Pool--I found it there & hate to see you-all waiting for a reply that may never come... So I ll answer this for you-- It s not unusual for a Realtor...

Buying or Selling a Home: first time home buyer, good faith estimate, real estate broker
good faith estimate, real estate broker, time home buyer: Hello again; I think that your agent will most likely want to follow up with the sale and claim procuring cause. If you feel like this agent simply isn t as capable of representing your best interests, you should call the managing broker of the company for...

Buying or Selling a Home: first time home buyer, good faith estimate, writing a contract
good faith estimate, writing a contract, time home buyer: If you did not sign anything you are not obligated to her. If you use another agent, then they can work out the commission at the end of the transaction-that has nothing to do with you. And you may be called as a witness to that Arbitration. Good luck...

Buying or Selling a Home: first time home buyer, good faith estimate, time home buyer
good faith estimate, time home buyer, real estate broker: Dear Brian, You absolutely need to be represented by an agent in making the offer. If you go in alone you will find that the listing agent will be your agent and you won t have someone who is fighting just for you. I don t understand why an agent would...

Buying or Selling a Home: first time home buyer, good faith estimate, first time buyer
good faith estimate, first time buyer, real estate broker: Hi Brain, Wow, what are the chances of a first time buyer getting matched with a first time agent? It sounds as though you have valid concerns that the person currently representing you may not have the experience that you would benefit from. Because...

Buying or Selling a Home: forced partition, slow economy, new lover
slow economy, new lover, lani: You left some words out, Lani, but I ll do what I can. You say you have a $300,000 home, but you don t say how much equity you think you have. If you owe $290,000 on a mortgage, Lani, then the $10,000 is all you re entitled to. In fact, that is $5,000 more...

Buying or Selling a Home: foreclosure clean up business, jessica bryan, foreclosed houses
jessica bryan, foreclosed houses, real estate agent: Dear Jo; I suggest you contact a real estate agent and ask this person if he or she knows who is listing foreclosures in your area. There are certain real estate companies that do most of them. Then contact that agent to offer your services. The other...

Buying or Selling a Home: foreclosure clean up business, other distressed properties, voice mail
other distressed properties, voice mail, foreclosed houses: Hey, Jo. You probably won t get any interest from the banks, which I ve always found rather odd. However, you can definitely find Realtors who are interested, especially those Realtors who specialize in foreclosed properties and other distressed properties....

Buying or Selling a Home: HOA Changes, tow driver, part time job
tow driver, part time job, accounting office: Hello Jason, I am very sorry to hear of your situation and I have fielded a couple similar to yours recently. For the President to take over the management of the development was an act that was voted on by the membership. It would be presumed that this...

Buying or Selling a Home: HOA Parking Regulations, three spaces, home owners association
three spaces, home owners association, tows: Well, and I hate to say this, because at the time you looked at this property and saw that not all the units were occupied, why would you assume that it would stay at low occupancy forever and what happens when all are rented? Some Owners have no friggin...

Buying or Selling a Home: home did not appraise, axiom, comps
axiom, comps, escrow: Strike Three! You have three things working against you, Omar. 1. You are attempting to buy the best-dressed and highest priced home in a subdivision. That is a big no-no if you expect to make a profit by reselling it sometime in the future. 2. You are acting...

Buying or Selling a Home: home loans, mortgage bankers association, homebuyer education
mortgage bankers association, homebuyer education, home equity loan: ESTHER-- The answers to your questions here would constitute the equivalent of a Student Study Guide for a Homebuyer s Education Course! And although I could write such a Booklet, I don t have the time or energy--but I can refer you to an excellent FREE,...

Buying or Selling a Home: home sale disclosure fraud, small claims court, property inspector
small claims court, property inspector, water problems: Based on what you disclosed to me the owner DID say there were known water problems. But he didn t say to what degree. At that point if I was the buyer I would have instructed my property inspector to focus on that problem thus protecting me from any costs...

Buying or Selling a Home: Inheriting my mom's house, ducks in a row, probate court
ducks in a row, probate court, family trust: Hi Kaija, Thank you for your question. It wouldn t make any difference whether you declare your self as a care giver or not. Because you and your brother are already titled as beneficiaries in the event of your mom passing, no other parties can lay claim...

Buying or Selling a Home: Investing in multifamilies, index fund, index funds
index fund, index funds, rate of return: I can t answer your question specifically; there are too many variables. But here is how you would figure it out. 1) Sell the property, put gains in 401 K. Take your profit, x * 1.08 ^ Y, where is the number of years that you re compounding it. The house...

Buying or Selling a Home: Investment property Easement tax gain?, property easement, settlement checks
property easement, settlement checks, class action suit: Hello John, Sorry my friend but I am prohibited from providing tax advice since I am not licensed in that field. If your tax preparer will not answer this for you, or a free call to one of the national firms like H&R Block, I would recommend a simple...

Buying or Selling a Home: Joint Mortgage Sell, real estate lawyer, mortage payments
real estate lawyer, mortage payments, check images: Hi Mike, Your question is a legal one, and I am not qualified to give legal advice, but I will offer my opinions below. If your father has made ALL 120 payments during the joint ownership and has check images as proof, that is an excellent start; and...

Buying or Selling a Home: How to know when to walk away, option money, condo townhouse
option money, condo townhouse, lean times: Well not really, although take a very close look at the section of the contract that talks about breaking it. It would seem that if you get out of it (because the first 2 condos are not sold yet) that you might have an option to get all your money back if...

Buying or Selling a Home: Landlord Selling Home I was leasing, case of the flu, youre welcome
case of the flu, youre welcome, extreme situation: Hi John, I don’t specialize in property management, but I sure do sympathize with you. I have had a few questions regarding horrible landlords, and it’s hard to believe some people will treat others as you (and others I have heard from) have been treated....

Buying or Selling a Home: Loan Question, spring market, loan question
spring market, loan question, looking for a new job: Dear Paul; I am sorry to say this: you need to stay put until you buy the house. With lenders being so much more scrutinizing these days, it is entirely possible that a change of jobs will be the one thing that keeps you from getting a loan. Why risk it?...

Buying or Selling a Home: lockbox rights in arizona state, landlord tenant act, renting a home
landlord tenant act, renting a home, arizona state: Connie, Without researching and reviewing the Landlord Tenant Act to provide you with legal advice (which I do not provide on the internet), I believe the landlord must provide 48 hours notice to a tenant of the intent to enter the premises or get an agreement...

Buying or Selling a Home: mortgage release, title insurance company, lien holder
title insurance company, lien holder, sales contract: Hi Linda, This may not be the answer that you are looking for, but you will need the help of your attorney and the estate attorney representing the former lien holder. Your attorney can better answer this for your state, but my understanding is that in...

Buying or Selling a Home: Do I need a realtor?, real estate licenses, signing your name
real estate licenses, signing your name, real estate license: Like I said previously, odds are you were dealing with an incompetent Realtor. (By the way, the term Realtor is a copywrited name, like Coca Cola or Kleenex, therefore it should be capitalized. Realtor is not a generic word.) Anybody and his cousin may become...

Buying or Selling a Home: new home problems with builder, jessica bryan, consumer advocate
jessica bryan, consumer advocate, cajole: Dear Tom; I hope that you have a real estate agent who assisted you with the sale since it is always easier to call your agent to have them follow up with the builder and advise you. In the absence of a professional, you can be persistent (but nice!)by calling...

Buying or Selling a Home: Putting in another offer??, agency representation, local real estate
agency representation, local real estate, buyer agents: Hi Kathy, I am not really sure how the Real Estate industry works in Australia but here in the US we have Agency Representation. Buyer Agents that represent the interest of the Buyer and give the exact advise you are looking for at know cost. Agents are paid...

Buying or Selling a Home: Partial Owner Carried Contract, snake pit, assumable mortgage
snake pit, assumable mortgage, current mortgage: Hi Dannette, I think this FSBO might be thinking you would come up with a $300,000 down payment to him. And, if you can afford a $300,000 down payment from money you have in savings, there should be a ton of lenders in Oregon who will finance you. You...

Buying or Selling a Home: PROPERTY DISCLOSURE, litigious environment, property disclosure
litigious environment, property disclosure, disclosure rules: First, forgive me for the delay in replying to your follow-up. I could give you excuses, but they d just be excuses. YOUR QUESTION: I forgot to mentioned that even though I indicated there was a leak in the basement, I failed to indicate the location of...

Buying or Selling a Home: Preforeclosure, question thanks, darlene
question thanks, darlene, arrears: Probably not, Darlene, because the other person is going to get a loan that will wind up giving the bank all cash anyway. If, however, you were giving them ALL CASH and closing real fast, then I would say you might have a good chance. I wish you well. Dick...