Home Buying/Selling Sitemap - Page 1 2016-09-26

Why Agents Tend to Dislike Lookie-Loos
What is a lookie-loo and why do real estate agents dislike them? If your curiosity draws you to open houses, here's why you may not be welcome.

The Basics of FHA Loans for Home Buyers
Why FHA loans are popular for first-time home buyers; the credit restrictions, guidelines, income requirements, waiting time after a BK or short sale.

Get Rich Quick Real Estate Seminars
If you've wondered whether no-money-down, get rich quick real estate seminars are legit, read behind-the-scenes facts exposing that shady underbelly.

Do You Need a Listing Agent and a Buying Agent?
How many agents do you need to buy and sell? Is it better to hire a selling agent to buy and a different listing agent to sell? Can one agent do both?

Home Buying Without an Agent
What are the risks of home buying without an agent? How to buy a For Sale by Owner without hiring an agent, and why not involving agents can backfire.

What Are the Benefits to Paying Cash for a Home?
Advantages and benefits to paying cash for a home. Tips and specific ways to beat out other types of financed offers when buying a home with cash.

Agent Show Home - Listing Agent Show and Sell Home
What should an agent do to sell your home? Why don't agents talk to buyers when they take them through the home? Can a smooth talking real estate agent sell my home faster? What does it take?

How to Prepare Your House for Sale
The reason why some houses sell for more money is due to how the home was prepared. Learn the secrets agents know that will boost your bottom line.

Why Some Home Inspections Are Missing Crucial Elements
Video and helpful tips to prepare for home inspections and make sure your inspector does not miss a crucial defect. Print this list to take with you.

Open House Tips - How to Successfully Sell a House
Selling houses at an open house. Here's how to host a successful open house and sell that house. Not all homes are candidates for holding open and why.

Home Buying With Millennial - Hot Trends and Popular Styles
Millennial home buyer's hot buttons and trends. Which features and home design do home buyers demand? What types of homes do Millennial buyers want?

How to Install Remote-Controlled Ceiling Fans
Personal account of how to install a ceiling fan that uses a remote control. Installing remote-controlled ceiling fans: installing remotes on wall switch vs. hand-held remote control. Wiring a remote-controlled ceiling fan. How remote-control fans differ from older ceiling fans.

Top 10 Gifts for First-Time Home Buyers
Looking for that special gift for a first-time home buyer? Here are gift ideas designed especially for first-time home buyers. Also, holiday gift ideas for home buyers.

Top 10 Gifts for First-Time Home Buyers
Looking for that special gift for a first-time home buyer? Here are gift ideas designed especially for first-time home buyers. Also, holiday gift ideas for home buyers.

Top 10 Gifts for First-Time Home Buyers
Looking for that special gift for a first-time home buyer? Here are gift ideas designed especially for first-time home buyers. Also, holiday gift ideas for home buyers.

Top 10 Gifts for First-Time Home Buyers
Looking for that special gift for a first-time home buyer? Here are gift ideas designed especially for first-time home buyers. Also, holiday gift ideas for home buyers.

Top Gifts for First-Time Homeowners
Looking for that special gift for a first-time homeowner? Here are gift ideas designed especially for home buyers who are just starting out.

Top 10 Gifts for First-Time Home Buyers
Looking for that special house-warming gift for a first-time home buyer? Here are gift ideas designed especially for home buyers. Also, holiday gift ideas for home buyers.

Top 10 Gifts for First-Time Home Buyers
Looking for that special gift for a first-time home buyer? Here are gift ideas designed especially for first-time home buyers. Also, holiday gift ideas for home buyers.

Top 10 Gifts for First-Time Home Buyers
Looking for that special gift for a first-time home buyer? Here are gift ideas designed especially for first-time home buyers. Also, holiday gift ideas for home buyers.

Top 10 Gifts for First-Time Home Buyers
Looking for that special gift for a first-time home buyer? Here are gift ideas designed especially for first-time home buyers. Also, holiday gift ideas for home buyers.

Top 10 Gifts for First-Time Home Buyers
Looking for that special gift for a first-time home buyer? Here are gift ideas designed especially for first-time home buyers. Also, holiday gift ideas for home buyers.

Home Staging and Hiring a Stager
Home Staging goes way beyond decorating and cleaning. Tips for staging your own home, how to hire a professional home stager, and actual results you can expect.

Tips for Preparing for an Open House
Getting ready for an open house. Strategy for open house preparation, guidelines and tips to ensure a successful open house.

Doing the Final Home Inspection Walk-Through
What's involved in the final home inspection walk-through? What happens if repairs aren't made as promised or something else is wrong?

What Is a Modular Home - Home Buying Facts
If you think a modular home is the same as a manufactured home, look closer. Modular homes and manufactured are two completely different structures.

Popular Songs About Homes and Houses
Songs about homes and houses tug many listeners' heart strings. The top hit songs about houses and homes have a timeless appeal.

Definition of Mortgage Loan Funding
Definition of funding a loan when obtaining a mortgage to buy a home. Ensure a smooth release of monies to close.

What Is Dual Agency? - Glossary Definition
Dual agency means the real estate broker can represent the buyer and the seller in a transaction. Dual agency may or may not be legal in your state.

Cash for Keys for Homeowners in Foreclosure
Learn more about cash for keys, an arrangement where the lender gives the homeowner or tenant cash to move out of a foreclosed home.

Home Buying - Lead Based Paint Disclosures and Facts
Federal law requires sellers to give lead-based paint disclosures to home buyers who are purchasing a home built before 1978. Why and how to comply.

How Much Do We Need as a Down Payment to Buy a Home?
What is the minimum down payment required to buy a home? Easily determine the down payment amount that is right for you as a first-time home buyer.

How to Get Ready for a Home Inspection
What will the inspector need you to do to prepare for the home inspection? Here are some tips to ensure the home inspector doesn't wreck your house.

What Is a Verification of Property Condition?
How a verification of property condition (VOP) is used in conjunction with a home buyer's final walk through inspection.

Better to Buy a Short Sale or Foreclosure?
Buying a short sale or waiting for the foreclosure to happen, which is better? Foreclosure home prices (REOs) can be cheaper than a short sale price.

Mortgages - 10 Alternatives to Short Sales
Top Short Sale Alternatives that you might want to consider if you decide that a traditional short sale is not for you.

Seller Credit for Closing Costs in a Short Sale
How much will banks approve for buyer's closings costs in a short sale? How to increase the odds the bank will allow a seller credit for closing costs.

What Kind of Paperwork Do I Need to Buy a Home?
Paperwork that buyers need to buy a home. List of documents mortgage lenders require from home buyers. Explanation of verification of employment (VOE)

Five Crucial Steps Before Home Selling
Before preparing your home for sale or signing listing agreements or making repairs, here are five essential home selling steps. Tips for survival.

How Can I Prepare My Home for Sale on a Budget?
All homes tend to sell for money after they are prepared properly for the market, and I would not let a small budget for home selling dissuade you.

Staging the Bathroom Without Breaking the Bank
Professional home staging tricks for staging a bathroom. How to transform a plain bathroom into a staged and appealing bathroom for pennies on the dollar.

HAFA Short Sale Program Eligibility
Rules for HAFA short sales. Benefits and overview of HAFA short sale program for underwater sellers. How the HAFA short sale seller can get paid to sell on a short sale.

How to Do a Mortgage Loan Assumption
Reasons to consider a loan assumption instead of applying for a new loan. Learn why assuming a loan can make financial sense for a homebuyer.

Energy Efficient Mortgage - FHA Energy Efficient Mortgage
Types of energy efficient mortgages, including FHA EEM. Description of improvements that qualify for an energy efficient mortgage and steps to apply.

Va Loans - Maximum VA Lending Limits - Buyer Costs for a VA Loan
The maximum VA loan limit, amount of VA buyer closing costs, the VA funding fee and possible drawbacks to a VA loan. Page 3.

How to Protect Yourself When Getting a Hard Money Loan
Not all hard money loans are bad or too expensive. How to protect yourself. Differences between a purchase money loan and a hard money loan.

How to Postpone a Trustee's Auction
Options to postpone an auction. The best way to postpone a trustee's auction. How to stop a foreclosure auction.

Selling a Unique Home
How to sell a unique home. What makes your home odd, weird or unique might be the advantage point to selling that unique home. Tips for selling that hard-to-sell house.

Seller Accepts Offer, Can Another Home Buyer Outbid Us?
If a seller accepts our offer, can another home buyer outbid us? The rules and practices of offer acceptance and offer negotiation. How to protect your purchase offer if other buyers are still trying to buy the home you want.

Vacant Home Insurance - Empty Building Insurance
Vacant building insurance costs more than insurance for an occupied home. How much more does a policy cost to insure a vacant home or an empty building? Does a homeowners' insurance policy cover a vacant home?

Selling a Home in Autumn or Fall
Home selling in autumn tips. How to attract home buyers in the fall real estate market. How to capitalize on fall to sell a home before the holidays.

Home Sales Price (How to Pick the Right Price)
The secret to picking the right sales price for your home depends on several factors. The sales price you pick could be low or the sales price could be high yet either sales price for your home might be wrong.

How Long Does It Take to Sell a House?
How quickly should a house sell? What is the average length of time it takes to sell a house? If your home sold too quickly was it priced too low?

What is Free and Clear?
Definition of Free and Clear as it pertains to real estate. What does Free and Clear mean?

Choosing a Roommate
Safety first when searching for a roommate. How the roommate can help to pay your mortgage. Tips for sharing a home with a roommate or renting out a room to a roommate.

Replacement Cost Definition and Explanation
Definition and explanation of replacement cost regarding homeowner's insurance and an appraisal. Reasons to insure for the cost to rebuild a home.

Definition of Orientation of a Home
Definition of orientation of a home. Why a home's orientation could affect resale value. Best orientation for a home.

Top Home Closing Checklist Tips for Sellers
Sellers follow this home closing checklist to make sure nothing goes wrong at closing. A checklist for home closing that works anywhere in the country.

What is a Fixture? Definition
What is a fixture? Find out the definition as pertains to real estate and buying or selling a home. What will stay with the house and what won't?

How to Buy the Worst House on the Best Block
Learn why buying the worst house on the best block is solid investment advice. Find out professional tips for making rundown houses livable.

Summertime Home-Selling Tips and Plans
Find out how to showcase your home during those hot summer months and get it sold with these sizzling summer home selling tips.

Can I Lease or Buy Back My Short Sale?
Can I lease or buy back my short sale? How to know if the company that offers to let homeowners lease or buy back a short sale is legitimate and above board.

Which Fixtures Can a Seller Remove in a Short Sale
Whether the seller can take appliances and fixtures in a short sale depends on several factors. What types of things can a short sale seller take from a home? What stays with a house in a short sale and what goes? Is it against the law to sell upgrades when doing a short sale?

How to Get Rid of Dog Pee and Cat Urine Odors
How to get rid of dog pee or cat urine from carpet or wood floors when selling a home with pet odors that linger. What not to use. Effective products.

Should You Buy a Home With Popcorn Ceilings?
Are popcorn ceilings dangerous? Tips for buying a home with a popcorn ceiling and how to test your ceiling for asbestos.

How Can I Get Cash for Doing a Short Sale?
Ways to get cash for selling as a short sale. Types of cash incentives offered by banks to sellers who sell their underwater home as a short sale. How to qualify for a cash incentive in a short sale. Why some sellers are paid to sell a short sale and others are not.

What Is Wrong With Home Affordable Refinance Program?
Find out how to qualify for the Home Affordable Refinance Program (HARP.) HARP may not be a good idea, depending on your financial circumstances.

Powder Post Beetle Infestations
Wood destroying insects are a threat. Learn to detect an infestation of powder post beetles before they damage the structural components of your home.

Buyer Possession Before Closing
Buyers sometimes ask sellers if they can move in to the home before closing. Learn the pros and cons of pre-settlement occupancy agreements.

Bob Hope Was a Savvy Real Estate Investor
We'll always remember Bob Hope for his work in the film industry, but did you know that he was also a savvy real estate investor?

How Restrictive Covenants Affect Land Use
When you're buying a home, it's important to understand restrictive covenants. Restrictive covenants dictate how you can and cannot use a property.

Facts About Vented Gas Fireplaces
Gas log fireplaces are an ideal choice for anyone who wants to enjoy the warmth of a fire without the chores of hauling wood and cleaning ashes. One type of gas log fixture is vented to the outside, like woodburning fireplaces. This article helps you decide if a vented gas fireplace is the best choice for your home.

Are Unvented Gas Log Fireplaces Right for Your Home?
Are vent-free gas logs, also called unvented gas logs, the best choice for your home? How practical and safe is a gas fireplace that does not vent?

St. Augustine Haunted Houses For Sale
Is St. Augustine among the most haunted places in the United States? Many believe there are a great number of haunted houses within the ancient city.

A Step By Step Look at Buying a House
You'll feel more confident about your home buying journey when you understand the steps to buying a house. There are only a few to home ownership.

Manufactured Homes and the Mobile Home Data Plate
Get the facts about manufactured homes. Learn how to find the mobile home data plate to determine if a structure is a bonafide manufactured home.

What are Modular Homes as Compared to Manufactured Homes?
The differences between a modular home and a manufactured home can affect resale value and determine whether the house can be built on your land.

How to Improve Curb Appeal - Home Selling Advice
Use these curb appeal tips to attract potential homebuyers. If you're selling a house, the first thing you should do is improve its curb appeal.

How to Care for a Septic Tank and Septic System
Follow these simple tips to maintain a septic tank and septic system. Any homeowner can care for a septic tank and septic system easily.

What is EIFS - Synthetic Stucco?
EIFS, also called synthetic stucco, is under fire for promoting moisture retention that can lead to structural problems, here is what you can do.

Tips for Buying a Time-Share New or as a Resale
The time-share plan that's best for you depends on how you plan to use your vacation time, and how much you're willing to spend.

Fine Tuning Your Offer to Purchase a Home
When you buy a home you cannot assume the home sellers agree with your ideas of what stays with the property and what goes with them. You must include the details with your offer to purchase, where they become a signed agreement of the contract.

Real Estate Closing Procedures in North Carolina
Take a look at the typical steps to buying or selling a home in North Carolina.

Options If Your Short Sale is Denied
How to get your short sale approved after a short sale is denied. Reasons a bank might use to deny a short sale and how to challenge those reasons.

Finding Short Sale Listings in MLS
How to find short sales online and in MLS. Secret words that identify short sale listings. Places to find short sale homes that are not obvious.

Foreclosure and Short Sale Taxes
Home sellers' tax obligations on foreclosures and short sales. Tax consequences after a distressed sale. How sellers might owe taxes even when taking a loss after a foreclosure or selling on a short sale.

Foreclosure Sales Affect Property Values
Understand how foreclosures can affect home values of nearby homes. Learn ways to help an appraiser properly valuate your home.

What Can I Take From my Foreclosed Home?
What can you take out of your house when it's in foreclosure? What stays and what goes after a foreclosure? Ramifications for removing fixtures.

HOPE for Homeowners FHA Refinance
The HOPE for Homeowners program allows an FHA refinance for upside-down home owners, touted as relief from foreclosure or short sales, providing home owners qualify for the FHA program.

Common Loan Approval Mistakes by House-Buyers
Top 3 mistakes home buyers make when obtaining loan approval and preapproval letters. How buyers sabotage offers by submitting the wrong loan approval letters.

Appraisals and the Home Valuation Code of Conduct
How appraisals are handled on homes under the Home Valuation Code of Conduct (HVCC) and why appraisers are hurting financially because of it.

What is a Beneficiary Statement in Real Estate?
Definition of beneficiary statement as it pertains to real estate. It is a document that shows the unpaid balance remaining on a mortgage loan.

CCRs: Covenants, Conditions and Restrictions
Covenants, conditions and restrictions (CC&Rs) are limitations and rules placed on homes by a builder, developer, or neighborhood/homeowner assn.

Recurring and Non-Recurring Closing Costs
Closing costs are everything outside of, or over and above the purchase price that a buyer pays to complete, or close, a real estate transaction.

What is Efflorescence on Your Stone, Brick or Concrete?
What is efflorescence as it pertains to concrete, brick or natural stone? See the definition, why and how it occurs and how it can be removed.

Encumbrance Definition - Home Buying / Selling
Definition of encumbrance as it pertains to real estate, as used by lenders, title and escrow companies, an encumbrance takes on a different meaning.

What are FICO Scores
Definition of FICO and how it relates to real estate; ways to improve a FICO score for home buyers with less than stellar credit.

Definition of Junction Box
Definition of junction box as it pertains to a residential home and its electrical wiring. Do It Yourself tips to install an electrical junction box.

Single Agency in Real Estate
Single agency is when a broker represents the interests of the seller, or the buyer. The broker is either the listing agent or the buyer's agent.

What Is a California Transfer Disclosure Statement?
Learn the ins and outs of California's transfer disclosure statement or TDS. A TDS must be filled out by all parties to avoid litigation.

Top Ways to Make Home Buyers Hate Your House
Are you selling a home? Be sure to address these mistakes so a potential buyer does not walk away from your home.

Stop Paying Mortgage for Short Sale
Should sellers stop making mortgage payments to do a short sale? Ramifications and consequences of not paying a mortgage while attempting a short sale.

How Long Should I Wait for Short Sale Approval?
How long should a buyer wait for a short sale approval -- for the purchase offer to be approved by the bank? Approximate length of time banks take.

Hiring the Best Short Sale Agent - Top Criteria for the Best Short Sale Agent
What you don't know about hiring the best short sale agent will surprise you. The top 3 factors that will help you to determine who is the best short sale agent.

How to Deal With a Low Appraisal
Both sellers and buyers can get blindsided by a low appraisal. If an appraisal comes in low, there are available options used by pros that work well.

Private Mortgage Insurance (PMI) vs. Combo Loans
The 2006 tax bill makes mortgage insurance premiums tax deductible. How do interest rates compare to those of a combo or piggyback loan?

Eight Tips for Winning REO Foreclosure Offers
How to get REO offers accepted on bank-owned homes and writing a winning offer, especially in multiple-offer situations.

Homeowner Insurance Shopping Tips
How to save money when buying homeowner insurance, determine adequate coverage and insurance deductibles.

Looking Twice at Overpriced Homes
When other buyers thumb noses at dated inventory, savvy home buyers can profit by considering homes that have been on the market longer than 30 days. When a home doesn't sell, sometimes it just means the home is overpriced.

Home Inspections - Six Reasons to Inspect an Attic
The worst home inspections of an agent's real estate career involved an almost missed attic inspection. Why buyers always need to look in the attic.

What Types of Home Inspections Can a Buyer Do?
Your home inspector might recommend a specialized inspection. Here is a list of 21 inspections buyers can order to find out a home's condition.

Repair Requests on Home Buying and Selling
Requesting repairs after a home inspection is common. Here is how to make repair requests that are acceptable and why sellers may reject requests.

What is a Roof Certification?
What is a roof certification? How roof certifications and inspections help to sell homes. Why home buyers should ask for a roof certification.

Identify a Bad Home Inspector - Home Buying Advice
How to avoid hiring a bad home inspector. How to recognize clueless home inspectors. How to determine if your home inspector is qualified and credentialed. Questions to ask a home inspector. How much do home inspectors charge?

Tenants in Common 1031 Exchanges
How to defer taxes for investment purposes through Tenants in Common 1031 Exchanges. Types of property that qualify for a tenants in common 1031 exchange, understanding section 1031 of the IRS tax code and completing tax-deferred exchanges.

Tenants in Common 1031 Exchange - How to Do a Tenants in Common 1031 Exchange
How to defer taxes for investment purposes through a Tenants in Common 1031 Exchange. Types of property that qualify for a tenants in common exchange, understanding section 1031 of the IRS tax code and completing a tax-deferred exchange. Page 2.

Tenants in Common 1031 Exchange - How to Do a Tenants in Common 1031 Exchange
How to defer taxes for investment purposes through a Tenants in Common 1031 Exchange. Types of property that qualify for a tenants in common exchange, understanding section 1031 of the IRS tax code and completing a tax-deferred exchange. Page 3.

Evaluating Sponsors and Registered Investment Representatives
How to defer taxes for investment purposes through a Tenants in Common 1031 Exchange. Types of property that qualify for a tenants in common exchange, understanding section 1031 of the IRS tax code and completing a tax-deferred exchange. Page 4.

How to Do a Tenants in Common 1031 Exchange
How to defer taxes for investment purposes through a Tenants in Common 1031 Exchange. Types of property that qualify for a tenants in common exchange, understanding section 1031 of the IRS tax code and completing a tax-deferred exchange. Page 5.

How a Qualified Intermediary Faciliates a 1031 Exchange
What does a Qualified Intermediary do to facilitate a 1031 exchange? The steps involved, how to comply with IRS regulations; who can refer a QI?

What Is a Delaware Statutory Trust?
Explore Delaware Statutory Trusts and find out if they are a safe real estate investment. Learn how to buy directly into a Delaware Statutory Trust.

Tearing Down a House and Alternatives
How to determine if a house is worth tearing down. Steps to take for demolishing a house, a thorough explanation of that process, how to avoid issues.

How to Buy, Fix and Sell a Home or Investment Property
Learn how to buy, fix-up and sell your own home or investment property. Get tips on easy, low-cost remodeling projects that anybody can do.

Home Improvement Mistakes - Do-It-Yourself Home Improvement Mistakes
How to avoid the top Do-It-Yourself home improvement mistakes. How not to screw up when fixing up a house to sell or flip. How to make your next DIY project go more smoothly and finally sell that house for top dollar.

How to Change a Shower Head - Simple Steps
Change a shower head by removing the old shower head and installing a new shower head. Changing the shower head gives a shower a new look.

How to Hold Title to Real Estate on Deeds
Options for holding title on a property deeds. Explanation of joint tenants, tenants in common, right of survivorship and community property.

Can I Use the Price Per Square Foot for Home Values?
How to value homes in an area by the price per square foot. Do appraisers rely on this type of valuation to set market value; how it really works.

Preparing for Power Outages
How to prepare for a power outage and protect yourself, family, pets and home. How to get your power restored quickly and practice safety.

What Does Location Mean in Triplicate?
Location is everything in real estate.

Why Home Buyers Walk Away From Closing
Sometimes buyers decide to walk away from closing and forfeit their earnest money deposit. What can sellers do if buyers don't show up at closing?

Relisting Homes to Change Average Days on Market
How days on market matter to a listing. Why some agents relist a home as a new listing after 90 days on market to show zero days. How to find out the days on market for any listing.

How to Search Property Records
How to find information on any property through public records, MLS searches, property information and tax records.

Is it Possible to Time the Real Estate Market?
Real estate market timing secrets. Tips to timing the market and tipping the odds in your favor when buying or selling a home. How to tell if the market time is right to buy or sell homes.

Hot, Cold and Neutral Real Estate Markets
Understanding and profiting from buyers real estate markets, sellers real estate markets or neutral real estate markets.

Tax Consequences for Home Business Offices
Find out how much you'll pay in capital gains tax when you sell a home that has been partly depreciated due to maintaining a business office.

How Are Seller Rent Backs After Closing Handled?
Renting back after closing. Protection for home buyers and sellers when the sellers rent back after closing the transaction.

Contingent Offers Give Buyers First Right of Refusal
Making a contingent offer to buy with first right of refusal -- pitfalls and advantages during contract negotiation when buying before selling a home.

How to Make Lowball Offers on a Home
How to make a lowball offer that is not insulting to the seller. Tips on getting lowball offers accepted.

How to Handle Multiple Competing Home Offers
Multiple offer definition and tips on making offers to buy a home when competing against other home buyers.

Why Sellers Make Full-Price Counter Offers
Receiving counter offers at full price is no reason to walk away. How to negotiate counter offers when the sellers counter at full price.

Are You Ready to Make a Purchase Offer on a House?
Making a purchase offer and buying a home are two different things. How to tell if you're ready to make a purchase offer on a home for sale. Tips for home buyers on dealing with the emotional tug and pull over deciding to make a purchase offer.

Determining Standard Real Estate Commissions
Maybe you've heard the standard real estate commission is 7% in Minnesota or 6% in California. How to determine standard rates yet get the best agent.

Contingent Contracts for Finding a New Home
Clauses to include in an offer / counter that let a seller find a replacement home to buy. How sellers can agree to sell without liability if the seller cannot find a new home to buy. Ways to guarantee a seller will find a new home.

Why Do I Need a Real Estate Agent?
Why you might need a real estate to buy or sell a home. What do you have to gain or lose by not hiring a real estate agent?

How Do Real Estate Agents Get Paid?
Who pays a real estate agent? How are real estate commissions paid? Is it legal for real estate agents to get paid by both sellers and buyers?

Should You Hire a Discount Broker? - Real Estate
Discount real estate brokerages. Should you hire a discount broker? How do cut-rate brokers work? How much can you save by hiring a discount broker?

Tips for Buying Land to Build a New Home
Learn the benefits vs drawbacks to buying land; type of concerns to address before buying the property to ensure that you can build the home you want.

How to Price Your Home for Sale
Learn about pricing houses to sell the way real estate agents do it. Expert tips to determine your house value and figure out the right house price.

Should We Stage or Leave the House Empty?
Staging a living room before selling your home. How to make that first impression a buy-me urge for home buyers.

Should I Fix Up My Home or Try to Sell as Is?
Find out where to draw the line at selling a home in its present condition or making repairs and what variables the decision is dependent on.

Security Alarms and Home Selling
Reasons to arm your security alarm when selling a home versus turning the alarm off during home showings. As a home seller, how vulnerable are you if you don't set your security alarm?

How Clean Should Sellers Leave the House After Moving?
Acceptable condition to leave the house after selling. How much cleaning should a seller do before moving out and handing over the key to a new buyer?

Protecting Your Credit During Divorce & Selling
How to protect your credit and yourself during divorce when buying or selling a home. What you need to know about dividing real estate when divorcing. How to handle credit cards and joint credit accounts, including secured or unsecured credit.

Make Home Buyers Fall in Love With Your Kitchen
Staging the kitchen to sell the home. The kitchen is the most important room in the home to stage. Before and after staging photos of the kitchen. Home staging tips.

Why Isn't My Home Selling? Why Homes Don't Sell
How to figure out why your home isn't selling and fix the problem so your home sells. There are a lot of reasons why a home doesn't sell apart from price.

Dual vs. Single Agency Relationships in Real Estate
What are agency relationships in real estate? Explanation of dual and single agency, buyer's brokers, and listing, brokerage, and transaction agents.

How Much Does It Cost to Sell a House?
An explanation and a breakdown of the expenses and fees it typically costs a home seller to sell a house.

Buying a Home and Selling a Home at the Same Time
Tips for buying a home when selling a home in a seller's market that are different than buying and selling a home in a buyer's market.

How Listings Become Homes Back on Market
Understand why a listing might change from a sale pending to back on the market. Listing status usually has nothing to do with the property condition.

What Is a Top Producer Real Estate Agent?
Explanation of Top Producer status for a real estate agent and how top producer is defined in various circles of real estate.

Controversary of Whether a Bedroom Needs a Closet
Discussion about whether a closet is required for a bedroom to be considered as a bedroom for appraisal purposes and resale.

Is Joint Tenancy Your Best Title Option?
A quick explanation of Joint Tenancy with Right of Survivorship and how it compares to holding title as Tenants in Common.

The Worst Day of the Year to Buy a Home
The worst day of the year for home buying and reasons you might want to avoid it. Pick any other day of the year to close on your home but this day.

Should You Buy a Former Rental Home?
Buying a home that was a rental house can be an excellent deal or a money pit. How to safely buy a rental home as your first home.

How to Know You Found Right House to Buy
How to find the right home to buy and cut down on red tape. Here are all the questions you need to answer yourself to define your objectives.

Defining Your Home Purchase Objectives
You can cut down on the red tape and save a lot of time if you stop to figure out what you might want to buy before searching for a home. Page 2.

Advantages Beyond Pride of Ownership to Buy a Home
There are many reasons to buy a home, especially for first-time home buyers, beyond tax deductions. Forces driving buyers beyond pride of ownership.

Tips for a First-Time Home Buyer
Buying a home for the first time can be overwhelming for a first-time home buyer because few home buyers know how to begin the search.

The Real Definition of Motivated Seller
Definition and explanation of the phrase: motivated seller. Are motivated sellers desperate sellers? Varying degrees of seller motivation. How to determine if sellers truly are eager to sell.

Buying a House: Picking the Right Price Range
Tricks for selecting price ranges of homes to search. How to make sure you don't miss that perfect home because you selected the wrong price ranges online. Flexibility in pricing and figuring out list prices to sales prices.

Green Home Improvements
Affordable and easy green home improvement projects. How green home improvements can help to save the planet and save you money.

Home Selling Biggest Mistakes
Common home selling mistakes sellers make and how to avoid them. Overcoming mistakes in the home selling process. How much selling mistakes cost sellers and why home sellers make mistakes.

Expired Real Estate Listings: Next Options
Why listings expire. How to handle an expired listing. Options for sellers of expired listings. Should you relist with the same agent after your listing has expired?

Which Home Repairs Are Important Before Home Selling?
Which remodeling jobs pay back big at resale? Here is how to invest your repair and home improvement dollars to get the most bang for your buck.

Is My Type of Loan an Advantage or Disadvantage?
The purchase offer edge for a mortgage loan advantage. The hierarchy of mortgage loans when making a purchase offer. What makes one type of purchase offer better than another when ranked against each other by the type of loan?

The Best Place to Find Homes for Sale Online
Best websites to use to find homes for sale online, and which websites to avoid. Why some popular home buying websites are not useful for finding homes to buy.

Buying a Home Before Getting Married
Tips for home buying with a mate, partner or significant other before marriage, plus how to handle the financial details of homeownership as a couple.

After Home Closing, Which Documents Should I Keep?
A guide to important home buying documents to keep after closing on your home and which documents can be originals and which can be copies.

Pros and Cons of Wire Transfers vs. Cashier's Checks
How to put money into escrow. Types of funds required to close on a sale of a home. The problems associated with cashier's checks and wire transfers. Why certified funds are required to close.

Types of Contract Contingencies for Buying a Home
Common purchase contract contingencies to use when buying a home. How to make a contract contingent on appraisal, loan and approval of inspections.

How to Buy a Home For Sales by Owners
What home buyers need to know when buying For Sales by Owners: writing FSBO offers, negotiating with FSBOs, successfully closing transaction and more.

Where to Put Your Money in a Garage Remodel
Is that garage remodel you've been dreaming about worth it? Our real estate expert offers guidance on the latest trends and best ideas for remodels.

Active Adult Retirement Communities for Seniors
Senior living in style for those over age 55. Sample homeowner association regulations for active adult communities.

Where to Get Insurance If You Live in a Floodplain
Everyone needs flood insurance if they live in a 100-year floodplain, but don't think you're safe if you live on a mountain top.

Buying Homes With Swimming Pools - What to Look For
Pros and cons to owning homes with swimming pools. Types of pool construction. Whether swimming pools add or detract from the market value of a home.

Buying a Home With an Outdoor Kitchen
Should you buy a home with an outdoor kitchen? If you do, how do assess the kitchen's quality and value?

How to Downsize Your Home - Advantages & Disadvantages
Home downsizing: how to buy a smaller home without trading down your lifestyle. Pros and cons to downsizing your home.

Did the Seller Die in the House? Home Buying Questions
Would you buy a home if the seller died in the house? Would you feel OK about negotiating a great deal on a stigmatized home? Who buys houses after sellers have died inside? Notorious homes that sold after tragedies.

Guide to Buying & Inspecting a Fixer Upper Home
How to buy a fixer upper home. Analyzing repair costs to fix up a home. Spotting good buys that require cosmetic improvements over major rehab projects.

Looking at Homes - Agents Looking at Homes - Home Previews
Looking at homes for sale involves time. Using your agent for looking at homes on your behalf can weed out unacceptable homes. Here's how to get your agent to preview homes for you and the results you can expect.

How Long Does a Home Closing Take?
Time period to close on a home. Explanation of process and time length required to close when buying a home. Ways to speed up your home closing.

Commission Credit to Home Buyers from Agents
Facts and myths about agents who credit or rebate commissions to home buyers. Should home buyers ask a listing agent to credit part of the commission?

The Complete Home Buying Process
18 simple steps for first-time home buyers, from hiring an agent to closing. Complete path to buying a home in easy-to-understand terms.

Incentive Tips for Buying a New Home
What's behind builder incentives and seller concessions? How much more do new home buyers end up paying extra to get the too-good-to-be true offers?

Home Buying in a Seller's Market - Multiple Offer Tips
Tips for writing an offer and getting that offer accepted in a seller's market. How home buyers can get the edge in a multiple offer situation. Is your real estate agent sabotaging your efforts to buy a home in a sellers market?

Buying a Home By Yourself Without Hiring an Agent
Should you buy a home by looking online for homes, without hiring an agent to represent you? Pros and cons to DIY home buying on the Internet.

Tips for Winterizing Your Home
How to winterize your home and prepare for winter, regardless of where you live. Full proof methods to protect your home from the cold, rain and snow.

Common Home Buying Mistakes to Avoid
How to avoid messing up your real estate closing by making 3 major home buying mistakes. Deal-busters that agents often forget to warn buyers about.

Down Payments and Loans for Home Buying
How to get a down payment, apart from holding up a liquor store. Legal ways to find the cash to put down on a home. How much is required for a down payment? How much do you need to put down? If you have good credit, it's zero!

How to Avoid Buying a Home With a Bad Layout Design
What constitutes a good home layout? Learn how to spot trouble layouts before buying a home and what types of layout turn-off home buyers.

How to Not Get Locked Out of the House
How do you get into your own locked house? Here are tips to be sure you never need to climb in a second story window!

Possession Date for Home Buyers
When can a home buyer move in? What is the actual buyer possession date and is early occupancy possible? How can a seller rent back after closing?

First Time Single Women Home Buyers
Reasons why record numbers of first-time single women homebuyers are buying homes. Tips for making your first home as a single person the right home.

Remodel Kitchen Flooring
Step-by-step instructions on how to remodel a kitchen, from tearing out a kitchen, to hanging drywall, replacing electrical and plumbing, to installing new kitchen cabinets and appliances. Complete A to Z kitchen remodeling project.

Steps to Remodeling Your Kitchen
Step-by-step instructions on how to remodel a kitchen, from tearing out a kitchen to the finished remodeled product, and all the steps in between.

Kitchen Remodel Appliances
Step-by-step instructions on how to remodel a kitchen, from tearing out a kitchen, to hanging drywall, replacing electrical and plumbing, to installing new kitchen cabinets and appliances. Complete A to Z kitchen remodeling project.

Kitchen Remodel Plumbing
Step-by-step instructions on how to remodel a kitchen, from tearing out a kitchen, to hanging drywall, replacing electrical and plumbing, to installing new kitchen cabinets and appliances. Complete A to Z kitchen remodeling project.

Remodel Kitchen Lighting
Step-by-step instructions on how to remodel a kitchen, from tearing out a kitchen, to hanging drywall, replacing electrical and plumbing, to installing new kitchen cabinets and appliances. Complete A to Z kitchen remodeling project.

Remodel Kitchen Walls
Step-by-step instructions on how to remodel a kitchen, from tearing out a kitchen, to hanging drywall, replacing electrical and plumbing, to installing new kitchen cabinets and appliances. Complete A to Z kitchen remodeling project.

Remodel Kitchen Cabinets
Step-by-step instructions on how to remodel a kitchen, from tearing out a kitchen, to hanging drywall, replacing electrical and plumbing, to installing new kitchen cabinets and appliances. Complete A to Z kitchen remodeling project.

Buy, Fix, Sell: Part 4 of 5 - How to Buy, Fix-Up and Sell Your Home - Remodeling and Selling for Profit
First-hand account of how I personally finished a lower level of a split-level house. Electrical, plumbing, HVAC, framing walls, fireplace install, Sheetrocking, repairing an upper deck that leaked, hanging paneling, woodworking.

Buying a Vacation Home on the Beach (Tips)
Great tips that you've probably never considered about buying a vacation home on the beach. How to safely buy a second home on the ocean. Drawbacks to buying a vacation home near water.

Important Questions to Ask a Mortgage Broker
How to interview your mortgage lender and ask the right questions before picking a lender. There is more to questions than interest rates and points.

Right and Wrong Answers to Agent Interview Questions
Answers to interview questions you ask your real estate agent. Top 10 answers to most commonly asked questions of real estate agents. How to tell if your agent is a good fit for you based on the answers given to your interview questions.

Writing an Offer in a Buyer's Market
Ten great buyer's market offer tips on how to grab the edge in a competitive market and get your purchase offer accepted at the price and terms you deserve.

How to Write Seller's Market Purchase Offers
If you are trying to buy a home in a sellerís market, here are 10 tips to help you write that winning purchase offer and beat out the competition.

How to Interview a Real Estate Agent
Questions to ask before you hire a real estate agent to represent you to buy or sell a home, and why it is essential to interview an agent.

Home Marketing - Steps for Advertising Your Home
Top 10 marketing tips that are designed to sell your home faster and for more money, regardless of whether it's a buyer's or a seller's market.

What Is a Deed of Reconveyance? - Homebuying
A deed of reconveyance shows your loan is paid in full. Learn how to ensure that your mortgage shows as paid off.

What Is a Safety (Protection) Clause?
Learn the definition of a safety clause in a real estate listing agreement. A safety clause protects an agent's commission when the home sells.

How to Buy Residential Lots and Land
Tips to help you find and buy the perfect residential lot or land. Use these land buying tips to find a great location to build and to avoid regrets.

Real Estate Agent - Fair Housing Act Violation
Explains what a real estate agent can and cannot do for a client, including how the Fair Housing Laws play a crucial role, which surprises homebuyers.

Deficiency Judgments After Foreclosure or Short Sale
Learn about deficiency judgment collection attempts and your rights. A deficiency judgment can be obtained even after a foreclosure or a short sale.

Offer Negotiation Methods for Home Buyers
Overview of offer negotiation tips and examples for persuading a seller to take an offer. Methods used to successfully negotiate while buying a home.

Loan Preapproval - Home Buying Process
Should you get preapproved or prequalified for a mortgage loan? Here are reasons why it is to your advantage to obtain a loan preapproval in advance.

How to Find MLS Home Listings and Do MLS Searches
MLS stands for multiple listing service. Definition of MLS. Suggestions for MLS home searches. How to find MLS listings in your area.

VA Loan - Who is Eligible for a VA Loan?
Who is eligible for a VA loan? Explanation of a VA Certificate of Eligibility. Types of homes a VA buyer can purchase with a VA loan. Page 2.

Department of Veterans Affairs Home Loans
What is a VA loan and who qualifies? What is a certificate of eligibility and how does a veteran obtain such a document?

Advertising Houses for Sale - How to Write Home Ads
Selling a house by writing ads for classifieds in newspapers and creating direct mail post cards that reach the largest number of home buyers.

How to Reduce Radon Gas in Your Home
How to test for radon gas in your home, evaluate the results and lower radon gas levels if necessary. What levels of radon are considered too high? Page 2.

Radon Gas Testing and Mitigation
Many home buyers perform radon gas tests before buying because high radon levels can potentially cause health problems. Get the facts about radon.

How to Reduce Radon Gas in Your Home
Learn what steps you must take to lower high levels of radon gas in your home. Radon mitigation techniques to reduce radon gas to acceptable levels. Page 3.

When Radon Levels Are Too High
Home buyers should test for radon before they buy a home. Steps to protect your interests if you are buying a home that tests high for radon gas. Page 4.

Affidavit of death
Parody of ways to ambulance chase an Affidavit of Death. How to deal with title transfers for a home after a joint tenant dies. Recording an affidavit of death and obtaining a death certificate.

The Dangers of Buying Flipped Foreclosure Homes
Reasons why you might not want to buy a flipped foreclosure home from an investor. How to find out if that newly remodeled home is a foreclosure flipper.

Mistakes That Could Cost You Your New Home
Some are hard to avoid, resulting from of bad advice, bad luck, or a falling market. Many, however, can be avoided with just a little common sense.

Should Home Sellers Hire an Appraiser?
The problems associated with appraisals paid for by sellers prior to listing a home for sale and how sellers can accurately establish market value.

House Marketing Mistakes and Bloopers
Here are mistakes that sellers and their agents repeat over and over. Don't let it happen to you.

What Is a Notice to Perform?
Simply because one party did not meet a contractual obligation does not give the other party the right to cancel until the Notice to Perform is delivered.

Estimated Home Values on Zillow
An overview of the Zestimate and whether the Zillow automated estimate of value is accurate enough for a home seller or home buyer to rely upon.

Why Foreclosed Home Owners Abandon Pets
Abandoned pets are often left behind in foreclosed homes. Learn how to help save abandoned foreclosure pets.

How to Know If the Housing Market is Improving
How to tell is the housing market is improving. Signs that real estate recovery is on the horizon. 10 ways to know if this is a good time to buy or sell a home.

The Basics of a Good Faith, or Loan, Estimate
Understanding the mechanics and intent of the Good Faith Estimate and how the loan estimate used today is very similar to the GFE.

How to Avoid Home Buyer's Remorse
Are you suddenly feeling buyer's remorse about the house you just agreed to buy? Here's advice to help you sort out your feelings about your new home.

5 Things in a Home Not Included in Your Purchase Offer
Top 5 items buyers think will stay with the home, which are not considered fixtures. Ways to ensure even personal property conveys with the sale.

- By Category
An index of categories in the

Toxic Mold in Homes - stachybotrys chartarum
Molds are a hot topic in the home buying community, especially toxic black mold. Steps you should take to detect and kill mold in your home.

Sales techniques for real estate pros to help buyers
Successful real estate agents know that asking the right questions is an important part of working with home buyers. Tips to refine your sales skills.

Private Waste Removal Systems
Don't let fear of maintaining a septic system discourage you from buying a home in a rural area. Useful facts about your new septic tank and system.

Are Free Timeshare Vacations for Real?
Resorts offer free timeshare vacations in exchange for attending property developer presentations. Free timeshares may come with hidden expenses.

How to Correct Errors on a Credit Report Increase
You just discovered errors on your credit report, or even worse, accurate references to late payments or other issues that affect your credit scores and reports. Take a few deep breaths and try to stay calm, because credit report errors can be fixed--and without help from companies that promise to repair your credit.

Home Buying: How Your Credit Score is Calculated
Home buyers who are seeking a mortgage find out early-on that their credit score plays an important part in the home buying process and in determining the interest rate that a lender offers. Learn how your credit score is calculated and start taking steps to increase your scores.

Buyer Cannot Close Escrow on Time
Reasons a buyer cannot close on time, and a solution to encourage the seller to sign an extension of time addendum, which most sellers cannot refuse.

Things Not to Do Before a Real Estate Closing
How to avoid the types of common homebuying mistakes that can delay a real estate closing through the innocent actions of well meaning home buyers.

Accepting a Purchase Offer That May Be Too High to Appraise
When sellers are negotiating more than offer, which all exceed the listed price and involve financing, and the home won't appraise above list price.

Facts About Residential Real Estate Appraisals
A successful home buying transaction hinges on the appraisal. Banks require homes to appraise at or above market value for mortgage approval.

How To Buy an HUD Home - Buying HUD Foreclosures
Learn how to buy a HUD foreclosure. HUD foreclosures are available throughout the United States. This guide helps you understand the process.

Facts About Easements and Rights-of-Way
Find out why you must know the details about existing easements and rights-of-way before you buy a home or other real estate; where to find easements.

Getting Through the Home Inspection
Home buyers hire professional home inspectors to look for issues; you can better your chances of selling by knowing what home inspectors look for

Home Buying: A Mortgage is Not a Home Loan
Home buying tip. A mortgage and a deed of trust are both security instruments, documents that give a lender the right to sell your property to pay your debt if you do not make payments on your home. Do you know the differences between a mortgage and a deed of trust?

Finding a Mortgage for Your New Home
If you're buying a home, odds are you'll need a mortgage, but did you know there are big differences between mortgage brokers and bank loan officers?

Is an Adjustable Rate Mortgage (ARM) Is Right for You?
An adjustable rate mortgage, called an ARM, offers home buyers lower initial interest rates. Learn how ARMs work and if it's a good option for you.

What Is the HUD-1 Settlement Statement?
The HUD-1 settlement statement was the standard real estate settlement form for federally-related mortgage loans prior to 2015. Learn how it works.

The Real Estate Purchase Contract
A real estate purchase contract is a binding agreement between two or more parties for the purchase, exchange or other conveyance of real property.

Who Pays for the Home Pest Inspection
Does it make sense for the seller to pay for a home pest inspection before putting a home up for sale or wait for the buyer to pay for a pest report?

What Can Go Wrong in Underwriting?
How to predict things that can go wrong in underwriting and spot common red flags that could prevent underwriting approval for a home buyer.

Green Mortgages in California
How the financing for green mortgages in California can mess up your ability to sell a home, and other pitfalls of the PACE and HERO programs.

What is a Realtor? Real Estate Agent Careers
Some people call all real estate agents

Resolving Home Repair Issues with Buyer and Seller
Learn the ins and outs of repair clauses in real estate contracts. Repair issues can be resolved through negotiation.

Why People Hate Real Estate Agents
Reasons for mega-hatred toward real estate agents, why people might harbor ill feelings about agents that are not always justified.

What Are Real Estate Teams
Overview of how real estate teams work in general and the benefits to home sellers and home buyers to work with a real estate team over single agents.

How to Use a Loan Contingency When Buying a Home
How buying a home without a loan contingency can be risky for a buyer; the pros and cons of a loan contingency in a purchase contract.

The Difference Between a Listing Agent and a Selling Agent
Why a listing agent and a selling agent are generally two different agents, including an easy to understand explanation of the ways to label an agent.

Selling a House in One Day
Did a seller undervalue a home or a buyer pay too much when a home sells in one day? How to determine whether such a home was priced right.

Buying a House That is Easy to Rent
5 great tips to help you decide whether to buy a home that will be easy to rent. What to watch out for so you don't end up with a hard to rent home.

Home Buying at an Online Auction
Helpful tips for negotiating with auction companies and secrets for buying a home at an online auction by winning the bidding process for that house.

How to Buy a House When You've Had a Short Sale
Top 3 essential tips to buying a house after a short sale by ensuring the entire process will not be a hindrance nor stop you from buying a new home.

How Many Real Estate Agents Can You Work With?
Discussion about the pros and cons of working with more than one buyer's agent, and whether this practice is the industry norm.

Getting Your Short Sale Offer Accepted
The 3 parties to a short sale offer, and how to win every time. Secret strategies for getting your short sale offer accepted.

Earnest Money Deposits on Bank-Owned Homes
How earnest money deposits are handled on bank-owned homes. Why some REO lenders make earnest money deposits non-refundable, and how to deal with non-refundable deposits.

Tenants' Rights - Is Your Landlord in Foreclosure?
Tenants can find out if a landlord is in foreclosure before the home is foreclosed upon. Tips for protecting your tenant rights.

Why You Can't Buy That Bank Repo Home
Qualifications for buying bank repos. Why banks may refuse to sell bank repos to certain types of buyers. Bank repo guidelines for buying fixer homes.

How to Replace a Toilet in Your Bath
How to easily replace a toilet in your bath and upgrade to a faster flushing, water-saving model. Time saving tips for do-it-yourself toilet installs.

Toilet Installation Tips: So Easy Anybody Can Do It
How to easily replace an old toilet in your home and upgrade to a water-saving model. Time saving tips for do-it-yourself toilet installation. Page 2.

The Top Three Lies Told by Real Estate Agents
Is your real estate agent lying to you? How to tell if your agent is dishonest or an imposter. Ways to find out the truth about your real estate agent.

Verify Your Real Estate Agent's Credentials
How to find a real estate agent's licensing information. How to determine whether your agent has lied to you about experience and qualifications. Page 2.

Like-Kind Real Estate (Definition and Types)
Definition of like-kind real estate and how like-kind properties are treated in a tax-deferred 1031 exchange.

How to Do 1031 Exchanges to Defer Taxes
The specifics of a 1031 exchange from the IRS tax code; why an exchange can defer capital gains taxes and how to qualify when selling property.

How to Do a 1031 Exchange
The specifics of a 1031 exchange; why 1031 exchanges defer capital gains taxes and how to qualify for a 1031 exchange. Page 2.

Before Buying a Short Sale Home
Before you buy a short sale, read about your rights as a buyer. Why the seller's lender needs to approve a short sale; how to avoid short sale blues.

Walking Away From a Home
Home owners who walk away from a home and let their mortgages go into default. Alternatives to walking away from your home and ways to stop foreclosure.

Buy and Bail - Buying a New Home to Bail on the Old
Buy and bail is a phrase used to describe how some home owners buy a new home and then bail (go into foreclosure) on the former home. Is buy and bail against the law?

Buying After a Short Sale or Foreclosure
After a short sale or foreclosure, how long must you wait before you can buy a home again? These guidelines set forth the waiting period.

Should You Choose a Short Sale Over a Foreclosure?
Is a short sale or foreclosure better for your credit rating? How do you qualify for a short sale? Are there any advantages to doing a foreclosure?

Why Don't REO Agents Call Back?
Reasons why REO agents don't return phone calls. Why agents who list bank-owned homes rarely answer their phone.

Difference Between a Real Estate Broker and an Agent
Find out the types of real estate agents, including selling agent, listing, and broker, and the differences between an agent and a real estate broker.

Why You Should Not Interview Agents From the Same Company
When you're interviewing real estate agents, here are reasons not to interview agents at the same real estate company.

When Should I Call My Agent and How Often?
When should I call my agent and how often can I call my agent are questions home buyers think about but rarely ask. Here are tips for calling an agent and how to establish a communication plan.

How Do Home Buyer's Agents Get Paid?
How buyer's agents in real estate are paid. Does a buyer's agent get paid by the buyer or the seller? How buyer's agents earn a commission.

Find an REO or Short Sale Buyers Agent
How to find an REO or Short Sale Buyer's Agent. Cut to the chase and hire the most experienced REO / Short Sale buyer's agent by following these tips. Don't buy an REO or Short Sale home without hiring a real estate agent with a successful track record.

BPO Explanation for Real Estate
Definition of BPOs. How a BPO pertains to real estate involving short sales, foreclosure homes, distressed properties. Standard process and procedure.

Definition of Balloon Payment
Definition of a balloon payment as it relates to real estate financing and buying a home. Why balloon payments can be considered a high risk mortgage.

How Some Agents Work Under a Desk Fee Arrangement
What is a desk fee? This is a type of payment agreement between a real estate broker and agents as opposed to a commission split arrangement.

Land Easements Definition in Real Estate
Definition of easements, covering essential elements such as what is an easement, how an easement can affect your land, and how to locate easements.

Definition of Equity in Real Estate
What is equity in terms of real estate? See what it means and how you build or reduce home equity and what it means when you buy or sell your house.

Exclusive Agency Listing Agreements
Definition of an Exclusive Agency Residential Listing Agreement; why a homeowner and a brokerage might agree to a listing. Why many agents avoid them.

What is a Grantee? Definition and Explaination
In real estate, the grantee is the buyer. Grantee and grantor are terms used in legal instruments such as deeds conveying title.

Definition of a Grantor in the Home Buying Market
Understand which party to a real estate transaction is the grantor. The grantor is the party that sells the property to the buyer, the grantee.

Notice of Default - Next Steps
Definition of Notice of Default and steps to cure. An explanation of the complete foreclosure process in California, plus how to reinstate the loan.

Open Residential Listing Agreements
Definition of open listing as it pertains to a residential real estate listing agreement between a real estate broker and the seller; how it is used.

Define PITI
Definition of PITI as it pertains to real estate. Four components of PITI, how to calculate a mortgage payment and where to find local information.

What Is a Promissory Note? - Definition
Definition of promissory notes, differences between secured and unsecured instruments. The elements of a prom note and how people get into trouble.

The Real Estate Purchase Contract
A real estate purchase contract is a binding agreement between two or more parties for the purchase, exchange or other conveyance of real property.

Pest Inspections
Definition of pest inspections and types of work to clear pest inspections when selling a home. Types of insecticides that kill termites and beetles.

Definition of Redlining in Home Buying/Selling
Definition of redlining as it pertains to homebuying. How this discriminatory practice involves lenders that refuse to lend based on racial profiling.

Quitclaim Deed - Definition and Examples
What is a quitclaim deed? Why do you need it? Definition of quitclaim deed as it pertains to real estate, where to obtain the document, the parties.

Basic Homeowner Information About Short Sales
Are you in danger of defaulting on your mortgage? Find out how a short sale could help homeowners who owe more than what their homes are worth.

What Is a 1031 Tax-Deferred Exchange?
Basic explanation, requirements, and answers to common questions about the 1031 tax-deferred Exchange.

How to Stop or Avoid a Home Foreclosure
Ways to stop a foreclosure and little known alternatives to a foreclosure that might not have occurred to a homeowner who is facing losing her home.

Distressed Home Sales: Foreclosures, Short Sales, REOs
Without specialized knowledge about how to handle the purchase of a foreclosure, short sale or REO, you could find yourself in dangerous territory.

Distressed Short Sales and Foreclosures
Tips for sellers facing foreclosure, including short sales. Basics for home buyers or investors buying short sales and homes in foreclosure.

How a Short Sale or a Foreclosure Affects Credit
Which is better to see on a credit report: a foreclosure or a short sale? How soon after foreclosure or short sale can a seller buy a new home?

Foreclosure Basics (The Three Types)
Three basic types of foreclosures. Explanation of pre-foreclosure, foreclosure and post-foreclosures. How to determine the type of foreclosure before writing a purchase offer.

Definition of Spalling and How to Identify It
Definition of spalling, especially as related to wet basements and older foundations of homes, how to identify it, and ways to cure the problem.

How to Find Foreclosures and Government-Seized Homes
A wealth of sources, from real estate agents to government agencies, help you find foreclosures and provide guidance for how to buy them.

How to Buy Bank Owned Foreclosures or REOs
How to buy a foreclosures / REOs from the bank. Negotiating offers for bank owned homes. Difference between REO homes and short sales.

The Drawbacks to Buying Foreclosures
Buying foreclosures at auctions, trustee sales or directly from the bank. What buyers can expect when buying a home without an interior inspection.

What Is a Foreclosure and How Does It Work?
In-depth explanation of how foreclosure work and how to protect yourself if you're thinking about buying a foreclosure.

Release of Home Buyer Contingencies
Purchase offer contingencies and how to release contingencies. What happens if contingencies are not released. Types of contingencies, how sellers request releases and consequences of refusal.

Definition of an Alienation Clause
Definition of Alienation Clause. Examples of alienation clauses in a mortgage or trust deed, and how such verbiage can blow your creative financing.

How to Make Purchase Offers on a Home
Great tips for figuring out a reasonable price to offer a home seller that will be acceptable. Why a home offer involves more negotiation than price.

DIY Home Improvements - DIY Home Improvement Projects
DIY home improvement projects geared toward novices. DIY tips and ideas for first-time home buyers who want to fix up or make repairs or learn how to do home improvements.

Making an Offer to Buy a Home
Criteria to use when making an offer to buy a home. Data to help determine the price to pay for a home. Factors that influence home offer prices.

Buying Short Sales from Sellers - Short Sale FSBOs - For Sale by Owner Short Sales
Buying short sale homes from a seller without an agent. For sale by owners in pre-foreclosure. How to negotiate with an unrepresented seller and the bank to buy a home in foreclosure.

What Is a Home Warranty Plan and How Do They Work?
What does a home warranty plan protect? Find out what is covered and excluded from coverage and how to ask a seller to pay for a home protection plan.