Mortgages & Home Financing Sitemap - Page 1 2016-09-26

How to Qualify for a Conventional Mortgage Loan
Find out how to qualify for Conventional or Conforming mortgages backed by Fannie Mae and Freddie Mac.

Property And Income Requirements For USDA Loans
Find out the income and property requirements for getting a mortgage with USDA financing.

Home Prices Grow in Nearly All US Metro Markets
Find out how the real estate prices are doing across the country.

Changes to Fannie Mae Departure Residence Guidelines
If you are buying a new home, can you rent the current home and use that income to qualify? Find out the departing residence guidelines.

All You Wanted To Know About Energy Efficient Mortgage
Learn about how you can finance energy efficient features when you are buying or refinancing a home using FHA loans.

Where Are The Mortgage Rates Now And The Outlook
Find out how the mortgage rates fared in August 2015 and what is the outlook/prediction for mortgage rates.

Waiting Periods For Derogatory Events with Extenuating Circumstances
If you have had a Foreclosure, Short-sale or Bankruptcy because of extenuating circumstances, you may be able to qualify for a mortgage sooner now.

Why Buying a House Could Be Easier This Year
There are more options for homebuyers, particularly first-time homebuyers, to obtain a mortgage. Learn more about homebuying loan options.

Existing Home Sales Data Comes in Short to Start 2015
The January Real Estate data, which includes completed sales of single-family homes, townhouses, condominiums, and co-ops, as released by NAR.

New Mortgage Disclosure the Biggest Change in Decades
Learn about the new Disclosures coming to Mortgage World which will replace the Good Faith Estimate and Truth in Lending Disclosures.

What Really Drives Mortgage Rates?
Find out what really impacts mortgage rates and why they sometimes change several times a day.

- By Category
An index of categories in the

Using Down Payment Assistance on Your Next Mortgage Loan
How to use down payment assistance program to buy your first home. Also, where to find a list of such assistance programs.

10 Excellent Ways To Boost Energy Efficiency In Home
Whether you are buying, selling, remodeling or building - explore these ten excellent ways to boost your home’s energy efficiency.

Frequently Asked Conventional Mortgage Questions
Get the answers to questions frequently asked about conventional mortgages . The post also provides the list of document you would need to qualify.

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Loan-To-Value Ratio: How Your LTV Affects Your Mortgage
As the loan-to-value ratio increases, the qualification guidelines for mortgage programs get more strict.


Prepaid Expenses, Escrows and Impounds - How They Affect Your Bottom Line
Find out what are the pre-paid items and how they along with impounds impact your cash to close on a mortgage loan.

Loan Terms and Closing Costs Disclosure Guidelines
What Changes Will the “Know Before You Owe” Disclosure Guidelines Make and what are the timelines for new disclosures.

Buying Down A Mortgage Rate - When To Pay Discount Points
What are discount points and should you pay discount points to get a lower interest? What are the pros and cons of paying points?

Mortgage 101 - Understanding The Appraisal Process
Find out why an appraisal is required to finance the home and what are the comparables that decide the value of the property.

All You Wanted To Know About HECM Reverse Mortgages
Learn everything you need to know about Home Equity Conversion Mortgage (HECM), commonly known as Reverse Mortgage.

How to Use APR to Compare Mortgage Options
Shopping for mortgage rates? Understand how you can use Annual Percentage Rate (APR) to compare different mortgage options.

The Evolution of the Home Affordable Refinance Program
Everything you wanted to know about underwater mortgage refinance - Home Affordable Refinance Program (HARP).

Complete Guide to FHA Streamline Refinance
Learn all about FHA Streamline Refinance including canceling the FHA Mortgage Insurance Premiums.

The Scoop Behind FHA Mortgage Insurance Premiums
Learn how FHA Mortgage Insurance Premiums work, how to calculate it and then how to eliminate it.

What To Expect At Closing Table When Getting A Mortgage
Understand everything you need to know about getting to the closing table and signing your closing documents including bringing your cash to close.

How Do You Qualify For 0% Down Payment USDA Loan
Understand the guidelines of 0% down payment USDA loans and how to qualify for it.

USDA Rural Mortgage Loan Basics
Understand the Benefits and Mortgage Insurance requirements of an USDA loan.

What Factors Impact Your Credit Score?
Understand what factors really impact the credit scores. How does credit inquiries impact your scores.

Understanding Mortgage Underwriting Approval Process
Understand the mortgage loan approval process and what it means for your loan to be approved with conditions or suspended.

When Buying A Home - How Much Can You Actually Afford?
How much can you really afford when buying a home. Understand the budgeting and down payment basics to get the answer.

How To Verify Your Assets When Getting A Mortgage
Asset verification when getting a mortgage is one of the most challenging aspects. Read this post to make sure you are getting it right.

The Benefits of FHA Mortgage Financing
Find out the benefits of getting an FHA loan for your home purchase. The post details Down Payment requirements and mortgage insurance premiums.

5 Little Known Facts About FHA Home Loans
Find out about the no-so-commonly known benefits of FHA Home Loans and how this program can help you buy or refinance your mortgage.

Existing Home Sales Were Strong, Very Strong In March
The existing home sales data came in very strong according to National Association of Realtors. First Time Home Buyers represented 30% of the market.

Understanding Appraisal Process When Buying a Home
Understand how a appraiser arrives at the home value and also what to do when the value comes lower than the sales price.

VA Loans - Benefits, Requirements and Mortgage Rates
Find out about benefits, mortgage rates, guidelines and closing cost related to VA Loans.

Avoiding a Money Pit with a Thorough Home Inspection
Understanding Home Inspection will help you avoid buying a home where expenses far outweigh the benefits.

Get Your Money Back - 9 Tax Rewards Just for Homeowners
Learn about nine best opportunities to save on your taxes when you own either a primary residence, an investment property or both.

Both New and Existing Home Sales Numbers Come in Strong for February
Latest Real Estate Sales Data from National Association of Realtors point towards strong Home Sales for both New and Existing Homes.

Disclosures Coming To Mortgages Will Change Everything
Understanding the new Disclosures coming to most of the Mortgage Loans will help you Navigate the Fees and Closing process better.

MORTGAGE SPEAK - Do You Understand the Lingo?
Understanding these Lingo and terms that Loan Officers speak will help you navigate through the mortgage process better.

Getting Off On the Right Foot: Keys to a Successful Home Purchase
Learn about getting pre-approved correctly and other steps you need to take to be prepared to buy your first home.

The Myth of 20% Down Payment When Buying Your Home
There are several programs that help you buy a home with zero to little down payment. Learn about FHA Loans, VA Loans, USDA loans and conforming loan.

How Do Home Buyers Qualify For Down Payment Assistance?
A guide on How to Qualify for Down Payment Assistance Programs if you are a First Time Home Buyer. Also, understand acceptable sources of Down Payment.

The True Cost of Using Discount Real Estate Services
Find out the difference between using discount Real Estate Agent vs a Traditional Agent. Also, see the difference between online lenders and experts.

Why Buy? Real World Benefits to Homeownership
Buying a Home has several benefits. Read how Equity Grows, Crime Goes Down and other Economic benefits of buying a home.

Dollars & Sense and Tax Benefits of Owning a Home
Which Items on Closing Cost Settlement Charges are Tax Deductible. What are the other Tax Benefits of Owning a Home?

5 Steps That Will Make You Ready to Buy Your First-Home
Following these 5 Steps Will Virtually Guarantee to Help You Buy Your First Home. Learn Budgeting Basics and Other Tips to Prepare Yourself.